What is the cost of living in Stephenville, TX?
According to the most recent data on the cost of living, Stephenville has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Texas, Stephenville has a cost of living index that's 1.0x higher than Texas's index of 93.
The standard of living in Stephenville ranks as #188 most affordable out of the 419 places we measured in Texas. By definition, that implies Stephenville ranks as the #231 most expensive place in the Lone Star State.
For more reading on life in Stephenville, check out:
Stephenville Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Stephenville. Here is how it fares on each of the criteria:
The Services index in Stephenville is 97.
The Groceries index in Stephenville is 97.
The Health index in Stephenville is 93.
The Housing index in Stephenville is 98.
The Transportation index in Stephenville is 105.
The Utilities index in Stephenville is 97.
| Living Expense | Stephenville | Texas | National Average |
|---|---|---|---|
| Overall | 95 | 93 | 100 |
| Services | 97 | 100 | 100 |
| Groceries | 97 | 99 | 100 |
| Health | 93 | 81 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 105 | 103 | 100 |
| Utilities | 97 | 100 | 100 |
Stephenville Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Stephenville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Stephenville, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Stephenville is $321,540.
The Median Rent in Stephenville is $1,134.
The Median Income in Stephenville is $53,015.
The Home Value To Income in Stephenville is 6.1x.
The Rent To Monthly Income in Stephenville is 0.26x.
| Statistic | Stephenville | Texas | United States |
|---|---|---|---|
| Median Home Value | $321,540 | $300,957 | $332,700 |
| Median Rent | $1,134 | $1,403 | $1,413 |
| Median Income | $53,015 | $78,476 | $80,734 |
| Home Value To Income | 6.1x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.21x | 0.21x |
Stephenville, TX Costs By Category
Detailed Stephenville Services costs vs. Texas
| Item | Stephenville | Texas |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $9.61 | $12.13 |
| Bowling | $18.5 | $18 |
| Haircut | $18.64 | $24.26 |
| Beauty Salon | $40.42 | $45.56 |
Detailed Stephenville Groceries costs vs. Texas
| Item | Stephenville | Texas |
|---|---|---|
| Ground Beef | $5.43 | $5.84 |
| Fried Chicken | $1.58 | $1.57 |
| Milk | $4.6 | $4.67 |
| Potatoes | $4.55 | $4.93 |
| Pizza | $12.51 | $12.09 |
| Beer | $10.32 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Stephenville Health costs vs. Texas
| Item | Stephenville | Texas |
|---|---|---|
| Optometrist | $106.87 | $125.68 |
| Doctor | $106.77 | $135.78 |
| Dentist | $108.56 | $113.29 |
Detailed Stephenville Transportation costs vs. Texas
| Item | Stephenville | Texas |
|---|---|---|
| Gasoline | $3.1 | $3.46 |
| Tire Balancing | $56.7 | $59.92 |
Detailed Stephenville Utilities costs vs. Texas
| Item | Stephenville | Texas |
|---|---|---|
| All Electricity | $212.69 | $193.99 |
| Phone | $207.96 | $192.25 |
Stephenville SnackAbility
Cost Of Living In Cities Around Stephenville
The cost of living varies in the cities and towns around Stephenville. Here's a quick look at the cost of living in the most populous nearby places:
Weatherford, TX has a cost of living index of 103, 1.1x Stephenville.
Cleburne, TX has a cost of living index of 93, 1.0x Stephenville.
Mineral Wells, TX has a cost of living index of 90, 0.9x Stephenville.
| City | Population | Cost Of Living | Vs. Stephenville |
|---|---|---|---|
| Weatherford, TX | 35,788 | 103 | 1.1x |
| Cleburne, TX | 34,344 | 93 | 1.0x |
| Mineral Wells, TX | 15,244 | 90 | 0.9x |
