What is the cost of living in Pampa, TX?
According to the most recent data on the cost of living, Pampa has an overall cost of living index of 83, which is 0.8x lower than the national index of 100.
Compared to Texas, Pampa has a cost of living index that's 0.9x lower than Texas's index of 93.
The standard of living in Pampa ranks as #16 most affordable out of the 419 places we measured in Texas. By definition, that implies Pampa ranks as the #403 most expensive place in the Lone Star State.
For more reading on life in Pampa, check out:
Pampa Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Pampa. Here is how it fares on each of the criteria:
The Services index in Pampa is 97.
The Groceries index in Pampa is 103.
The Health index in Pampa is 51.
The Housing index in Pampa is 100.
The Transportation index in Pampa is 106.
The Utilities index in Pampa is 101.
| Living Expense | Pampa | Texas | National Average |
|---|---|---|---|
| Overall | 83 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 103 | 99 | 100 |
| Health | 51 | 81 | 100 |
| Housing | 100 | 97 | 100 |
| Transportation | 106 | 103 | 100 |
| Utilities | 101 | 100 | 100 |
Pampa Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Pampa Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pampa, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pampa is $102,177.
The Median Rent in Pampa is $934.
The Median Income in Pampa is $56,626.
The Home Value To Income in Pampa is 1.8x.
The Rent To Monthly Income in Pampa is 0.2x.
Pampa, TX Costs By Category
Detailed Pampa Services costs vs. Texas
Detailed Pampa Groceries costs vs. Texas
Detailed Pampa Health costs vs. Texas
Detailed Pampa Transportation costs vs. Texas
Pampa SnackAbility
Cost Of Living In Cities Around Pampa
The cost of living varies in the cities and towns around Pampa. Here's a quick look at the cost of living in the most populous nearby places:
Borger, TX has a cost of living index of 88, 1.1x Pampa.
| City | Population | Cost Of Living | Vs. Pampa |
|---|---|---|---|
| Borger, TX | 12,226 | 88 | 1.1x |
