What is the cost of living in Universal City, TX?
According to the most recent data on the cost of living, Universal City has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Texas, Universal City has a cost of living index that's 1.1x higher than Texas's index of 93.
The standard of living in Universal City ranks as #244 most affordable out of the 419 places we measured in Texas. By definition, that implies Universal City ranks as the #175 most expensive place in the Lone Star State.
For more reading on life in Universal City, check out:
Universal City Cost Of Living Vs. Texas
Six factors go into calculating the cost of living index in Universal City. Here is how it fares on each of the criteria:
The Services index in Universal City is 100.
The Groceries index in Universal City is 99.
The Health index in Universal City is 97.
The Housing index in Universal City is 98.
The Transportation index in Universal City is 102.
The Utilities index in Universal City is 102.
| Living Expense | Universal City | Texas | National Average |
|---|---|---|---|
| Overall | 100 | 93 | 100 |
| Services | 100 | 100 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 97 | 81 | 100 |
| Housing | 98 | 97 | 100 |
| Transportation | 102 | 103 | 100 |
| Utilities | 102 | 100 | 100 |
Universal City Cost Of Living Compared To Texas Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Texas, check out:
Protect your home budget Compare home warranties in Universal City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Universal City, TX Housing Cost Breakdown
Housing swings affordability the most between places in Texas, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Universal City is $265,820.
The Median Rent in Universal City is $1,315.
The Median Income in Universal City is $74,811.
The Home Value To Income in Universal City is 3.6x.
The Rent To Monthly Income in Universal City is 0.21x.
| Statistic | Universal City | Texas | United States |
|---|---|---|---|
| Median Home Value | $265,820 | $300,957 | $332,700 |
| Median Rent | $1,315 | $1,403 | $1,413 |
| Median Income | $74,811 | $78,476 | $80,734 |
| Home Value To Income | 3.6x | 3.8x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.21x | 0.21x |
Universal City, TX Costs By Category
Detailed Universal City Services costs vs. Texas
| Item | Universal City | Texas |
|---|---|---|
| Shampoo | $1.06 | $1.28 |
| Movie | $9.5 | $12.13 |
| Bowling | $13.7 | $18 |
| Haircut | $20.78 | $24.26 |
| Beauty Salon | $43.67 | $45.56 |
Detailed Universal City Groceries costs vs. Texas
| Item | Universal City | Texas |
|---|---|---|
| Ground Beef | $4.93 | $5.84 |
| Fried Chicken | $1.57 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $4.55 | $4.93 |
| Pizza | $11.32 | $12.09 |
| Beer | $10.5 | $10.41 |
| Toothpaste | $3.6 | $3.7 |
Detailed Universal City Health costs vs. Texas
| Item | Universal City | Texas |
|---|---|---|
| Optometrist | $132.0 | $125.68 |
| Doctor | $171.14 | $135.78 |
| Dentist | $108.33 | $113.29 |
Detailed Universal City Transportation costs vs. Texas
| Item | Universal City | Texas |
|---|---|---|
| Gasoline | $3.03 | $3.46 |
| Tire Balancing | $57.2 | $59.92 |
Detailed Universal City Utilities costs vs. Texas
| Item | Universal City | Texas |
|---|---|---|
| All Electricity | $217.71 | $193.99 |
| Phone | $201.97 | $192.25 |








