The 10 Cheapest Places To Live In Virginia In 2026

The most affordable places to live in Virginia for 2026 are Richlands, Covington, and Marion according to Saturday Night Science.

While Virginia has a reputation for being expensive, these places in Virginia are for lovers of budgeting bliss. Sifting through data can be daunting. Fear not as we’ve taken care of the hard part. Using Saturday Night Science and Census data, we compared the median housing costs, average incomes, and the overall cost of iving in the 62 cities with more than 5,000 people. Despite being inexpensive, many of these areas aren’t just places to live — they’re places to thrive. It’s only a short drive to basking in the sun at Virginia Beach or enjoying a Chesapeake Bay Blue Crab in Chesapeake Bay.
1

No. 1 most affordable place in Virginia

Richlands, VA

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Richlands, VA
Source: Wikipedia User Brian Stansberry | CC BY 4.0
$37,154 median income · $804 median rent · #1 home prices in Virginia
Map of Richlands within Virginia Located in Tazewell County, Virginia
Median home value -74% vs VA
$106,217
VA $412k
Median income -60% vs VA
$37,154
VA $93k

Richlands, nestled in the heart of Tazewell County as part of the Bluefield WV-VA area, boasts the first spot for affordability in Virginia. With a $106,217 median home value that anchors an impressively low 86 overall cost of living index.

The best things to do the area include visiting Lincolnshire Park, Douthat State Park, Museum of the Middle Appalachians, Historic Crab Orchard Museum, Back of the Dragon, Big Cedar Creek Falls, The Channels Natural Area Preserve, and Vincent’s Vineyard.

2

No. 2 most affordable place in Virginia

Covington, VA

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Covington, VA
Source: Flickr User taberandrew | CC BY 2.0
$41,944 median income · $794 median rent · #7 home prices in Virginia
Map of Covington within Virginia Located in Covington city, Virginia
Median home value -62% vs VA
$158,023
VA $412k
Median income -55% vs VA
$41,944
VA $93k

Located in Alleghany County, Covington is the second cheapest city in Virginia.

While it’s impressive that you can rent a place in Covington for under $600/month, that’s not what lands Covington so high on this list. It’s because Covington has the #7 cheapest homes in Virginia, at a median price of $158,023. And it’s not like homes are cheap because the residents aren’t paid well — with a median income of $41,944, Covington residents enjoy the tenth best ratio of home price to income in the state. Living in Covington, you’ll notice your savings growing as fast as the waters of the local Falling Springs Waterfall.

3

No. 3 most affordable place in Virginia

Marion, VA

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Marion, VA
Source: Wikipedia User DwayneP (talk) | CC BY-SA 3.0
$40,896 median income · $714 median rent · #6 home prices in Virginia
Map of Marion within Virginia Located in Smyth County, Virginia
Median home value -62% vs VA
$157,966
VA $412k
Median income -56% vs VA
$40,896
VA $93k

Marion takes the title of third cheapest place in Virginia with the lowest rent prices you’ll see on this list. With a median rent of $714, Marion residents pay less than a third what most Virginians pay for rent. Residents of Marion earn a median income of $40,896 and pay a median price of $157,966 for homes, giving the town a solid home price to income ratio. As a bonus, living in Marion puts you minutes away from the breathtaking Hungry Mother State Park. You can’t put a price on that! Marion is the county seat of Smyth County in the southwestern part of Virginia.

4

No. 4 most affordable place in Virginia

Danville, VA

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Danville, VA
Source: Wikipedia User Miguel Gereda | CC BY-SA 4.0
$44,423 median income · $836 median rent · #5 home prices in Virginia
Map of Danville within Virginia Located in Danville city, Virginia
Median home value -62% vs VA
$156,399
VA $412k
Median income -52% vs VA
$44,423
VA $93k

With a population of 42,214, Danville is the biggest city to make this list, proving you don’t have to move to a small town to live economically. With a median rent of $836 and a median income of $44,423, renting in Danville won’t take full advantage of the city’s affordability. However, because home prices are cheap at a median price of $156,399, Danville has the ninth lowest ratio of home price to income in the state. If you stick to free hobbies like strolling down Danville’s Riverwalk Trail, you’ll have even more money in your pocket at the end of every week. Danville is located in the south-central part of Virginia, on the border of North Carolina.

