Roma, TX Cost Of Living

The latest cost of living statistics for Roma. Includes statistics on rent, mortgages, healthcare, and other costs for Roma compared to the state and national averages.

Cost of living in Roma, Texas

Cost of living in Roma research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Roma is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Texas, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

82 Cost of living index 0.8x lower vs US
#11 Cheapest in Texas (of 419)
#102 Cheapest in the U.S. (of 6,489)
$100,107 Median home value
$563 Median rent
$24,579 Median income
Not sure Roma fits your budget? Try our place-match quiz →

What is the cost of living in Roma, TX?

According to the most recent data on the cost of living, Roma has an overall cost of living index of 82, which is 0.8x lower than the national index of 100.

Compared to Texas, Roma has a cost of living index that's 0.9x lower than Texas's index of 93.

The standard of living in Roma ranks as #11 most affordable out of the 419 places we measured in Texas. By definition, that implies Roma ranks as the #408 most expensive place in the Lone Star State.

For more reading on life in Roma, check out:

Roma Cost Of Living Vs. Texas

Six factors go into calculating the cost of living index in Roma. Here is how it fares on each of the criteria:

  • The Services index in Roma is 97.

  • The Groceries index in Roma is 97.

  • The Health index in Roma is 43.

  • The Housing index in Roma is 94.

  • The Transportation index in Roma is 100.

  • The Utilities index in Roma is 99.

Living Expense Roma Texas National Average
Overall 82 93 100
Services 97 100 100
Groceries 97 99 100
Health 43 81 100
Housing 94 97 100
Transportation 100 103 100
Utilities 99 100 100

Roma Cost Of Living Compared To Texas Averages

Services
Roma 97
Texas avg 100
Groceries
Roma 97
Texas avg 99
Health
Roma 43
Texas avg 81
Housing
Roma 94
Texas avg 97
Transportation
Roma 100
Texas avg 103
Utilities
Roma 99
Texas avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Texas, check out:

Protect your home budget Compare home warranties in Roma Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Roma, TX Housing Cost Breakdown

$100,107Median Home Value
$563Median Rent
$24,579Median Income

Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Roma is $100,107.

  • The Median Rent in Roma is $563.

  • The Median Income in Roma is $24,579.

  • The Home Value To Income in Roma is 4.1x.

  • The Rent To Monthly Income in Roma is 0.27x.

Statistic Roma Texas United States
Median Home Value $100,107 $300,957 $332,700
Median Rent $563 $1,403 $1,413
Median Income $24,579 $78,476 $80,734
Home Value To Income 4.1x 3.8x 4.1x
Rent To Monthly Income 0.27x 0.21x 0.21x

Roma, TX Costs By Category

Detailed Roma Services costs vs. Texas
Item Roma Texas
Shampoo $1.05 $1.28
Movie $11.98 $12.13
Bowling $20.0 $18
Haircut $17.78 $24.26
Beauty Salon $30.94 $45.56
Detailed Roma Groceries costs vs. Texas
Item Roma Texas
Ground Beef $5.77 $5.84
Fried Chicken $1.41 $1.57
Milk $4.51 $4.67
Potatoes $4.84 $4.93
Pizza $11.29 $12.09
Beer $10.29 $10.41
Toothpaste $3.4 $3.7
Detailed Roma Health costs vs. Texas
Item Roma Texas
Optometrist $115.0 $125.68
Doctor $119.56 $135.78
Dentist $113.53 $113.29
Detailed Roma Transportation costs vs. Texas
Item Roma Texas
Gasoline $3.16 $3.46
Tire Balancing $54.06 $59.92
Detailed Roma Utilities costs vs. Texas
Item Roma Texas
All Electricity $221.71 $193.99
Phone $208.71 $192.25

Roma SnackAbility

3Overall SnackAbility
Jobs 3/10
Housing 3/10
Affordability 6/10
Diversity 1/10
Safety 8/10
Amenities 8.5/10
Education 3/10
Commute 6/10

Cost Of Living In Cities Around Roma

The cost of living varies in the cities and towns around Roma. Here's a quick look at the cost of living in the most populous nearby places:

  • Mesquite, TX has a cost of living index of 99, 1.2x Roma.

  • McAllen, TX has a cost of living index of 92, 1.1x Roma.

  • Mission, TX has a cost of living index of 90, 1.1x Roma.

City Population Cost Of Living Vs. Roma
Mesquite, TX 149,299 99 1.2x
McAllen, TX 145,385 92 1.1x
Mission, TX 87,038 90 1.1x
Alton, TX 20,214 85 1.0x
La Homa, TX 11,285 83 1.0x
Sunset, UT 5,587 99 1.2x