Pampa, TX Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Pampa, TX Summary

Cost of living in Pampa research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pampa is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Pampa is 81, with 100 being the average.

  • The cost of living index in Pampa is 0.8x lower than the national average.

  • Pampa ranks as the #31 cheapest in Texas out of 414.

  • Pampa ranks as the #158 cheapest out of 6,489 in the US.

  • The median home value in Pampa is $104,532.

  • The median income in Pampa is $53,458.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
81
Pampa's Overall Cost Of Living
0.8x
Lower Than The National Average

What is the cost of living in Pampa, TX?

According to the most recent data on the cost of living, Pampa has an overall cost of living index of 81, which is 0.8x lower than the national index of 100.

Compared to Texas, Pampa has a cost of living index that's 0.9x lower than Texas's index of 92.

The standard of living in Pampa ranks as #31 most affordable out of the 414 places we measured in Texas. By definition, that implies Pampa ranks as the #383 most expensive place in the Lone Star State.

For more reading on life in Pampa, check out:

31 out of 414
In Texas
158 out of 6,489
In America

Pampa Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Pampa. Here is how it fairs on each of the criteria:

  • The Services index in Pampa is 93.

  • The Groceries index in Pampa is 94.

  • The Health index in Pampa is 86.

  • The Housing index in Pampa is 55.

  • The Transportation index in Pampa is 94.

  • The Utilities index in Pampa is 96.

Living Expense Pampa Texas National Average
Overall 81 92 100
Services 93 97 100
Groceries 94 97 100
Health 86 93 100
Housing 55 82 100
Transportation 94 94 100
Utilities 96 104 100
For more reading on cost of living around Texas, check out:
Pampa Cost of Living Vs. TX

Pampa, TX Housing Cost Breakdown

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Pampa is $104,532.

  • The Median Rent in Pampa is $898.

  • The Median Income in Pampa is $53,458.

  • The Home Value To Income in Pampa is 2.0x.

  • The Rent To Monthly Income in Pampa is 0.2x.

Statistic Pampa Texas United States
Median Home Value $104,532 $298,905 $303,400
Median Rent $898 $1,339 $1,348
Median Income $53,458 $76,292 $78,538
Home Value To Income 2.0x 3.9x 3.9x
Rent To Monthly Income 0.2x 0.21x 0.21x
$104,532
Median Home Value
$898
Median Rent
$53,458
Median Income

Pampa, TX Costs By Category

Detailed Pampa Services Costs Vs. Texas

Item Pampa Texas
Shampoo $1.25 $1.28
Movie $10.19 $12.13
Bowling $16.11 $18
Haircut $28.33 $24.26
Beauty Salon $49.67 $45.56

Detailed Pampa Groceries Costs Vs. Texas

Item Pampa Texas
Ground Beef $5.84 $5.84
Fried Chicken $1.32 $1.57
Milk $4.51 $4.67
Potatoes $4.15 $4.93
Pizza $10.1 $12.09
Beer $9.99 $10.41
Toothpaste $3.63 $3.7

Detailed Pampa Health Costs Vs. Texas

Item Pampa Texas
Optometrist $77.0 $125.68
Doctor $114.0 $135.78
Dentist $91.0 $113.29

Detailed Pampa Transportation Costs Vs. Texas

Item Pampa Texas
Gasoline $3.19 $3.46
Tire Balancing $54.0 $59.92

Detailed Pampa Utilities Costs Vs. Texas

Item Pampa Texas
All Electricity $173.26 $193.99
Phone $209.24 $192.25

Pampa SnackAbility

4
/10
Overall SnackAbility
Jobs
6/10
Housing
4
Affordability
9
Diversity
8.5
Safety
4
Amenities
8.5
Education
4
Commute
9.5

Cost Of Living In Cities Around Pampa

The cost of living varies in the cities and towns around Pampa. Here's a quick look at the cost of living in the most populous nearby places:

  • Borger, TX has a cost of living index of 84, 1.0x Pampa.

City Population Cost Of Living Vs. Pampa
Borger, TX 12,398 84 1.0x

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