What is the cost of living in Janesville, WI?
According to the most recent data on the cost of living, Janesville has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.
Compared to Wisconsin, Janesville has a cost of living index that's 1.0x lower than Wisconsin's index of 98.
The standard of living in Janesville ranks as #54 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Janesville ranks as the #92 most expensive place in the Badger State.
For more reading on life in Janesville, check out:
Janesville Cost Of Living Vs. Wisconsin
Six factors go into calculating the cost of living index in Janesville. Here is how it fares on each of the criteria:
The Services index in Janesville is 96.
The Groceries index in Janesville is 98.
The Health index in Janesville is 85.
The Housing index in Janesville is 101.
The Transportation index in Janesville is 98.
The Utilities index in Janesville is 94.
| Living Expense | Janesville | Wisconsin | National Average |
|---|---|---|---|
| Overall | 95 | 98 | 100 |
| Services | 96 | 98 | 100 |
| Groceries | 98 | 100 | 100 |
| Health | 85 | 91 | 100 |
| Housing | 101 | 99 | 100 |
| Transportation | 98 | 102 | 100 |
| Utilities | 94 | 100 | 100 |
Janesville Cost Of Living Compared To Wisconsin Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Wisconsin, check out:
Protect your home budget Compare home warranties in Janesville Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Janesville, WI Housing Cost Breakdown
Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Janesville is $288,358.
The Median Rent in Janesville is $1,054.
The Median Income in Janesville is $73,446.
The Home Value To Income in Janesville is 3.9x.
The Rent To Monthly Income in Janesville is 0.17x.
| Statistic | Janesville | Wisconsin | United States |
|---|---|---|---|
| Median Home Value | $288,358 | $330,171 | $332,700 |
| Median Rent | $1,054 | $1,087 | $1,413 |
| Median Income | $73,446 | $77,485 | $80,734 |
| Home Value To Income | 3.9x | 4.3x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.17x | 0.21x |
Janesville, WI Costs By Category
Detailed Janesville Services costs vs. Wisconsin
| Item | Janesville | Wisconsin |
|---|---|---|
| Shampoo | $1.27 | $1.28 |
| Movie | $12.73 | $12.13 |
| Bowling | $12.67 | $18 |
| Haircut | $19.94 | $24.26 |
| Beauty Salon | $36.22 | $45.56 |
Detailed Janesville Groceries costs vs. Wisconsin
| Item | Janesville | Wisconsin |
|---|---|---|
| Ground Beef | $5.72 | $5.84 |
| Fried Chicken | $1.42 | $1.57 |
| Milk | $4.63 | $4.67 |
| Potatoes | $4.82 | $4.93 |
| Pizza | $10.99 | $12.09 |
| Beer | $9.56 | $10.41 |
| Toothpaste | $3.58 | $3.7 |
Detailed Janesville Health costs vs. Wisconsin
| Item | Janesville | Wisconsin |
|---|---|---|
| Optometrist | $79.67 | $125.68 |
| Doctor | $158.33 | $135.78 |
| Dentist | $110.16 | $113.29 |
Detailed Janesville Transportation costs vs. Wisconsin
| Item | Janesville | Wisconsin |
|---|---|---|
| Gasoline | $3.69 | $3.46 |
| Tire Balancing | $70.28 | $59.92 |
Detailed Janesville Utilities costs vs. Wisconsin
| Item | Janesville | Wisconsin |
|---|---|---|
| All Electricity | $147.39 | $193.99 |
| Phone | $198.03 | $192.25 |
Janesville SnackAbility
Cost Of Living In Cities Around Janesville
The cost of living varies in the cities and towns around Janesville. Here's a quick look at the cost of living in the most populous nearby places:
Beloit, WI has a cost of living index of 88, 0.9x Janesville.
Whitewater, WI has a cost of living index of 96, 1.0x Janesville.
Stoughton, WI has a cost of living index of 103, 1.1x Janesville.
| City | Population | Cost Of Living | Vs. Janesville |
|---|---|---|---|
| Beloit, WI | 36,534 | 88 | 0.9x |
| Whitewater, WI | 15,807 | 96 | 1.0x |
| Stoughton, WI | 13,033 | 103 | 1.1x |
| Fort Atkinson, WI | 12,463 | 97 | 1.0x |
| Roscoe, IL | 10,706 | 101 | 1.1x |
| Delavan, WI | 8,689 | 95 | 1.0x |
| Rockton, IL | 7,974 | 96 | 1.0x |
| South Beloit, IL | 7,946 | 92 | 1.0x |
| Edgerton, WI | 6,014 | 97 | 1.0x |
| Milton, WI | 5,706 | 94 | 1.0x |
