What is the cost of living in Ben Lomond, CA?
According to the most recent data on the cost of living, Ben Lomond has an overall cost of living index of 190, which is 1.9x higher than the national index of 100.
Compared to California, Ben Lomond has a cost of living index that's 1.3x higher than California's index of 142.
The standard of living in Ben Lomond ranks as #495 most affordable out of the 634 places we measured in California. By definition, that implies Ben Lomond ranks as the #139 most expensive place in the Golden State.
For more reading on life in Ben Lomond, check out:
Ben Lomond Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Ben Lomond. Here is how it fares on each of the criteria:
The Services index in Ben Lomond is 112.
The Groceries index in Ben Lomond is 115.
The Health index in Ben Lomond is 370.
The Housing index in Ben Lomond is 116.
The Transportation index in Ben Lomond is 119.
The Utilities index in Ben Lomond is 121.
| Living Expense | Ben Lomond | California | National Average |
|---|---|---|---|
| Overall | 190 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 115 | 118 | 100 |
| Health | 370 | 197 | 100 |
| Housing | 116 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 121 | 121 | 100 |
Ben Lomond Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Ben Lomond Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Ben Lomond, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Ben Lomond is $924,458.
The Median Rent in Ben Lomond is $2,514.
The Median Income in Ben Lomond is $130,041.
The Home Value To Income in Ben Lomond is 7.1x.
The Rent To Monthly Income in Ben Lomond is 0.23x.
| Statistic | Ben Lomond | California | United States |
|---|---|---|---|
| Median Home Value | $924,458 | $774,581 | $332,700 |
| Median Rent | $2,514 | $2,036 | $1,413 |
| Median Income | $130,041 | $99,122 | $80,734 |
| Home Value To Income | 7.1x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.25x | 0.21x |
Ben Lomond, CA Costs By Category
Detailed Ben Lomond Services costs vs. California
| Item | Ben Lomond | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
Detailed Ben Lomond Groceries costs vs. California
| Item | Ben Lomond | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Ben Lomond Health costs vs. California
| Item | Ben Lomond | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
Detailed Ben Lomond Transportation costs vs. California
| Item | Ben Lomond | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
Detailed Ben Lomond Utilities costs vs. California
| Item | Ben Lomond | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
Ben Lomond SnackAbility
Cost Of Living In Cities Around Ben Lomond
The cost of living varies in the cities and towns around Ben Lomond. Here's a quick look at the cost of living in the most populous nearby places:
Santa Cruz, CA has a cost of living index of 206, 1.1x Ben Lomond.
Cupertino, CA has a cost of living index of 329, 1.7x Ben Lomond.
Campbell, CA has a cost of living index of 234, 1.2x Ben Lomond.
| City | Population | Cost Of Living | Vs. Ben Lomond |
|---|---|---|---|
| Santa Cruz, CA | 61,607 | 206 | 1.1x |
| Cupertino, CA | 58,566 | 329 | 1.7x |
| Campbell, CA | 42,781 | 234 | 1.2x |
| Los Gatos, CA | 32,786 | 306 | 1.6x |
| Saratoga, CA | 30,319 | 338 | 1.8x |
| Scotts Valley, CA | 12,044 | 196 | 1.0x |
| Soquel, CA | 10,679 | 185 | 1.0x |
| Rio del Mar, CA | 9,201 | 214 | 1.1x |
| Aptos, CA | 6,404 | 198 | 1.0x |
| Burbank, CA | 5,333 | 192 | 1.0x |
