Oshkosh, WI Cost Of Living

The latest cost of living statistics for Oshkosh. Includes statistics on rent, mortgages, healthcare, and other costs for Oshkosh compared to the state and national averages.

Cost of living in Oshkosh, Wisconsin

Cost of living in Oshkosh research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oshkosh is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Wisconsin, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

90 Cost of living index 0.9x lower vs US
#16 Cheapest in Wisconsin (of 146)
#1,055 Cheapest in the U.S. (of 6,489)
$253,810 Median home value
$935 Median rent
$62,188 Median income
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What is the cost of living in Oshkosh, WI?

According to the most recent data on the cost of living, Oshkosh has an overall cost of living index of 90, which is 0.9x lower than the national index of 100.

Compared to Wisconsin, Oshkosh has a cost of living index that's 0.9x lower than Wisconsin's index of 98.

The standard of living in Oshkosh ranks as #16 most affordable out of the 146 places we measured in Wisconsin. By definition, that implies Oshkosh ranks as the #130 most expensive place in the Badger State.

For more reading on life in Oshkosh, check out:

Oshkosh Cost Of Living Vs. Wisconsin

Six factors go into calculating the cost of living index in Oshkosh. Here is how it fares on each of the criteria:

  • The Services index in Oshkosh is 98.

  • The Groceries index in Oshkosh is 97.

  • The Health index in Oshkosh is 78.

  • The Housing index in Oshkosh is 98.

  • The Transportation index in Oshkosh is 102.

  • The Utilities index in Oshkosh is 93.

Living Expense Oshkosh Wisconsin National Average
Overall 90 98 100
Services 98 98 100
Groceries 97 100 100
Health 78 91 100
Housing 98 99 100
Transportation 102 102 100
Utilities 93 100 100

Oshkosh Cost Of Living Compared To Wisconsin Averages

Services
Oshkosh 98
Wisconsin avg 98
Groceries
Oshkosh 97
Wisconsin avg 100
Health
Oshkosh 78
Wisconsin avg 91
Housing
Oshkosh 98
Wisconsin avg 99
Transportation
Oshkosh 102
Wisconsin avg 102
Utilities
Oshkosh 93
Wisconsin avg 100

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Wisconsin, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Oshkosh, WI Housing Cost Breakdown

$253,810Median Home Value
$935Median Rent
$62,188Median Income

Housing swings affordability the most between places in Wisconsin, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Oshkosh is $253,810.

  • The Median Rent in Oshkosh is $935.

  • The Median Income in Oshkosh is $62,188.

  • The Home Value To Income in Oshkosh is 4.1x.

  • The Rent To Monthly Income in Oshkosh is 0.18x.

Statistic Oshkosh Wisconsin United States
Median Home Value $253,810 $330,171 $332,700
Median Rent $935 $1,087 $1,413
Median Income $62,188 $77,485 $80,734
Home Value To Income 4.1x 4.3x 4.1x
Rent To Monthly Income 0.18x 0.17x 0.21x

Oshkosh, WI Costs By Category

Detailed Oshkosh Services costs vs. Wisconsin
Item Oshkosh Wisconsin
Shampoo $1.2 $1.28
Movie $8.75 $12.13
Bowling $12.11 $18
Haircut $22.5 $24.26
Beauty Salon $28.5 $45.56
Detailed Oshkosh Groceries costs vs. Wisconsin
Item Oshkosh Wisconsin
Ground Beef $5.64 $5.84
Fried Chicken $1.43 $1.57
Milk $4.72 $4.67
Potatoes $4.45 $4.93
Pizza $10.22 $12.09
Beer $8.71 $10.41
Toothpaste $3.72 $3.7
Detailed Oshkosh Health costs vs. Wisconsin
Item Oshkosh Wisconsin
Optometrist $121.64 $125.68
Doctor $216.44 $135.78
Dentist $102.1 $113.29
Detailed Oshkosh Transportation costs vs. Wisconsin
Item Oshkosh Wisconsin
Gasoline $3.26 $3.46
Tire Balancing $69.15 $59.92
Detailed Oshkosh Utilities costs vs. Wisconsin
Item Oshkosh Wisconsin
All Electricity $212.47 $193.99
Phone $185.94 $192.25

Oshkosh SnackAbility

8Overall SnackAbility
Jobs 8/10
Housing 6/10
Affordability 8/10
Diversity 6/10
Safety 6/10
Amenities 9/10
Education 8/10
Commute 9/10

Cost Of Living In Cities Around Oshkosh

The cost of living varies in the cities and towns around Oshkosh. Here's a quick look at the cost of living in the most populous nearby places:

  • Appleton, WI has a cost of living index of 94, 1.0x Oshkosh.

  • Fond du Lac, WI has a cost of living index of 93, 1.0x Oshkosh.

  • Neenah, WI has a cost of living index of 94, 1.0x Oshkosh.

City Population Cost Of Living Vs. Oshkosh
Appleton, WI 75,023 94 1.0x
Fond du Lac, WI 44,494 93 1.0x
Neenah, WI 27,336 94 1.0x
Menasha, WI 18,273 89 1.0x
Ripon, WI 7,772 88 1.0x
Berlin, WI 5,562 87 1.0x