5

No. 5 most affordable place in Virginia

Bristol, VA

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Bristol, VA
Source: Wikipedia User | GFDL
$50,404 median income · $801 median rent · #12 home prices in Virginia
Map of Bristol within Virginia Located in Bristol city, Virginia
Median home value -51% vs VA
$201,474
VA $412k
Median income -46% vs VA
$50,404
VA $93k

Located in the southwestern part of the state on the North Carolina border, Bristol ranks as the fifth most affordable city in Virginia and is known as the birthplace of country music. Bristol’s median home price is $201,474 and median income is $50,404, giving the city the 17th best ratio of home price to income in Virginia. With a median rent of $801, it’s one of the least impressive cities for renters on this list, but it’s still way more affordable than most places in the state.

6

No. 6 most affordable place in Virginia

Galax, VA

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Galax, VA
Source: Public domain
$38,675 median income · $743 median rent · #10 home prices in Virginia
Map of Galax within Virginia Located in Galax city, Virginia
Median home value -56% vs VA
$182,063
VA $412k
Median income -58% vs VA
$38,675
VA $93k

Another southwestern VA city, Galax is the sixth cheapest place to call home in Virginia. The median rent in Galax is $743, the second lowest on this list. Homes in Galax go for a median price of $182,063 and residents earn a median income of $38,675, so it’s quite affordable whether you’re renting or buying here. And if you fancy fiddling or picking at the banjo, definitely check out the Blue Ridge Music Center.

7

No. 7 most affordable place in Virginia

Martinsville, VA

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Martinsville, VA
Source: Wikipedia User Sleddog116 at en.wikipedia | CC BY-SA 3.0
$46,727 median income · $808 median rent · #2 home prices in Virginia
Map of Martinsville within Virginia Located in Martinsville city, Virginia
Median home value -68% vs VA
$133,032
VA $412k
Median income -50% vs VA
$46,727
VA $93k

Located about 50 miles south of Roanoke, Martinsville ranks as the seventh most affordable place in Virginia. With a median income of $46,727 and a median rent of $808, Martinsville is the least economical place to rent on this list, which is why it isn’t featured higher up. On the other hand, the median home price in Martinsville is $133,032, which makes the city the second most affordable place to buy a home in Virginia. Living in Martinsville, you won’t feel like you’re in one of the most expensive states in the country.

8

No. 8 most affordable place in Virginia

Pulaski, VA

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Pulaski, VA
Source: Wikipedia User DwayneP (talk) | CC BY-SA 3.0
$49,491 median income · $736 median rent · #9 home prices in Virginia
Map of Pulaski within Virginia Located in Pulaski County, Virginia
Median home value -59% vs VA
$168,552
VA $412k
Median income -47% vs VA
$49,491
VA $93k

If you’re looking for the eighth most affordable place to live in Virginia, look no further than Pulaski, a town about an hour southwest of Roanoke.

Housing in Pulaski is super cheap when taken as a proportion of income, whether you’re renting or buying. The median home price in Pulaski is $168,552 and the median rent is $736. With Pulaski residents earning a median income of $49,491, the mortgage or rent payments are a barely noticeable dent in the budget. If you move to Pulaski, you won’t know what people are talking about when they say that Virginia is one of the most expensive states in America.

9

No. 9 most affordable place in Virginia

Big Stone Gap, VA

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Big Stone Gap, VA
Source: Wikipedia User KJPurscell | CC BY-SA 3.0
$54,581 median income · $797 median rent · #3 home prices in Virginia
Map of Big Stone Gap within Virginia Located in Wise County, Virginia
Median home value -66% vs VA
$140,137
VA $412k
Median income -41% vs VA
$54,581
VA $93k

Big Stone Gap ranks as the ninth most affordable city in Virginia, thanks to cheap housing options for both buyers and renters. The median income in Big Stone Gap is $54,581, which is more than enough to cover the median cost of a home, $140,137, or the median rent $797. You’ll be able to enjoy overlooking Powell Valley without stressing about the bills thanks to Big Stone Gap’s affordable housing. Big Stone Gap is located in the far western part of the state, near the Kentucky border.

