What is the cost of living in Gulf Breeze, FL?
According to the most recent data on the cost of living, Gulf Breeze has an overall cost of living index of 126, which is 1.3x higher than the national index of 100.
Compared to Florida, Gulf Breeze has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Gulf Breeze ranks as #370 most affordable out of the 462 places we measured in Florida. By definition, that implies Gulf Breeze ranks as the #92 most expensive place in the Sunshine State.
For more reading on life in Gulf Breeze, check out:
Gulf Breeze Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Gulf Breeze. Here is how it fares on each of the criteria:
The Services index in Gulf Breeze is 103.
The Groceries index in Gulf Breeze is 107.
The Health index in Gulf Breeze is 184.
The Housing index in Gulf Breeze is 108.
The Transportation index in Gulf Breeze is 111.
The Utilities index in Gulf Breeze is 102.
| Living Expense | Gulf Breeze | Florida | National Average |
|---|---|---|---|
| Overall | 126 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 184 | 99 | 100 |
| Housing | 108 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Gulf Breeze Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Gulf Breeze Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Gulf Breeze, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Gulf Breeze is $468,224.
The Median Rent in Gulf Breeze is $1,536.
The Median Income in Gulf Breeze is $104,050.
The Home Value To Income in Gulf Breeze is 4.5x.
The Rent To Monthly Income in Gulf Breeze is 0.18x.
| Statistic | Gulf Breeze | Florida | United States |
|---|---|---|---|
| Median Home Value | $468,224 | $375,661 | $332,700 |
| Median Rent | $1,536 | $1,669 | $1,413 |
| Median Income | $104,050 | $74,568 | $80,734 |
| Home Value To Income | 4.5x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.27x | 0.21x |
Gulf Breeze, FL Costs By Category
Detailed Gulf Breeze Services costs vs. Florida
| Item | Gulf Breeze | Florida |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $21.34 | $24.26 |
| Beauty Salon | $52.41 | $45.56 |
Detailed Gulf Breeze Groceries costs vs. Florida
| Item | Gulf Breeze | Florida |
|---|---|---|
| Ground Beef | $6.17 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.2 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Gulf Breeze Health costs vs. Florida
| Item | Gulf Breeze | Florida |
|---|---|---|
| Optometrist | $107.95 | $125.68 |
| Doctor | $106.49 | $135.78 |
| Dentist | $113.85 | $113.29 |
Detailed Gulf Breeze Transportation costs vs. Florida
| Item | Gulf Breeze | Florida |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $47.55 | $59.92 |
Detailed Gulf Breeze Utilities costs vs. Florida
| Item | Gulf Breeze | Florida |
|---|---|---|
| All Electricity | $142.23 | $193.99 |
| Phone | $188.01 | $192.25 |
Gulf Breeze SnackAbility
Cost Of Living In Cities Around Gulf Breeze
The cost of living varies in the cities and towns around Gulf Breeze. Here's a quick look at the cost of living in the most populous nearby places:
Pensacola, FL has a cost of living index of 107, 0.8x Gulf Breeze.
Navarre, FL has a cost of living index of 116, 0.9x Gulf Breeze.
Ferry Pass, FL has a cost of living index of 101, 0.8x Gulf Breeze.
| City | Population | Cost Of Living | Vs. Gulf Breeze |
|---|---|---|---|
| Pensacola, FL | 54,036 | 107 | 0.8x |
| Navarre, FL | 39,838 | 116 | 0.9x |
| Ferry Pass, FL | 30,053 | 101 | 0.8x |
| Bellview, FL | 26,488 | 96 | 0.8x |
| Pace, FL | 26,282 | 104 | 0.8x |
| Brent, FL | 23,813 | 91 | 0.7x |
| Ensley, FL | 23,760 | 96 | 0.8x |
| West Pensacola, FL | 20,665 | 88 | 0.7x |
| Warrington, FL | 15,918 | 92 | 0.7x |
| Myrtle Grove, FL | 15,595 | 95 | 0.8x |
