What is the cost of living in Daly City, CA?
According to the most recent data on the cost of living, Daly City has an overall cost of living index of 203, which is 2.0x higher than the national index of 100.
Compared to California, Daly City has a cost of living index that's 1.4x higher than California's index of 142.
The standard of living in Daly City ranks as #531 most affordable out of the 634 places we measured in California. By definition, that implies Daly City ranks as the #103 most expensive place in the Golden State.
For more reading on life in Daly City, check out:
Daly City Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Daly City. Here is how it fares on each of the criteria:
The Services index in Daly City is 118.
The Groceries index in Daly City is 115.
The Health index in Daly City is 397.
The Housing index in Daly City is 129.
The Transportation index in Daly City is 125.
The Utilities index in Daly City is 127.
| Living Expense | Daly City | California | National Average |
|---|---|---|---|
| Overall | 203 | 142 | 100 |
| Services | 118 | 110 | 100 |
| Groceries | 115 | 118 | 100 |
| Health | 397 | 197 | 100 |
| Housing | 129 | 120 | 100 |
| Transportation | 125 | 121 | 100 |
| Utilities | 127 | 121 | 100 |
Daly City Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Daly City Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Daly City, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Daly City is $1,143,595.
The Median Rent in Daly City is $2,551.
The Median Income in Daly City is $123,547.
The Home Value To Income in Daly City is 9.3x.
The Rent To Monthly Income in Daly City is 0.25x.
| Statistic | Daly City | California | United States |
|---|---|---|---|
| Median Home Value | $1,143,595 | $774,581 | $332,700 |
| Median Rent | $2,551 | $2,036 | $1,413 |
| Median Income | $123,547 | $99,122 | $80,734 |
| Home Value To Income | 9.3x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.25x | 0.21x |
Daly City, CA Costs By Category
Detailed Daly City Services costs vs. California
| Item | Daly City | California |
|---|---|---|
| Shampoo | $1.65 | $1.28 |
| Movie | $16.02 | $12.13 |
| Bowling | $24.01 | $18 |
| Haircut | $28.38 | $24.26 |
| Beauty Salon | $85.43 | $45.56 |
Detailed Daly City Groceries costs vs. California
| Item | Daly City | California |
|---|---|---|
| Ground Beef | $6.23 | $5.84 |
| Fried Chicken | $2.11 | $1.57 |
| Milk | $5.18 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.74 | $12.09 |
| Beer | $11.21 | $10.41 |
| Toothpaste | $4.09 | $3.7 |
Detailed Daly City Health costs vs. California
| Item | Daly City | California |
|---|---|---|
| Optometrist | $159.79 | $125.68 |
| Doctor | $174.45 | $135.78 |
| Dentist | $155.36 | $113.29 |
Detailed Daly City Transportation costs vs. California
| Item | Daly City | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $75.33 | $59.92 |
Detailed Daly City Utilities costs vs. California
| Item | Daly City | California |
|---|---|---|
| All Electricity | $298.77 | $193.99 |
| Phone | $203.63 | $192.25 |
