What is the cost of living in Middlebury, VT?
According to the most recent data on the cost of living, Middlebury has an overall cost of living index of 120, which is 1.2x higher than the national index of 100.
Compared to Vermont, Middlebury has a cost of living index that's 1.1x higher than Vermont's index of 110.
The standard of living in Middlebury ranks as #9 most affordable out of the 12 places we measured in Vermont. By definition, that implies Middlebury ranks as the #3 most expensive place in the Green Mountain State.
For more reading on life in Middlebury, check out:
Middlebury Cost Of Living Vs. Vermont
Six factors go into calculating the cost of living index in Middlebury. Here is how it fares on each of the criteria:
The Services index in Middlebury is 108.
The Groceries index in Middlebury is 104.
The Health index in Middlebury is 149.
The Housing index in Middlebury is 107.
The Transportation index in Middlebury is 105.
The Utilities index in Middlebury is 104.
| Living Expense | Middlebury | Vermont | National Average |
|---|---|---|---|
| Overall | 120 | 110 | 100 |
| Services | 108 | 105 | 100 |
| Groceries | 104 | 103 | 100 |
| Health | 149 | 114 | 100 |
| Housing | 107 | 106 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 104 | 103 | 100 |
Middlebury Cost Of Living Compared To Vermont Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Vermont, check out:
Protect your home budget Compare home warranties in Middlebury Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Middlebury, VT Housing Cost Breakdown
Housing swings affordability the most between places in Vermont, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Middlebury is $451,189.
The Median Rent in Middlebury is $1,201.
The Median Income in Middlebury is $86,250.
The Home Value To Income in Middlebury is 5.2x.
The Rent To Monthly Income in Middlebury is 0.17x.
| Statistic | Middlebury | Vermont | United States |
|---|---|---|---|
| Median Home Value | $451,189 | $394,037 | $332,700 |
| Median Rent | $1,201 | $1,234 | $1,413 |
| Median Income | $86,250 | $81,203 | $80,734 |
| Home Value To Income | 5.2x | 4.9x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.18x | 0.21x |
Middlebury, VT Costs By Category
Detailed Middlebury Services costs vs. Vermont
| Item | Middlebury | Vermont |
|---|---|---|
| Shampoo | $1.23 | $1.28 |
| Movie | $11.94 | $12.13 |
| Bowling | $15.67 | $18 |
| Haircut | $26.98 | $24.26 |
| Beauty Salon | $46.44 | $45.56 |
Detailed Middlebury Groceries costs vs. Vermont
| Item | Middlebury | Vermont |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.72 | $1.57 |
| Milk | $4.82 | $4.67 |
| Potatoes | $4.97 | $4.93 |
| Pizza | $12.05 | $12.09 |
| Beer | $10.01 | $10.41 |
| Toothpaste | $3.73 | $3.7 |
Detailed Middlebury Health costs vs. Vermont
| Item | Middlebury | Vermont |
|---|---|---|
| Optometrist | $141.67 | $125.68 |
| Doctor | $152.78 | $135.78 |
| Dentist | $130.83 | $113.29 |
Detailed Middlebury Transportation costs vs. Vermont
| Item | Middlebury | Vermont |
|---|---|---|
| Gasoline | $3.59 | $3.46 |
| Tire Balancing | $68.6 | $59.92 |
Detailed Middlebury Utilities costs vs. Vermont
| Item | Middlebury | Vermont |
|---|---|---|
| All Electricity | $262.67 | $193.99 |
| Phone | $186.03 | $192.25 |
Middlebury SnackAbility
Cost Of Living In Cities Around Middlebury
The cost of living varies in the cities and towns around Middlebury. Here's a quick look at the cost of living in the most populous nearby places:
Plattsburgh, NY has a cost of living index of 99, 0.8x Middlebury.
Hanover, NH has a cost of living index of 148, 1.2x Middlebury.
Shelburne, VT has a cost of living index of 131, 1.1x Middlebury.
| City | Population | Cost Of Living | Vs. Middlebury |
|---|---|---|---|
| Plattsburgh, NY | 19,830 | 99 | 0.8x |
| Hanover, NH | 8,479 | 148 | 1.2x |
| Shelburne, VT | 6,499 | 131 | 1.1x |
