Fern Park, FL Cost Of Living

The latest cost of living statistics for Fern Park. Includes statistics on rent, mortgages, healthcare, and other costs for Fern Park compared to the state and national averages.

Cost of living in Fern Park, Florida

Cost of living in Fern Park research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Fern Park is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

112 Cost of living index 1.1x higher vs US
#248 Cheapest in Florida (of 462)
#3,724 Cheapest in the U.S. (of 6,489)
$362,999 Median home value
$1,612 Median rent
$59,428 Median income
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What is the cost of living in Fern Park, FL?

According to the most recent data on the cost of living, Fern Park has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.

Compared to Florida, Fern Park has a cost of living index that's 1.1x higher than Florida's index of 104.

The standard of living in Fern Park ranks as #248 most affordable out of the 462 places we measured in Florida. By definition, that implies Fern Park ranks as the #214 most expensive place in the Sunshine State.

For more reading on life in Fern Park, check out:

Fern Park Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Fern Park. Here is how it fares on each of the criteria:

  • The Services index in Fern Park is 104.

  • The Groceries index in Fern Park is 104.

  • The Health index in Fern Park is 132.

  • The Housing index in Fern Park is 101.

  • The Transportation index in Fern Park is 105.

  • The Utilities index in Fern Park is 106.

Living Expense Fern Park Florida National Average
Overall 112 104 100
Services 104 101 100
Groceries 104 105 100
Health 132 99 100
Housing 101 104 100
Transportation 105 109 100
Utilities 106 105 100

Fern Park Cost Of Living Compared To Florida Averages

Services
Fern Park 104
Florida avg 101
Groceries
Fern Park 104
Florida avg 105
Health
Fern Park 132
Florida avg 99
Housing
Fern Park 101
Florida avg 104
Transportation
Fern Park 105
Florida avg 109
Utilities
Fern Park 106
Florida avg 105

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Florida, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Fern Park, FL Housing Cost Breakdown

$362,999Median Home Value
$1,612Median Rent
$59,428Median Income

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Fern Park is $362,999.

  • The Median Rent in Fern Park is $1,612.

  • The Median Income in Fern Park is $59,428.

  • The Home Value To Income in Fern Park is 6.1x.

  • The Rent To Monthly Income in Fern Park is 0.33x.

Statistic Fern Park Florida United States
Median Home Value $362,999 $375,661 $332,700
Median Rent $1,612 $1,669 $1,413
Median Income $59,428 $74,568 $80,734
Home Value To Income 6.1x 5.0x 4.1x
Rent To Monthly Income 0.33x 0.27x 0.21x

Fern Park, FL Costs By Category

Detailed Fern Park Services costs vs. Florida
Item Fern Park Florida
Shampoo $1.48 $1.28
Movie $13.54 $12.13
Bowling $19.87 $18
Haircut $26.53 $24.26
Beauty Salon $55.13 $45.56
Detailed Fern Park Groceries costs vs. Florida
Item Fern Park Florida
Ground Beef $6.26 $5.84
Fried Chicken $1.4 $1.57
Milk $4.58 $4.67
Potatoes $5.23 $4.93
Pizza $13.13 $12.09
Beer $11.07 $10.41
Toothpaste $3.84 $3.7
Detailed Fern Park Health costs vs. Florida
Item Fern Park Florida
Optometrist $118.44 $125.68
Doctor $137.0 $135.78
Dentist $125.36 $113.29
Detailed Fern Park Transportation costs vs. Florida
Item Fern Park Florida
Gasoline $3.39 $3.46
Tire Balancing $57.07 $59.92
Detailed Fern Park Utilities costs vs. Florida
Item Fern Park Florida
All Electricity $190.71 $193.99
Phone $194.67 $192.25

Fern Park SnackAbility

7Overall SnackAbility
Jobs 8/10
Housing 8.5/10
Affordability 4/10
Diversity 8.5/10
SafetyN/A
Amenities 8.5/10
Education 8.5/10
Commute 6/10

Cost Of Living In Cities Around Fern Park

The cost of living varies in the cities and towns around Fern Park. Here's a quick look at the cost of living in the most populous nearby places:

  • Ocoee, FL has a cost of living index of 114, 1.0x Fern Park.

  • Altamonte Springs, FL has a cost of living index of 107, 1.0x Fern Park.

  • Oviedo, FL has a cost of living index of 124, 1.1x Fern Park.

City Population Cost Of Living Vs. Fern Park
Ocoee, FL 49,033 114 1.0x
Altamonte Springs, FL 46,116 107 1.0x
Oviedo, FL 40,599 124 1.1x
Winter Springs, FL 38,951 114 1.0x
Winter Park, FL 30,274 141 1.3x
Casselberry, FL 30,135 106 0.9x
Wekiwa Springs, FL 23,915 126 1.1x
Maitland, FL 19,469 135 1.2x
Lake Mary, FL 16,860 130 1.2x
Longwood, FL 16,337 113 1.0x