Chester, VA Cost Of Living

The latest cost of living statistics for Chester. Includes statistics on rent, mortgages, healthcare, and other costs for Chester compared to the state and national averages.

Cost of living in Chester, Virginia

Cost of living in Chester research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Chester is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Virginia, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

111 Cost of living index 1.1x higher vs US
#60 Cheapest in Virginia (of 188)
#3,622 Cheapest in the U.S. (of 6,489)
$390,093 Median home value
$1,603 Median rent
$95,104 Median income
Not sure Chester fits your budget? Try our place-match quiz →

What is the cost of living in Chester, VA?

According to the most recent data on the cost of living, Chester has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.

Compared to Virginia, Chester has a cost of living index that's 1.0x lower than Virginia's index of 112.

The standard of living in Chester ranks as #60 most affordable out of the 188 places we measured in Virginia. By definition, that implies Chester ranks as the #128 most expensive place in the Old Dominion.

For more reading on life in Chester, check out:

Chester Cost Of Living Vs. Virginia

Six factors go into calculating the cost of living index in Chester. Here is how it fares on each of the criteria:

  • The Services index in Chester is 99.

  • The Groceries index in Chester is 106.

  • The Health index in Chester is 126.

  • The Housing index in Chester is 103.

  • The Transportation index in Chester is 103.

  • The Utilities index in Chester is 104.

Living Expense Chester Virginia National Average
Overall 111 112 100
Services 99 103 100
Groceries 106 104 100
Health 126 131 100
Housing 103 105 100
Transportation 103 105 100
Utilities 104 104 100

Chester Cost Of Living Compared To Virginia Averages

Services
Chester 99
Virginia avg 103
Groceries
Chester 106
Virginia avg 104
Health
Chester 126
Virginia avg 131
Housing
Chester 103
Virginia avg 105
Transportation
Chester 103
Virginia avg 105
Utilities
Chester 104
Virginia avg 104

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Virginia, check out:

Protect your home budget Compare home warranties in Chester Get matched →

Source: Cost-of-living index 2026, normalized to US average = 100

Chester, VA Housing Cost Breakdown

$390,093Median Home Value
$1,603Median Rent
$95,104Median Income

Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Chester is $390,093.

  • The Median Rent in Chester is $1,603.

  • The Median Income in Chester is $95,104.

  • The Home Value To Income in Chester is 4.1x.

  • The Rent To Monthly Income in Chester is 0.2x.

Statistic Chester Virginia United States
Median Home Value $390,093 $412,467 $332,700
Median Rent $1,603 $1,579 $1,413
Median Income $95,104 $93,170 $80,734
Home Value To Income 4.1x 4.4x 4.1x
Rent To Monthly Income 0.2x 0.2x 0.21x

Chester, VA Costs By Category

Detailed Chester Services costs vs. Virginia
Item Chester Virginia
Shampoo $1.26 $1.28
Movie $13.31 $12.13
Bowling $24.17 $18
Haircut $20.0 $24.26
Beauty Salon $54.17 $45.56
Detailed Chester Groceries costs vs. Virginia
Item Chester Virginia
Ground Beef $5.54 $5.84
Fried Chicken $1.44 $1.57
Milk $4.63 $4.67
Potatoes $5.27 $4.93
Pizza $12.72 $12.09
Beer $10.64 $10.41
Toothpaste $3.72 $3.7
Detailed Chester Health costs vs. Virginia
Item Chester Virginia
Optometrist $95.44 $125.68
Doctor $122.83 $135.78
Dentist $109.67 $113.29
Detailed Chester Transportation costs vs. Virginia
Item Chester Virginia
Gasoline $3.27 $3.46
Tire Balancing $60.0 $59.92
Detailed Chester Utilities costs vs. Virginia
Item Chester Virginia
All Electricity $227.22 $193.99
Phone $185.33 $192.25

Chester SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 8.5/10
Affordability 7/10
Diversity 9/10
SafetyN/A
Amenities 8.5/10
Education 8/10
Commute 6/10

Cost Of Living In Cities Around Chester

The cost of living varies in the cities and towns around Chester. Here's a quick look at the cost of living in the most populous nearby places:

  • Tuckahoe, VA has a cost of living index of 122, 1.1x Chester.

  • Mechanicsville, VA has a cost of living index of 112, 1.0x Chester.

  • Petersburg, VA has a cost of living index of 96, 0.9x Chester.

City Population Cost Of Living Vs. Chester
Tuckahoe, VA 49,183 122 1.1x
Mechanicsville, VA 38,683 112 1.0x
Petersburg, VA 33,537 96 0.9x
Hopewell, VA 22,959 96 0.9x
Meadowbrook, VA 20,749 108 1.0x
Colonial Heights, VA 18,352 104 0.9x
Bon Air, VA 16,904 115 1.0x
Brandermill, VA 13,730 116 1.0x
Lakeside, VA 12,654 105 0.9x
Rockwood, VA 10,010 114 1.0x