What is the cost of living in Nipomo, CA?
According to the most recent data on the cost of living, Nipomo has an overall cost of living index of 166, which is 1.7x higher than the national index of 100.
Compared to California, Nipomo has a cost of living index that's 1.2x higher than California's index of 142.
The standard of living in Nipomo ranks as #399 most affordable out of the 634 places we measured in California. By definition, that implies Nipomo ranks as the #235 most expensive place in the Golden State.
For more reading on life in Nipomo, check out:
Nipomo Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Nipomo. Here is how it fares on each of the criteria:
The Services index in Nipomo is 110.
The Groceries index in Nipomo is 118.
The Health index in Nipomo is 268.
The Housing index in Nipomo is 119.
The Transportation index in Nipomo is 119.
The Utilities index in Nipomo is 124.
| Living Expense | Nipomo | California | National Average |
|---|---|---|---|
| Overall | 166 | 142 | 100 |
| Services | 110 | 110 | 100 |
| Groceries | 118 | 118 | 100 |
| Health | 268 | 197 | 100 |
| Housing | 119 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 124 | 121 | 100 |
Nipomo Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Nipomo Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Nipomo, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Nipomo is $942,688.
The Median Rent in Nipomo is $2,106.
The Median Income in Nipomo is $110,022.
The Home Value To Income in Nipomo is 8.6x.
The Rent To Monthly Income in Nipomo is 0.23x.
| Statistic | Nipomo | California | United States |
|---|---|---|---|
| Median Home Value | $942,688 | $774,581 | $332,700 |
| Median Rent | $2,106 | $2,036 | $1,413 |
| Median Income | $110,022 | $99,122 | $80,734 |
| Home Value To Income | 8.6x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.25x | 0.21x |
Nipomo, CA Costs By Category
Detailed Nipomo Services costs vs. California
| Item | Nipomo | California |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $18.12 | $12.13 |
| Bowling | $22.67 | $18 |
| Haircut | $26.25 | $24.26 |
| Beauty Salon | $89.33 | $45.56 |
Detailed Nipomo Groceries costs vs. California
| Item | Nipomo | California |
|---|---|---|
| Ground Beef | $5.77 | $5.84 |
| Fried Chicken | $2.63 | $1.57 |
| Milk | $4.91 | $4.67 |
| Potatoes | $4.9 | $4.93 |
| Pizza | $13.49 | $12.09 |
| Beer | $11.13 | $10.41 |
| Toothpaste | $3.75 | $3.7 |
Detailed Nipomo Health costs vs. California
| Item | Nipomo | California |
|---|---|---|
| Optometrist | $142.2 | $125.68 |
| Doctor | $131.33 | $135.78 |
| Dentist | $131.5 | $113.29 |
Detailed Nipomo Transportation costs vs. California
| Item | Nipomo | California |
|---|---|---|
| Gasoline | $4.62 | $3.46 |
| Tire Balancing | $61.0 | $59.92 |
Detailed Nipomo Utilities costs vs. California
| Item | Nipomo | California |
|---|---|---|
| All Electricity | $231.4 | $193.99 |
| Phone | $193.81 | $192.25 |
Nipomo SnackAbility
Cost Of Living In Cities Around Nipomo
The cost of living varies in the cities and towns around Nipomo. Here's a quick look at the cost of living in the most populous nearby places:
Santa Maria, CA has a cost of living index of 138, 0.8x Nipomo.
San Luis Obispo, CA has a cost of living index of 175, 1.1x Nipomo.
Orcutt, CA has a cost of living index of 148, 0.9x Nipomo.
| City | Population | Cost Of Living | Vs. Nipomo |
|---|---|---|---|
| Santa Maria, CA | 110,462 | 138 | 0.8x |
| San Luis Obispo, CA | 48,491 | 175 | 1.1x |
| Orcutt, CA | 31,454 | 148 | 0.9x |
| Arroyo Grande, CA | 18,372 | 168 | 1.0x |
| Grover Beach, CA | 12,604 | 157 | 0.9x |
| Guadalupe, CA | 8,566 | 132 | 0.8x |
| Pismo Beach, CA | 8,014 | 184 | 1.1x |
| Oceano, CA | 7,128 | 136 | 0.8x |
