What is the cost of living in Live Oak, CA?
According to the most recent data on the cost of living, Live Oak has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to California, Live Oak has a cost of living index that's 0.8x lower than California's index of 142.
The standard of living in Live Oak ranks as #80 most affordable out of the 634 places we measured in California. By definition, that implies Live Oak ranks as the #554 most expensive place in the Golden State.
For more reading on life in Live Oak, check out:
Live Oak Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Live Oak. Here is how it fares on each of the criteria:
The Services index in Live Oak is 112.
The Groceries index in Live Oak is 118.
The Health index in Live Oak is 118.
The Housing index in Live Oak is 117.
The Transportation index in Live Oak is 118.
The Utilities index in Live Oak is 119.
| Living Expense | Live Oak | California | National Average |
|---|---|---|---|
| Overall | 119 | 142 | 100 |
| Services | 112 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 118 | 197 | 100 |
| Housing | 117 | 120 | 100 |
| Transportation | 118 | 121 | 100 |
| Utilities | 119 | 121 | 100 |
Live Oak Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Live Oak Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Live Oak, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Live Oak is $392,216.
The Median Rent in Live Oak is $1,014.
The Median Income in Live Oak is $73,571.
The Home Value To Income in Live Oak is 5.3x.
The Rent To Monthly Income in Live Oak is 0.17x.
| Statistic | Live Oak | California | United States |
|---|---|---|---|
| Median Home Value | $392,216 | $774,581 | $332,700 |
| Median Rent | $1,014 | $2,036 | $1,413 |
| Median Income | $73,571 | $99,122 | $80,734 |
| Home Value To Income | 5.3x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.25x | 0.21x |
Live Oak, CA Costs By Category
Detailed Live Oak Services costs vs. California
| Item | Live Oak | California |
|---|---|---|
| Shampoo | $1.66 | $1.28 |
| Movie | $13.31 | $12.13 |
| Bowling | $33.3 | $18 |
| Haircut | $33.94 | $24.26 |
| Beauty Salon | $48.51 | $45.56 |
Detailed Live Oak Groceries costs vs. California
| Item | Live Oak | California |
|---|---|---|
| Ground Beef | $5.79 | $5.84 |
| Fried Chicken | $2.13 | $1.57 |
| Milk | $5.05 | $4.67 |
| Potatoes | $4.77 | $4.93 |
| Pizza | $14.92 | $12.09 |
| Beer | $10.99 | $10.41 |
| Toothpaste | $3.72 | $3.7 |
Detailed Live Oak Health costs vs. California
| Item | Live Oak | California |
|---|---|---|
| Optometrist | $158.95 | $125.68 |
| Doctor | $194.05 | $135.78 |
| Dentist | $147.78 | $113.29 |
Detailed Live Oak Transportation costs vs. California
| Item | Live Oak | California |
|---|---|---|
| Gasoline | $4.81 | $3.46 |
| Tire Balancing | $65.62 | $59.92 |
Detailed Live Oak Utilities costs vs. California
| Item | Live Oak | California |
|---|---|---|
| All Electricity | $294.74 | $193.99 |
| Phone | $190.07 | $192.25 |
