What is the cost of living in Keystone, FL?
According to the most recent data on the cost of living, Keystone has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.
Compared to Florida, Keystone has a cost of living index that's 1.3x higher than Florida's index of 104.
The standard of living in Keystone ranks as #411 most affordable out of the 462 places we measured in Florida. By definition, that implies Keystone ranks as the #51 most expensive place in the Sunshine State.
For more reading on life in Keystone, check out:
Keystone Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Keystone. Here is how it fares on each of the criteria:
The Services index in Keystone is 99.
The Groceries index in Keystone is 104.
The Health index in Keystone is 216.
The Housing index in Keystone is 105.
The Transportation index in Keystone is 113.
The Utilities index in Keystone is 102.
| Living Expense | Keystone | Florida | National Average |
|---|---|---|---|
| Overall | 134 | 104 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 216 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 113 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Keystone Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Keystone Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Keystone, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Keystone is $683,829.
The Median Rent in Keystone is $2,238.
The Median Income in Keystone is $161,056.
The Home Value To Income in Keystone is 4.2x.
The Rent To Monthly Income in Keystone is 0.17x.
Keystone, FL Costs By Category
Detailed Keystone Services costs vs. Florida
Detailed Keystone Groceries costs vs. Florida
Detailed Keystone Health costs vs. Florida
Detailed Keystone Transportation costs vs. Florida
Keystone SnackAbility
Cost Of Living In Cities Around Keystone
The cost of living varies in the cities and towns around Keystone. Here's a quick look at the cost of living in the most populous nearby places:
Largo, FL has a cost of living index of 101, 0.8x Keystone.
Palm Harbor, FL has a cost of living index of 114, 0.9x Keystone.
Pinellas Park, FL has a cost of living index of 102, 0.8x Keystone.
| City | Population | Cost Of Living | Vs. Keystone |
|---|---|---|---|
| Largo, FL | 82,617 | 101 | 0.8x |
| Palm Harbor, FL | 61,512 | 114 | 0.9x |
| Pinellas Park, FL | 53,560 | 102 | 0.8x |
| Carrollwood, FL | 36,725 | 115 | 0.9x |
| East Lake, FL | 33,283 | 127 | 0.9x |
| Lake Magdalene, FL | 32,083 | 111 | 0.8x |
| Citrus Park, FL | 28,804 | 119 | 0.9x |
| Lutz, FL | 27,106 | 122 | 0.9x |
| Northdale, FL | 25,710 | 117 | 0.9x |
| Westchase, FL | 24,885 | 128 | 1.0x |
