What is the cost of living in Pell City, AL?
According to the most recent data on the cost of living, Pell City has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.
Compared to Alabama, Pell City has a cost of living index that's 1.1x higher than Alabama's index of 91.
The standard of living in Pell City ranks as #90 most affordable out of the 116 places we measured in Alabama. By definition, that implies Pell City ranks as the #26 most expensive place in the Heart of Dixie.
For more reading on life in Pell City, check out:
Pell City Cost Of Living Vs. Alabama
Six factors go into calculating the cost of living index in Pell City. Here is how it fares on each of the criteria:
The Services index in Pell City is 100.
The Groceries index in Pell City is 99.
The Health index in Pell City is 98.
The Housing index in Pell City is 100.
The Transportation index in Pell City is 97.
The Utilities index in Pell City is 94.
| Living Expense | Pell City | Alabama | National Average |
|---|---|---|---|
| Overall | 98 | 91 | 100 |
| Services | 100 | 95 | 100 |
| Groceries | 99 | 96 | 100 |
| Health | 98 | 74 | 100 |
| Housing | 100 | 96 | 100 |
| Transportation | 97 | 95 | 100 |
| Utilities | 94 | 95 | 100 |
Pell City Cost Of Living Compared To Alabama Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Alabama, check out:
Protect your home budget Compare home warranties in Pell City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pell City, AL Housing Cost Breakdown
Housing swings affordability the most between places in Alabama, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pell City is $276,450.
The Median Rent in Pell City is $1,099.
The Median Income in Pell City is $68,638.
The Home Value To Income in Pell City is 4.0x.
The Rent To Monthly Income in Pell City is 0.19x.








