Charter Oak, CA Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Charter Oak, CA Summary

Cost of living in Charter Oak research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Charter Oak is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Charter Oak is 144, with 100 being the average.

  • The cost of living index in Charter Oak is 1.4x higher than the national average.

  • Charter Oak ranks as the #278 cheapest in California out of 634.

  • Charter Oak ranks as the #5,533 cheapest out of 6,489 in the US.

  • The median home value in Charter Oak is $660,659.

  • The median income in Charter Oak is $84,101.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
144
Charter Oak's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Charter Oak, CA?

According to the most recent data on the cost of living, Charter Oak has an overall cost of living index of 144, which is 1.4x higher than the national index of 100.

Compared to California, Charter Oak has a cost of living index that's 1.0x higher than California's index of 141.

The standard of living in Charter Oak ranks as #278 most affordable out of the 634 places we measured in California. By definition, that implies Charter Oak ranks as the #356 most expensive place in the Golden State.

For more reading on life in Charter Oak, check out:

278 out of 634
In California
5,533 out of 6,489
In America

Charter Oak Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Charter Oak. Here is how it fairs on each of the criteria:

  • The Services index in Charter Oak is 113.

  • The Groceries index in Charter Oak is 112.

  • The Health index in Charter Oak is 97.

  • The Housing index in Charter Oak is 219.

  • The Transportation index in Charter Oak is 124.

  • The Utilities index in Charter Oak is 96.

Living Expense Charter Oak California National Average
Overall 144 141 100
Services 113 110 100
Groceries 112 112 100
Health 97 110 100
Housing 219 195 100
Transportation 124 125 100
Utilities 96 128 100
For more reading on cost of living around California, check out:
Charter Oak Cost of Living Vs. CA

Charter Oak, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Charter Oak is $660,659.

  • The Median Rent in Charter Oak is $1,838.

  • The Median Income in Charter Oak is $84,101.

  • The Home Value To Income in Charter Oak is 7.9x.

  • The Rent To Monthly Income in Charter Oak is 0.26x.

Statistic Charter Oak California United States
Median Home Value $660,659 $763,287 $303,400
Median Rent $1,838 $1,956 $1,348
Median Income $84,101 $96,334 $78,538
Home Value To Income 7.9x 7.9x 3.9x
Rent To Monthly Income 0.26x 0.24x 0.21x
$660,659
Median Home Value
$1,838
Median Rent
$84,101
Median Income

Charter Oak, CA Costs By Category

Detailed Charter Oak Services Costs Vs. California

Item Charter Oak California
Shampoo $1.34 $1.28
Movie $11.04 $12.13
Bowling $21.11 $18
Haircut $27.27 $24.26
Beauty Salon $41.78 $45.56

Detailed Charter Oak Groceries Costs Vs. California

Item Charter Oak California
Ground Beef $5.89 $5.84
Fried Chicken $3.49 $1.57
Milk $4.92 $4.67
Potatoes $4.92 $4.93
Pizza $15.31 $12.09
Beer $10.26 $10.41
Toothpaste $3.61 $3.7

Detailed Charter Oak Health Costs Vs. California

Item Charter Oak California
Optometrist $112.92 $125.68
Doctor $95.5 $135.78
Dentist $117.28 $113.29

Detailed Charter Oak Transportation Costs Vs. California

Item Charter Oak California
Gasoline $4.75 $3.46
Tire Balancing $61.38 $59.92

Detailed Charter Oak Utilities Costs Vs. California

Item Charter Oak California
All Electricity $378.97 $193.99
Phone $180.31 $192.25

Charter Oak SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
9
Affordability
4
Diversity
9.5
Safety
N/A
Amenities
9
Education
8
Commute
3

Cost Of Living In Cities Around Charter Oak

The cost of living varies in the cities and towns around Charter Oak. Here's a quick look at the cost of living in the most populous nearby places:

  • West Covina, CA has a cost of living index of 161, 1.1x Charter Oak.

  • Yorba Linda, CA has a cost of living index of 200, 1.4x Charter Oak.

  • Placentia, CA has a cost of living index of 169, 1.2x Charter Oak.

City Population Cost Of Living Vs. Charter Oak
West Covina, CA 107,436 161 1.1x
Yorba Linda, CA 67,407 200 1.4x
Placentia, CA 52,384 169 1.2x
Glendora, CA 51,350 171 1.2x
Covina, CA 50,143 159 1.1x
Azusa, CA 49,318 144 1.0x
La Mirada, CA 46,945 163 1.1x
San Dimas, CA 34,099 166 1.2x
La Verne, CA 30,804 159 1.1x
Walnut, CA 27,857 194 1.3x

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