Gulf Breeze, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Gulf Breeze, FL Summary

Cost of living in Gulf Breeze research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Gulf Breeze is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Gulf Breeze is 124, with 100 being the average.

  • The cost of living index in Gulf Breeze is 1.2x higher than the national average.

  • Gulf Breeze ranks as the #376 cheapest in Florida out of 459.

  • Gulf Breeze ranks as the #4,654 cheapest out of 6,489 in the US.

  • The median home value in Gulf Breeze is $470,047.

  • The median income in Gulf Breeze is $108,575.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
124
Gulf Breeze's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Gulf Breeze, FL?

According to the most recent data on the cost of living, Gulf Breeze has an overall cost of living index of 124, which is 1.2x higher than the national index of 100.

Compared to Florida, Gulf Breeze has a cost of living index that's 1.3x higher than Florida's index of 97.

The standard of living in Gulf Breeze ranks as #376 most affordable out of the 459 places we measured in Florida. By definition, that implies Gulf Breeze ranks as the #83 most expensive place in the Sunshine State.

For more reading on life in Gulf Breeze, check out:

376 out of 459
In Florida
4,654 out of 6,489
In America

Gulf Breeze Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Gulf Breeze. Here is how it fairs on each of the criteria:

  • The Services index in Gulf Breeze is 104.

  • The Groceries index in Gulf Breeze is 93.

  • The Health index in Gulf Breeze is 96.

  • The Housing index in Gulf Breeze is 185.

  • The Transportation index in Gulf Breeze is 87.

  • The Utilities index in Gulf Breeze is 81.

Living Expense Gulf Breeze Florida National Average
Overall 124 97 100
Services 104 96 100
Groceries 93 99 100
Health 96 98 100
Housing 185 96 100
Transportation 87 97 100
Utilities 81 95 100
For more reading on cost of living around Florida, check out:
Gulf Breeze Cost of Living Vs. FL

Gulf Breeze, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Gulf Breeze is $470,047.

  • The Median Rent in Gulf Breeze is $1,246.

  • The Median Income in Gulf Breeze is $108,575.

  • The Home Value To Income in Gulf Breeze is 4.3x.

  • The Rent To Monthly Income in Gulf Breeze is 0.14x.

Statistic Gulf Breeze Florida United States
Median Home Value $470,047 $377,066 $303,400
Median Rent $1,246 $1,564 $1,348
Median Income $108,575 $71,711 $78,538
Home Value To Income 4.3x 5.3x 3.9x
Rent To Monthly Income 0.14x 0.26x 0.21x
$470,047
Median Home Value
$1,246
Median Rent
$108,575
Median Income

Gulf Breeze, FL Costs By Category

Detailed Gulf Breeze Services Costs Vs. Florida

Item Gulf Breeze Florida
Shampoo $1.17 $1.28
Movie $12.99 $12.13
Bowling $20.0 $18
Haircut $21.34 $24.26
Beauty Salon $52.41 $45.56

Detailed Gulf Breeze Groceries Costs Vs. Florida

Item Gulf Breeze Florida
Ground Beef $6.17 $5.84
Fried Chicken $1.67 $1.57
Milk $4.5 $4.67
Potatoes $5.2 $4.93
Pizza $12.56 $12.09
Beer $10.49 $10.41
Toothpaste $3.71 $3.7

Detailed Gulf Breeze Health Costs Vs. Florida

Item Gulf Breeze Florida
Optometrist $107.95 $125.68
Doctor $106.49 $135.78
Dentist $113.85 $113.29

Detailed Gulf Breeze Transportation Costs Vs. Florida

Item Gulf Breeze Florida
Gasoline $3.2 $3.46
Tire Balancing $47.55 $59.92

Detailed Gulf Breeze Utilities Costs Vs. Florida

Item Gulf Breeze Florida
All Electricity $142.23 $193.99
Phone $188.01 $192.25

Gulf Breeze SnackAbility

8.5
/10
Overall SnackAbility
Jobs
7/10
Housing
9
Affordability
6
Diversity
7
Safety
8
Amenities
8
Education
9.5
Commute
9

Cost Of Living In Cities Around Gulf Breeze

The cost of living varies in the cities and towns around Gulf Breeze. Here's a quick look at the cost of living in the most populous nearby places:

  • Pensacola, FL has a cost of living index of 100, 0.8x Gulf Breeze.

  • Navarre, FL has a cost of living index of 112, 0.9x Gulf Breeze.

  • Ferry Pass, FL has a cost of living index of 97, 0.8x Gulf Breeze.

City Population Cost Of Living Vs. Gulf Breeze
Pensacola, FL 54,011 100 0.8x
Navarre, FL 38,988 112 0.9x
Ferry Pass, FL 30,467 97 0.8x
Pace, FL 25,630 98 0.8x
Bellview, FL 25,051 92 0.7x
Brent, FL 23,441 87 0.7x
Ensley, FL 23,036 90 0.7x
West Pensacola, FL 20,679 85 0.7x
Myrtle Grove, FL 16,637 92 0.7x
Warrington, FL 15,935 89 0.7x

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