What is the cost of living in Charter Oak, CA?
According to the most recent data on the cost of living, Charter Oak has an overall cost of living index of 148, which is 1.5x higher than the national index of 100.
Compared to California, Charter Oak has a cost of living index that's 1.0x higher than California's index of 142.
The standard of living in Charter Oak ranks as #286 most affordable out of the 634 places we measured in California. By definition, that implies Charter Oak ranks as the #348 most expensive place in the Golden State.
For more reading on life in Charter Oak, check out:
Charter Oak Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Charter Oak. Here is how it fares on each of the criteria:
The Services index in Charter Oak is 113.
The Groceries index in Charter Oak is 115.
The Health index in Charter Oak is 222.
The Housing index in Charter Oak is 117.
The Transportation index in Charter Oak is 117.
The Utilities index in Charter Oak is 117.
| Living Expense | Charter Oak | California | National Average |
|---|---|---|---|
| Overall | 148 | 142 | 100 |
| Services | 113 | 110 | 100 |
| Groceries | 115 | 118 | 100 |
| Health | 222 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 117 | 121 | 100 |
| Utilities | 117 | 121 | 100 |
Charter Oak Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Charter Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Charter Oak, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Charter Oak is $639,106.
The Median Rent in Charter Oak is $1,900.
The Median Income in Charter Oak is $88,393.
The Home Value To Income in Charter Oak is 7.2x.
The Rent To Monthly Income in Charter Oak is 0.26x.
| Statistic | Charter Oak | California | United States |
|---|---|---|---|
| Median Home Value | $639,106 | $774,581 | $332,700 |
| Median Rent | $1,900 | $2,036 | $1,413 |
| Median Income | $88,393 | $99,122 | $80,734 |
| Home Value To Income | 7.2x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.25x | 0.21x |
Charter Oak, CA Costs By Category
Detailed Charter Oak Services costs vs. California
| Item | Charter Oak | California |
|---|---|---|
| Shampoo | $1.34 | $1.28 |
| Movie | $11.04 | $12.13 |
| Bowling | $21.11 | $18 |
| Haircut | $27.27 | $24.26 |
| Beauty Salon | $41.78 | $45.56 |
Detailed Charter Oak Groceries costs vs. California
| Item | Charter Oak | California |
|---|---|---|
| Ground Beef | $5.89 | $5.84 |
| Fried Chicken | $3.49 | $1.57 |
| Milk | $4.92 | $4.67 |
| Potatoes | $4.92 | $4.93 |
| Pizza | $15.31 | $12.09 |
| Beer | $10.26 | $10.41 |
| Toothpaste | $3.61 | $3.7 |
Detailed Charter Oak Health costs vs. California
| Item | Charter Oak | California |
|---|---|---|
| Optometrist | $112.92 | $125.68 |
| Doctor | $95.5 | $135.78 |
| Dentist | $117.28 | $113.29 |
Detailed Charter Oak Transportation costs vs. California
| Item | Charter Oak | California |
|---|---|---|
| Gasoline | $4.75 | $3.46 |
| Tire Balancing | $61.38 | $59.92 |
Detailed Charter Oak Utilities costs vs. California
| Item | Charter Oak | California |
|---|---|---|
| All Electricity | $378.97 | $193.99 |
| Phone | $180.31 | $192.25 |
Charter Oak SnackAbility
Cost Of Living In Cities Around Charter Oak
The cost of living varies in the cities and towns around Charter Oak. Here's a quick look at the cost of living in the most populous nearby places:
West Covina, CA has a cost of living index of 165, 1.1x Charter Oak.
Yorba Linda, CA has a cost of living index of 203, 1.4x Charter Oak.
Placentia, CA has a cost of living index of 173, 1.2x Charter Oak.
| City | Population | Cost Of Living | Vs. Charter Oak |
|---|---|---|---|
| West Covina, CA | 107,037 | 165 | 1.1x |
| Yorba Linda, CA | 67,170 | 203 | 1.4x |
| Placentia, CA | 52,826 | 173 | 1.2x |
| Glendora, CA | 50,926 | 171 | 1.2x |
| Covina, CA | 49,888 | 159 | 1.1x |
| Azusa, CA | 49,031 | 146 | 1.0x |
| La Mirada, CA | 47,180 | 167 | 1.1x |
| San Dimas, CA | 33,789 | 165 | 1.1x |
| La Verne, CA | 30,600 | 164 | 1.1x |
| Walnut, CA | 27,611 | 199 | 1.3x |