10

No. 10 most affordable place in Virginia

Emporia, VA

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Emporia, VA
Source: Public domain
$51,899 median income · $1,037 median rent · #8 home prices in Virginia
Map of Emporia within Virginia Located in Emporia city, Virginia
Median home value -61% vs VA
$159,794
VA $412k
Median income -44% vs VA
$51,899
VA $93k

Emporia is an independent city located within the confines of Greensville County, Virginia, United States. It and a predecessor town have been the county seat of Greensville County since 1791. As of the 2010 census, the population was 5,927, making it the second-least populous city in Virginia. The Bureau of Economic Analysis combines the city of Emporia with surrounding Greensville county for statistical purposes.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Virginia’s statewide median.

City Cost of living index vs VA
1 Richlands 86
2 Covington 87
3 Marion 87
4 Danville 88
5 Bristol 88
6 Galax 88
7 Martinsville 89
8 Pulaski 90
9 Big Stone Gap 90
10 Emporia 91
City Median home value vs VA
1 Richlands $106,217 -74%
2 Covington $158,023 -62%
3 Marion $157,966 -62%
4 Danville $156,399 -62%
5 Bristol $201,474 -51%
6 Galax $182,063 -56%
7 Martinsville $133,032 -68%
8 Pulaski $168,552 -59%
9 Big Stone Gap $140,137 -66%
10 Emporia $159,794 -61%

Virginia statewide median: $412,467

City Median income vs VA
1 Richlands $37,154 -60%
2 Covington $41,944 -55%
3 Marion $40,896 -56%
4 Danville $44,423 -52%
5 Bristol $50,404 -46%
6 Galax $38,675 -58%
7 Martinsville $46,727 -50%
8 Pulaski $49,491 -47%
9 Big Stone Gap $54,581 -41%
10 Emporia $51,899 -44%

Virginia statewide median: $93,170

City Median rent vs VA
1 Richlands $804
2 Covington $794
3 Marion $714
4 Danville $836
5 Bristol $801
6 Galax $743
7 Martinsville $808
8 Pulaski $736
9 Big Stone Gap $797
10 Emporia $1,037
City Population vs VA
1 Richlands 5,171
2 Covington 5,680
3 Marion 5,670
4 Danville 42,214
5 Bristol 16,849
6 Galax 6,726
7 Martinsville 13,658
8 Pulaski 8,893
9 Big Stone Gap 5,162
10 Emporia 5,547

On the map

Where your money goes furthest in Virginia

Saturday Night Science

Methodology: How we determined the most affordable places to live in the Old Dominion for 2026

Determining affordability for places in Virginia boils down to how much it costs to live here.

You need to understand your costs relative to what people in the rest of the state are paying.

With that logic in mind, we derived several cost of living statistics from the latest Census American Community Survey 2020-2024 for Virginia using Saturday Night Science. We indexed the cost of living statistics across the following categories:

  • Housing
  • Transportation
  • Services
  • Groceries
  • Healthcare
  • Utilities

These are then weighted together to produce an overall cost of living index where 100 is the United States average. Anything below 100 is relatively affordable. Anything over 100 is relatively expensive.

We applied the biggest weight to housing as it typically accounts for 25% or more of your budget. Additionally, housing costs are the highest variant cost across a state. We then compare these cost of living metrics for each place in Virginia to figure out which is the least expensive.

The “Cost of Living Index” allows you to rank all of the 62 places in Virginia that have more than 5,000 people from least expensive to most expensive. Any ties went to the larger city.

The place in Virginia with the lowest cost of living according to the data is Richlands.

We updated this article for 2026. This report reflects our eleventh time ranking the cheapest places to live in Virginia.

The full plate

Cheapest Places To Live In Virginia

Click any column to sort. Search by city name.

