What is the cost of living in Midland, TX?
According to the most recent data on the cost of living, Midland has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Texas, Midland has a cost of living index that's 1.2x higher than Texas's index of 93.
The standard of living in Midland ranks as #307 most affordable out of the 419 places we measured in Texas. By definition, that implies Midland ranks as the #112 most expensive place in the Lone Star State.
For more reading on life in Midland, check out:
Midland Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Midland. Here is how it fares on each of the criteria:
The Services index in Midland is 98.
The Groceries index in Midland is 99.
The Health index in Midland is 129.
The Housing index in Midland is 93.
The Transportation index in Midland is 102.
The Utilities index in Midland is 97.
| Living Expense | Midland | Texas | National Average |
|---|---|---|---|
| Overall | 107 | 93 | 100 |
| Services | 98 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 129 | 81 | 100 |
| Housing | 93 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Midland Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Midland Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Midland, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Midland is $328,325.
The Median Rent in Midland is $1,434.
The Median Income in Midland is $89,585.
The Home Value To Income in Midland is 3.7x.
The Rent To Monthly Income in Midland is 0.19x.
Midland, TX Costs By Category
Detailed Midland Services costs vs. Texas
Detailed Midland Groceries costs vs. Texas
Detailed Midland Health costs vs. Texas
Detailed Midland Transportation costs vs. Texas
Midland SnackAbility
Cost Of Living In Cities Around Midland
The cost of living varies in the cities and towns around Midland. Here's a quick look at the cost of living in the most populous nearby places:
Odessa, TX has a cost of living index of 99, 0.9x Midland.
West Odessa, TX has a cost of living index of 88, 0.8x Midland.
Big Spring, TX has a cost of living index of 86, 0.8x Midland.
| City | Population | Cost Of Living | Vs. Midland |
|---|---|---|---|
| Odessa, TX | 115,322 | 99 | 0.9x |
| West Odessa, TX | 32,594 | 88 | 0.8x |
| Big Spring, TX | 23,975 | 86 | 0.8x |
| Andrews, TX | 13,468 | 99 | 0.9x |








