What is the cost of living in Naugatuck, CT?
According to the most recent data on the cost of living, Naugatuck has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Connecticut, Naugatuck has a cost of living index that's 0.9x lower than Connecticut's index of 116.
The standard of living in Naugatuck ranks as #12 most affordable out of the 55 places we measured in Connecticut. By definition, that implies Naugatuck ranks as the #43 most expensive place in the Constitution State.
For more reading on life in Naugatuck, check out:
Naugatuck Cost Of Living Vs. Connecticut
Six factors go into calculating the cost of living index in Naugatuck. Here is how it fares on each of the criteria:
The Services index in Naugatuck is 107.
The Groceries index in Naugatuck is 110.
The Health index in Naugatuck is 107.
The Housing index in Naugatuck is 106.
The Transportation index in Naugatuck is 107.
The Utilities index in Naugatuck is 111.
| Living Expense | Naugatuck | Connecticut | National Average |
|---|---|---|---|
| Overall | 107 | 116 | 100 |
| Services | 107 | 107 | 100 |
| Groceries | 110 | 111 | 100 |
| Health | 107 | 137 | 100 |
| Housing | 106 | 108 | 100 |
| Transportation | 107 | 110 | 100 |
| Utilities | 111 | 111 | 100 |
Naugatuck Cost Of Living Compared To Connecticut Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Connecticut, check out:
- Most Expensive Cities In Connecticut
- Most Affordable Cities In Connecticut
- Average Rent In Connecticut
Source: Cost-of-living index 2026, normalized to US average = 100
Naugatuck, CT Housing Cost Breakdown
Housing swings affordability the most between places in Connecticut, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Naugatuck is $346,061.
The Median Rent in Naugatuck is $1,369.
The Median Income in Naugatuck is $96,324.
The Home Value To Income in Naugatuck is 3.6x.
The Rent To Monthly Income in Naugatuck is 0.17x.
| Statistic | Naugatuck | Connecticut | United States |
|---|---|---|---|
| Median Home Value | $346,061 | $436,407 | $332,700 |
| Median Rent | $1,369 | $1,488 | $1,413 |
| Median Income | $96,324 | $95,781 | $80,734 |
| Home Value To Income | 3.6x | 4.6x | 4.1x |
| Rent To Monthly Income | 0.17x | 0.19x | 0.21x |
Naugatuck, CT Costs By Category
Detailed Naugatuck Services costs vs. Connecticut
| Item | Naugatuck | Connecticut |
|---|---|---|
| Shampoo | $1.47 | $1.28 |
| Movie | $15.07 | $12.13 |
| Bowling | $24.0 | $18 |
| Haircut | $39.78 | $24.26 |
| Beauty Salon | $69.0 | $45.56 |
Detailed Naugatuck Groceries costs vs. Connecticut
| Item | Naugatuck | Connecticut |
|---|---|---|
| Ground Beef | $6.28 | $5.84 |
| Fried Chicken | $1.59 | $1.57 |
| Milk | $4.83 | $4.67 |
| Potatoes | $5.03 | $4.93 |
| Pizza | $13.21 | $12.09 |
| Beer | $10.53 | $10.41 |
| Toothpaste | $3.86 | $3.7 |
Detailed Naugatuck Health costs vs. Connecticut
| Item | Naugatuck | Connecticut |
|---|---|---|
| Optometrist | $134.7 | $125.68 |
| Doctor | $162.26 | $135.78 |
| Dentist | $136.03 | $113.29 |
Detailed Naugatuck Transportation costs vs. Connecticut
| Item | Naugatuck | Connecticut |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $63.33 | $59.92 |
Detailed Naugatuck Utilities costs vs. Connecticut
| Item | Naugatuck | Connecticut |
|---|---|---|
| All Electricity | $296.64 | $193.99 |
| Phone | $185.16 | $192.25 |
Naugatuck SnackAbility
Cost Of Living In Cities Around Naugatuck
The cost of living varies in the cities and towns around Naugatuck. Here's a quick look at the cost of living in the most populous nearby places:
Waterbury, CT has a cost of living index of 101, 0.9x Naugatuck.
North Haven, CT has a cost of living index of 123, 1.1x Naugatuck.
Ansonia, CT has a cost of living index of 109, 1.0x Naugatuck.
| City | Population | Cost Of Living | Vs. Naugatuck |
|---|---|---|---|
| Waterbury, CT | 114,869 | 101 | 0.9x |
| North Haven, CT | 24,336 | 123 | 1.1x |
| Ansonia, CT | 19,033 | 109 | 1.0x |
| Wallingford Center, CT | 18,208 | 115 | 1.1x |
| Orange, CT | 14,315 | 137 | 1.3x |
| Derby, CT | 12,487 | 111 | 1.0x |
| Kensington, CT | 9,962 | 117 | 1.1x |
| Oakville, CT | 9,276 | 113 | 1.1x |