RankCityPopulationCost Of Living IndexMedian IncomeHome PricesRent
1Richlands5,17186$37,154$106,217$804
2Covington5,68087$41,944$158,023$794
3Marion5,67087$40,896$157,966$714
4Danville42,21488$44,423$156,399$836
5Bristol16,84988$50,404$201,474$801
6Galax6,72688$38,675$182,063$743
7Martinsville13,65889$46,727$133,032$808
8Pulaski8,89390$49,491$168,552$736
9Big Stone Gap5,16290$54,581$140,137$797
10Emporia5,54791$51,899$159,794$1,037
11Buena Vista6,59393$57,833$196,020$1,112
12Roanoke98,35594$55,378$277,113$996
13Abingdon8,33095$54,544$281,619$838
14South Boston7,85395$44,052$149,172$760
15Petersburg33,53796$50,698$245,998$1,174
16Hopewell22,95996$54,729$232,749$1,106
17Wytheville8,20296$47,270$223,768$760
18Vinton8,05696$65,445$283,675$992
19Waynesboro22,84199$59,994$312,910$1,020
20Radford16,726100$57,348$261,601$1,033
21Franklin8,250101$63,245$242,884$988
22Lynchburg79,497102$57,947$262,101$1,073
23Staunton25,948102$65,581$308,028$1,024
24Newport News184,216103$69,634$290,660$1,339
25Christiansburg22,720103$77,147$304,607$1,181
26Farmville7,774103$40,966$261,292$859
27Portsmouth97,190104$60,491$260,462$1,300
28Colonial Heights18,352104$76,505$294,925$1,234
29Strasburg7,214104$62,464$346,089$1,017
30Salem25,618106$66,725$305,426$1,133
31Ashland7,772106$61,164$463,340$1,229
32Hampton137,557107$69,621$275,341$1,427
33Orange5,066107$76,370$336,894$1,103
34Woodstock5,871108$76,100$337,785$1,005
35Norfolk233,596109$66,109$306,227$1,321
36Harrisonburg51,392109$62,254$348,178$1,184
37Front Royal15,296110$64,838$383,200$1,135
38Lexington7,525110$84,517$358,989$1,081
39Bridgewater6,708111$75,280$375,081$1,216
40Richmond229,359112$64,587$369,646$1,372
41Winchester27,913112$63,974$399,457$1,315
42Dumfries5,816114$82,355$596,416$1,732
43Suffolk98,796116$92,666$384,301$1,563
44Smithfield8,834116$113,158$393,349$1,195
45Chesapeake252,583117$95,373$420,756$1,586
46Virginia Beach456,349118$92,968$427,032$1,714
47Culpeper20,794119$94,721$451,495$1,416
48Blacksburg45,446120$50,182$420,779$1,359
49Charlottesville45,437124$74,824$515,217$1,540
50Manassas Park16,798125$103,250$462,197$2,146
51Williamsburg15,798125$75,604$464,104$1,407
52Poquoson12,639125$120,972$462,480$1,707
53Manassas42,976126$113,590$557,119$1,850
54Fredericksburg28,873127$86,071$480,265$1,619
55Warrenton10,176128$83,331$681,948$1,418
56Leesburg49,171142$145,205$865,517$2,105
57Purcellville8,973143$165,121$909,565$2,222
58Herndon24,672147$148,000$740,680$2,259
59Alexandria156,976153$119,681$676,205$2,089
60Fairfax25,026158$132,348$792,535$2,245
61Vienna16,412183$216,953$1,179,673$2,391
62Falls Church14,710184$143,262$789,604$2,190

Source: U.S. Census ACS 2020-2024, cost-of-living data. 62 places with more than 5,000 residents.

Summary

Virginia Affordability Summary

This is an accurate list of the most affordable places to live in Virginia for 2026, if you’re looking at the cost of living numbers in Virginia.

The cheapest cities in Virginia are Richlands, Covington, Marion, Danville, Bristol, Galax, Martinsville, Pulaski, Big Stone Gap, and Emporia.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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