What is the cost of living in Fredericksburg, VA?
According to the most recent data on the cost of living, Fredericksburg has an overall cost of living index of 127, which is 1.3x higher than the national index of 100.
Compared to Virginia, Fredericksburg has a cost of living index that's 1.1x higher than Virginia's index of 112.
The standard of living in Fredericksburg ranks as #94 most affordable out of the 188 places we measured in Virginia. By definition, that implies Fredericksburg ranks as the #94 most expensive place in the Old Dominion.
For more reading on life in Fredericksburg, check out:
Fredericksburg Cost Of Living Vs. Virginia
Six factors go into calculating the cost of living index in Fredericksburg. Here is how it fares on each of the criteria:
The Services index in Fredericksburg is 105.
The Groceries index in Fredericksburg is 104.
The Health index in Fredericksburg is 183.
The Housing index in Fredericksburg is 109.
The Transportation index in Fredericksburg is 105.
The Utilities index in Fredericksburg is 106.
| Living Expense | Fredericksburg | Virginia | National Average |
|---|---|---|---|
| Overall | 127 | 112 | 100 |
| Services | 105 | 103 | 100 |
| Groceries | 104 | 104 | 100 |
| Health | 183 | 131 | 100 |
| Housing | 109 | 105 | 100 |
| Transportation | 105 | 105 | 100 |
| Utilities | 106 | 104 | 100 |
Fredericksburg Cost Of Living Compared To Virginia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Virginia, check out:
Protect your home budget Compare home warranties in Fredericksburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fredericksburg, VA Housing Cost Breakdown
Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fredericksburg is $480,265.
The Median Rent in Fredericksburg is $1,619.
The Median Income in Fredericksburg is $86,071.
The Home Value To Income in Fredericksburg is 5.6x.
The Rent To Monthly Income in Fredericksburg is 0.23x.
| Statistic | Fredericksburg | Virginia | United States |
|---|---|---|---|
| Median Home Value | $480,265 | $412,467 | $332,700 |
| Median Rent | $1,619 | $1,579 | $1,413 |
| Median Income | $86,071 | $93,170 | $80,734 |
| Home Value To Income | 5.6x | 4.4x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.2x | 0.21x |
Fredericksburg, VA Costs By Category
Detailed Fredericksburg Services costs vs. Virginia
| Item | Fredericksburg | Virginia |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $13.08 | $12.13 |
| Bowling | $24.34 | $18 |
| Haircut | $25.51 | $24.26 |
| Beauty Salon | $47.63 | $45.56 |
Detailed Fredericksburg Groceries costs vs. Virginia
| Item | Fredericksburg | Virginia |
|---|---|---|
| Ground Beef | $6.08 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.68 | $4.67 |
| Potatoes | $5.3 | $4.93 |
| Pizza | $12.49 | $12.09 |
| Beer | $10.83 | $10.41 |
| Toothpaste | $3.62 | $3.7 |
Detailed Fredericksburg Health costs vs. Virginia
| Item | Fredericksburg | Virginia |
|---|---|---|
| Optometrist | $120.12 | $125.68 |
| Doctor | $135.82 | $135.78 |
| Dentist | $98.77 | $113.29 |
Detailed Fredericksburg Transportation costs vs. Virginia
| Item | Fredericksburg | Virginia |
|---|---|---|
| Gasoline | $3.34 | $3.46 |
| Tire Balancing | $64.7 | $59.92 |
Detailed Fredericksburg Utilities costs vs. Virginia
| Item | Fredericksburg | Virginia |
|---|---|---|
| All Electricity | $213.29 | $193.99 |
| Phone | $184.83 | $192.25 |
Fredericksburg SnackAbility
Cost Of Living In Cities Around Fredericksburg
The cost of living varies in the cities and towns around Fredericksburg. Here's a quick look at the cost of living in the most populous nearby places:
Burke, VA has a cost of living index of 159, 1.3x Fredericksburg.
South Riding, VA has a cost of living index of 159, 1.3x Fredericksburg.
Franklin Farm, VA has a cost of living index of 171, 1.3x Fredericksburg.
| City | Population | Cost Of Living | Vs. Fredericksburg |
|---|---|---|---|
| Burke, VA | 44,029 | 159 | 1.3x |
| South Riding, VA | 34,352 | 159 | 1.3x |
| Franklin Farm, VA | 18,736 | 171 | 1.3x |
| Broadlands, VA | 14,353 | 165 | 1.3x |
| Kings Park West, VA | 13,442 | 160 | 1.3x |
| Dranesville, VA | 11,828 | 171 | 1.3x |
| Dunn Loring, VA | 8,957 | 194 | 1.5x |
| Lake of the Woods, VA | 7,984 | 119 | 0.9x |
| Floris, VA | 7,589 | 179 | 1.4x |
| Aquia Harbour, VA | 7,481 | 136 | 1.1x |
