Clearwater, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Clearwater, FL Summary

Cost of living in Clearwater research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Clearwater is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Clearwater is 98, with 100 being the average.

  • The cost of living index in Clearwater is 1.0x lower than the national average.

  • Clearwater ranks as the #218 cheapest in Florida out of 459.

  • Clearwater ranks as the #2,890 cheapest out of 6,412 in the US.

  • The median home value in Clearwater is $241,200.

  • The median income in Clearwater is $54,182.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
98
Clearwater's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Clearwater, FL?

According to the most recent data on the cost of living, Clearwater has an overall cost of living index of 98, which is 1.0x lower than the national index of 100.

Compared to Florida, Clearwater has a cost of living index that's 1.0x lower than Florida's index of 101.

The standard of living in Clearwater ranks as #218 most affordable out of the 459 places we measured in Florida. By definition, that implies Clearwater ranks as the #241 most expensive place in the Sunshine State.

For more reading on life in Clearwater, check out:

218 out of 459
In Florida
2,890 out of 6,412
In America

Clearwater Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Clearwater. Here is how it fairs on each of the criteria:

  • The Services index in Clearwater is 99.

  • The Groceries index in Clearwater is 103.

  • The Health index in Clearwater is 99.

  • The Housing index in Clearwater is 95.

  • The Transportation index in Clearwater is 98.

  • The Utilities index in Clearwater is 100.

Living Expense Clearwater Florida National Average
Overall 98 101 100
Services 99 98 100
Groceries 103 101 100
Health 99 96 100
Housing 95 108 100
Transportation 98 98 100
Utilities 100 100 100
For more reading on cost of living around Florida, check out:
Clearwater Cost of Living Vs. FL

Clearwater, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Clearwater is $241,200.

  • The Median Rent in Clearwater is $1,224.

  • The Median Income in Clearwater is $54,182.

  • The Home Value To Income in Clearwater is 4.5x.

  • The Rent To Monthly Income in Clearwater is 0.27x.

Statistic Clearwater Florida United States
Median Home Value $241,200 $248,700 $244,900
Median Rent $1,224 $1,301 $1,163
Median Income $54,182 $61,777 $69,021
Home Value To Income 4.5x 4.0x 3.5x
Rent To Monthly Income 0.27x 0.25x 0.2x
Search Homes For Sale In Clearwater, FL
$241,200
Median Home Value
$1,224
Median Rent
$54,182
Median Income

Clearwater, FL Costs By Category

Detailed Clearwater Services Costs Vs. Florida

Item Clearwater Florida
Shampoo $1.04 $1.06
Movie $12.72 $10.68
Bowling $16.33 $14.67
Haircut $15.08 $18.62
Beauty Salon $37.26 $39.05

Detailed Clearwater Groceries Costs Vs. Florida

Item Clearwater Florida
Ground Beef $5.29 $4.22
Fried Chicken $1.74 $1.39
Milk $2.66 $2.05
Potatoes $3.51 $3.29
Pizza $10.25 $10.62
Beer $10.69 $9.38
Toothpaste $2.82 $2.34

Detailed Clearwater Health Costs Vs. Florida

Item Clearwater Florida
Optometrist $99.12 $108.57
Doctor $99.22 $116.17
Dentist $105.57 $99.13

Detailed Clearwater Transportation Costs Vs. Florida

Item Clearwater Florida
Gasoline $2.11 $2.22
Tire Balancing $55.26 $50.07

Detailed Clearwater Utilities Costs Vs. Florida

Item Clearwater Florida
All Electricity $165.98 $167.67
Phone $189.52 $175.64

Clearwater SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
8.5
Affordability
4
Diversity
8.5
Safety
5
Amenities
9.5
Education
8
Commute
8

Cost Of Living In Cities Around Clearwater

The cost of living varies in the cities and towns around Clearwater. Here's a quick look at the cost of living in the most populous nearby places:

  • Largo, FL has a cost of living index of 91, 0.9x Clearwater.

  • Palm Harbor, FL has a cost of living index of 100, 1.0x Clearwater.

  • Pinellas Park, FL has a cost of living index of 93, 0.9x Clearwater.

City Population Cost Of Living Vs. Clearwater
Largo, FL 82,505 91 0.9x
Palm Harbor, FL 60,682 100 1.0x
Pinellas Park, FL 53,130 93 0.9x
Dunedin, FL 36,110 97 1.0x
Carrollwood, FL 35,846 100 1.0x
Citrus Park, FL 27,440 101 1.0x
Keystone, FL 25,397 125 1.3x
Northdale, FL 24,924 102 1.0x
Trinity, FL 18,191 116 1.2x
Safety Harbor, FL 17,093 104 1.1x

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