What is the cost of living in Oakdale, CA?
According to the most recent data on the cost of living, Oakdale has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.
Compared to California, Oakdale has a cost of living index that's 0.9x lower than California's index of 142.
The standard of living in Oakdale ranks as #188 most affordable out of the 634 places we measured in California. By definition, that implies Oakdale ranks as the #446 most expensive place in the Golden State.
For more reading on life in Oakdale, check out:
Oakdale Cost Of Living Vs. California
Six factors go into calculating the cost of living index in Oakdale. Here is how it fares on each of the criteria:
The Services index in Oakdale is 113.
The Groceries index in Oakdale is 121.
The Health index in Oakdale is 167.
The Housing index in Oakdale is 119.
The Transportation index in Oakdale is 119.
The Utilities index in Oakdale is 122.
| Living Expense | Oakdale | California | National Average |
|---|---|---|---|
| Overall | 134 | 142 | 100 |
| Services | 113 | 110 | 100 |
| Groceries | 121 | 118 | 100 |
| Health | 167 | 197 | 100 |
| Housing | 119 | 120 | 100 |
| Transportation | 119 | 121 | 100 |
| Utilities | 122 | 121 | 100 |
Oakdale Cost Of Living Compared To California Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around California, check out:
Protect your home budget Compare home warranties in Oakdale Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Oakdale, CA Housing Cost Breakdown
Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Oakdale is $557,020.
The Median Rent in Oakdale is $1,559.
The Median Income in Oakdale is $83,091.
The Home Value To Income in Oakdale is 6.7x.
The Rent To Monthly Income in Oakdale is 0.23x.
| Statistic | Oakdale | California | United States |
|---|---|---|---|
| Median Home Value | $557,020 | $774,581 | $332,700 |
| Median Rent | $1,559 | $2,036 | $1,413 |
| Median Income | $83,091 | $99,122 | $80,734 |
| Home Value To Income | 6.7x | 7.8x | 4.1x |
| Rent To Monthly Income | 0.23x | 0.25x | 0.21x |
Oakdale, CA Costs By Category
Detailed Oakdale Services costs vs. California
| Item | Oakdale | California |
|---|---|---|
| Shampoo | $1.56 | $1.28 |
| Movie | $14.64 | $12.13 |
| Bowling | $23.78 | $18 |
| Haircut | $26.83 | $24.26 |
| Beauty Salon | $76.57 | $45.56 |
Detailed Oakdale Groceries costs vs. California
| Item | Oakdale | California |
|---|---|---|
| Ground Beef | $6.21 | $5.84 |
| Fried Chicken | $2.1 | $1.57 |
| Milk | $4.99 | $4.67 |
| Potatoes | $4.98 | $4.93 |
| Pizza | $15.69 | $12.09 |
| Beer | $10.96 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Oakdale Health costs vs. California
| Item | Oakdale | California |
|---|---|---|
| Optometrist | $157.88 | $125.68 |
| Doctor | $166.71 | $135.78 |
| Dentist | $148.27 | $113.29 |
Detailed Oakdale Transportation costs vs. California
| Item | Oakdale | California |
|---|---|---|
| Gasoline | $4.63 | $3.46 |
| Tire Balancing | $70.51 | $59.92 |
Detailed Oakdale Utilities costs vs. California
| Item | Oakdale | California |
|---|---|---|
| All Electricity | $299.78 | $193.99 |
| Phone | $191.56 | $192.25 |
Oakdale SnackAbility
Cost Of Living In Cities Around Oakdale
The cost of living varies in the cities and towns around Oakdale. Here's a quick look at the cost of living in the most populous nearby places:
Modesto, CA has a cost of living index of 128, 1.0x Oakdale.
Turlock, CA has a cost of living index of 131, 1.0x Oakdale.
Ceres, CA has a cost of living index of 126, 0.9x Oakdale.
| City | Population | Cost Of Living | Vs. Oakdale |
|---|---|---|---|
| Modesto, CA | 219,215 | 128 | 1.0x |
| Turlock, CA | 72,502 | 131 | 1.0x |
| Ceres, CA | 49,342 | 126 | 0.9x |
| Riverbank, CA | 25,166 | 132 | 1.0x |
| Ripon, CA | 16,201 | 152 | 1.1x |
| Salida, CA | 13,900 | 136 | 1.0x |
| Waterford, CA | 9,204 | 125 | 0.9x |
| Hughson, CA | 7,648 | 136 | 1.0x |
| Escalon, CA | 7,451 | 146 | 1.1x |
| Keyes, CA | 5,577 | 116 | 0.9x |
