What is the cost of living in Bay Minette, AL?
According to the most recent data on the cost of living, Bay Minette has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to Alabama, Bay Minette has a cost of living index that's 0.9x lower than Alabama's index of 91.
The standard of living in Bay Minette ranks as #19 most affordable out of the 116 places we measured in Alabama. By definition, that implies Bay Minette ranks as the #97 most expensive place in the Heart of Dixie.
For more reading on life in Bay Minette, check out:
Bay Minette Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Bay Minette. Here is how it fares on each of the criteria:
The Services index in Bay Minette is 95.
The Groceries index in Bay Minette is 95.
The Health index in Bay Minette is 68.
The Housing index in Bay Minette is 99.
The Transportation index in Bay Minette is 99.
The Utilities index in Bay Minette is 98.
| Living Expense | Bay Minette | Alabama | National Average |
|---|---|---|---|
| Overall | 86 | 91 | 100 |
| Services | 95 | 95 | 100 |
| Groceries | 95 | 96 | 100 |
| Health | 68 | 74 | 100 |
| Housing | 99 | 96 | 100 |
| Transportation | 99 | 95 | 100 |
| Utilities | 98 | 95 | 100 |
Bay Minette Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Bay Minette Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Bay Minette, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Bay Minette is $212,242.
The Median Rent in Bay Minette is $782.
The Median Income in Bay Minette is $44,523.
The Home Value To Income in Bay Minette is 4.8x.
The Rent To Monthly Income in Bay Minette is 0.21x.
| Statistic | Bay Minette | Alabama | United States |
|---|---|---|---|
| Median Home Value | $212,242 | $236,452 | $332,700 |
| Median Rent | $782 | $1,007 | $1,413 |
| Median Income | $44,523 | $63,999 | $80,734 |
| Home Value To Income | 4.8x | 3.7x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.19x | 0.21x |
Bay Minette, AL Costs By Category
Detailed Bay Minette Services costs vs. Alabama
| Item | Bay Minette | Alabama |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $10.62 | $12.13 |
| Bowling | $17.33 | $18 |
| Haircut | $24.75 | $24.26 |
| Beauty Salon | $45.72 | $45.56 |
Detailed Bay Minette Groceries costs vs. Alabama
| Item | Bay Minette | Alabama |
|---|---|---|
| Ground Beef | $5.76 | $5.84 |
| Fried Chicken | $1.74 | $1.57 |
| Milk | $4.55 | $4.67 |
| Potatoes | $5.16 | $4.93 |
| Pizza | $11.24 | $12.09 |
| Beer | $9.16 | $10.41 |
| Toothpaste | $3.59 | $3.7 |
Detailed Bay Minette Health costs vs. Alabama
| Item | Bay Minette | Alabama |
|---|---|---|
| Optometrist | $122.28 | $125.68 |
| Doctor | $128.94 | $135.78 |
| Dentist | $138.76 | $113.29 |
Detailed Bay Minette Transportation costs vs. Alabama
| Item | Bay Minette | Alabama |
|---|---|---|
| Gasoline | $3.08 | $3.46 |
| Tire Balancing | $60.67 | $59.92 |
Detailed Bay Minette Utilities costs vs. Alabama
| Item | Bay Minette | Alabama |
|---|---|---|
| All Electricity | $162.85 | $193.99 |
| Phone | $187.62 | $192.25 |
Bay Minette SnackAbility
Cost Of Living In Cities Around Bay Minette
The cost of living varies in the cities and towns around Bay Minette. Here's a quick look at the cost of living in the most populous nearby places:
Pensacola, FL has a cost of living index of 107, 1.2x Bay Minette.
Ferry Pass, FL has a cost of living index of 101, 1.2x Bay Minette.
Bellview, FL has a cost of living index of 96, 1.1x Bay Minette.
| City | Population | Cost Of Living | Vs. Bay Minette |
|---|---|---|---|
| Pensacola, FL | 54,036 | 107 | 1.2x |
| Ferry Pass, FL | 30,053 | 101 | 1.2x |
| Bellview, FL | 26,488 | 96 | 1.1x |
| Pace, FL | 26,282 | 104 | 1.2x |
| Ensley, FL | 23,760 | 96 | 1.1x |
| Prichard, AL | 18,961 | 80 | 0.9x |
| Saraland, AL | 16,404 | 91 | 1.1x |
| Myrtle Grove, FL | 15,595 | 95 | 1.1x |
| Gonzalez, FL | 14,458 | 100 | 1.2x |
| Spanish Fort, AL | 10,662 | 106 | 1.2x |
