What is the cost of living in Vero Beach, FL?
According to the most recent data on the cost of living, Vero Beach has an overall cost of living index of 116, which is 1.2x higher than the national index of 100.
Compared to Florida, Vero Beach has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Vero Beach ranks as #304 most affordable out of the 462 places we measured in Florida. By definition, that implies Vero Beach ranks as the #158 most expensive place in the Sunshine State.
For more reading on life in Vero Beach, check out:
Vero Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Vero Beach. Here is how it fares on each of the criteria:
The Services index in Vero Beach is 105.
The Groceries index in Vero Beach is 103.
The Health index in Vero Beach is 136.
The Housing index in Vero Beach is 103.
The Transportation index in Vero Beach is 113.
The Utilities index in Vero Beach is 109.
| Living Expense | Vero Beach | Florida | National Average |
|---|---|---|---|
| Overall | 116 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 136 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 113 | 109 | 100 |
| Utilities | 109 | 105 | 100 |
Vero Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Vero Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Vero Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Vero Beach is $362,131.
The Median Rent in Vero Beach is $1,221.
The Median Income in Vero Beach is $69,758.
The Home Value To Income in Vero Beach is 5.2x.
The Rent To Monthly Income in Vero Beach is 0.21x.
| Statistic | Vero Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $362,131 | $375,661 | $332,700 |
| Median Rent | $1,221 | $1,669 | $1,413 |
| Median Income | $69,758 | $74,568 | $80,734 |
| Home Value To Income | 5.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.21x | 0.27x | 0.21x |
Vero Beach, FL Costs By Category
Detailed Vero Beach Services costs vs. Florida
| Item | Vero Beach | Florida |
|---|---|---|
| Shampoo | $1.32 | $1.28 |
| Movie | $13.1 | $12.13 |
| Bowling | $14.75 | $18 |
| Haircut | $21.0 | $24.26 |
| Beauty Salon | $56.83 | $45.56 |
Detailed Vero Beach Groceries costs vs. Florida
| Item | Vero Beach | Florida |
|---|---|---|
| Ground Beef | $5.85 | $5.84 |
| Fried Chicken | $1.45 | $1.57 |
| Milk | $4.52 | $4.67 |
| Potatoes | $5.38 | $4.93 |
| Pizza | $12.62 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed Vero Beach Health costs vs. Florida
| Item | Vero Beach | Florida |
|---|---|---|
| Optometrist | $78.2 | $125.68 |
| Doctor | $139.8 | $135.78 |
| Dentist | $132.83 | $113.29 |
Detailed Vero Beach Transportation costs vs. Florida
| Item | Vero Beach | Florida |
|---|---|---|
| Gasoline | $3.45 | $3.46 |
| Tire Balancing | $54.85 | $59.92 |
Detailed Vero Beach Utilities costs vs. Florida
| Item | Vero Beach | Florida |
|---|---|---|
| All Electricity | $144.67 | $193.99 |
| Phone | $196.14 | $192.25 |
Vero Beach SnackAbility
Cost Of Living In Cities Around Vero Beach
The cost of living varies in the cities and towns around Vero Beach. Here's a quick look at the cost of living in the most populous nearby places:
Fort Pierce, FL has a cost of living index of 98, 0.8x Vero Beach.
Vero Beach South, FL has a cost of living index of 109, 0.9x Vero Beach.
Sebastian, FL has a cost of living index of 108, 0.9x Vero Beach.
| City | Population | Cost Of Living | Vs. Vero Beach |
|---|---|---|---|
| Fort Pierce, FL | 49,082 | 98 | 0.8x |
| Vero Beach South, FL | 30,344 | 109 | 0.9x |
| Sebastian, FL | 26,262 | 108 | 0.9x |
| Florida Ridge, FL | 20,889 | 100 | 0.9x |
| Lakewood Park, FL | 13,866 | 99 | 0.9x |
| West Vero Corridor, FL | 10,461 | 92 | 0.8x |
