What is the cost of living in Lynchburg, VA?
According to the most recent data on the cost of living, Lynchburg has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Virginia, Lynchburg has a cost of living index that's 0.9x lower than Virginia's index of 112.
The standard of living in Lynchburg ranks as #32 most affordable out of the 188 places we measured in Virginia. By definition, that implies Lynchburg ranks as the #156 most expensive place in the Old Dominion.
For more reading on life in Lynchburg, check out:
Lynchburg Cost Of Living Vs. Virginia
Six factors go into calculating the cost of living index in Lynchburg. Here is how it fares on each of the criteria:
The Services index in Lynchburg is 102.
The Groceries index in Lynchburg is 102.
The Health index in Lynchburg is 91.
The Housing index in Lynchburg is 103.
The Transportation index in Lynchburg is 104.
The Utilities index in Lynchburg is 105.
| Living Expense | Lynchburg | Virginia | National Average |
|---|---|---|---|
| Overall | 102 | 112 | 100 |
| Services | 102 | 103 | 100 |
| Groceries | 102 | 104 | 100 |
| Health | 91 | 131 | 100 |
| Housing | 103 | 105 | 100 |
| Transportation | 104 | 105 | 100 |
| Utilities | 105 | 104 | 100 |
Lynchburg Cost Of Living Compared To Virginia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Virginia, check out:
Protect your home budget Compare home warranties in Lynchburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Lynchburg, VA Housing Cost Breakdown
Housing swings affordability the most between places in Virginia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Lynchburg is $262,101.
The Median Rent in Lynchburg is $1,073.
The Median Income in Lynchburg is $57,947.
The Home Value To Income in Lynchburg is 4.5x.
The Rent To Monthly Income in Lynchburg is 0.22x.
Lynchburg, VA Costs By Category
Detailed Lynchburg Services costs vs. Virginia
Detailed Lynchburg Groceries costs vs. Virginia
Detailed Lynchburg Health costs vs. Virginia
Detailed Lynchburg Transportation costs vs. Virginia
Lynchburg SnackAbility
Cost Of Living In Cities Around Lynchburg
The cost of living varies in the cities and towns around Lynchburg. Here's a quick look at the cost of living in the most populous nearby places:
Cave Spring, VA has a cost of living index of 108, 1.1x Lynchburg.
Salem, VA has a cost of living index of 106, 1.0x Lynchburg.
Waynesboro, VA has a cost of living index of 99, 1.0x Lynchburg.
| City | Population | Cost Of Living | Vs. Lynchburg |
|---|---|---|---|
| Cave Spring, VA | 25,742 | 108 | 1.1x |
| Salem, VA | 25,618 | 106 | 1.0x |
| Waynesboro, VA | 22,841 | 99 | 1.0x |
| Hollins, VA | 17,097 | 103 | 1.0x |
| Forest, VA | 13,430 | 108 | 1.1x |
| Timberlake, VA | 12,725 | 102 | 1.0x |
| Stuarts Draft, VA | 11,780 | 106 | 1.0x |
| Madison Heights, VA | 10,266 | 97 | 1.0x |
| Vinton, VA | 8,056 | 96 | 0.9x |
| Lexington, VA | 7,525 | 110 | 1.1x |
