Keystone, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Keystone, FL Summary

Cost of living in Keystone research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Keystone is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Keystone is 131, with 100 being the average.

  • The cost of living index in Keystone is 1.3x higher than the national average.

  • Keystone ranks as the #411 cheapest in Florida out of 459.

  • Keystone ranks as the #5,035 cheapest out of 6,489 in the US.

  • The median home value in Keystone is $701,691.

  • The median income in Keystone is $155,365.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
131
Keystone's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Keystone, FL?

According to the most recent data on the cost of living, Keystone has an overall cost of living index of 131, which is 1.3x higher than the national index of 100.

Compared to Florida, Keystone has a cost of living index that's 1.4x higher than Florida's index of 97.

The standard of living in Keystone ranks as #411 most affordable out of the 459 places we measured in Florida. By definition, that implies Keystone ranks as the #48 most expensive place in the Sunshine State.

For more reading on life in Keystone, check out:

411 out of 459
In Florida
5,035 out of 6,489
In America

Keystone Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Keystone. Here is how it fairs on each of the criteria:

  • The Services index in Keystone is 94.

  • The Groceries index in Keystone is 99.

  • The Health index in Keystone is 92.

  • The Housing index in Keystone is 211.

  • The Transportation index in Keystone is 98.

  • The Utilities index in Keystone is 98.

Living Expense Keystone Florida National Average
Overall 131 97 100
Services 94 96 100
Groceries 99 99 100
Health 92 98 100
Housing 211 96 100
Transportation 98 97 100
Utilities 98 95 100
For more reading on cost of living around Florida, check out:
Keystone Cost of Living Vs. FL

Keystone, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Keystone is $701,691.

  • The Median Rent in Keystone is $2,227.

  • The Median Income in Keystone is $155,365.

  • The Home Value To Income in Keystone is 4.5x.

  • The Rent To Monthly Income in Keystone is 0.17x.

Statistic Keystone Florida United States
Median Home Value $701,691 $377,066 $303,400
Median Rent $2,227 $1,564 $1,348
Median Income $155,365 $71,711 $78,538
Home Value To Income 4.5x 5.3x 3.9x
Rent To Monthly Income 0.17x 0.26x 0.21x
$701,691
Median Home Value
$2,227
Median Rent
$155,365
Median Income

Keystone, FL Costs By Category

Detailed Keystone Services Costs Vs. Florida

Item Keystone Florida
Shampoo $1.48 $1.28
Movie $8.61 $12.13
Bowling $19.67 $18
Haircut $15.67 $24.26
Beauty Salon $54.72 $45.56

Detailed Keystone Groceries Costs Vs. Florida

Item Keystone Florida
Ground Beef $6.06 $5.84
Fried Chicken $1.48 $1.57
Milk $4.56 $4.67
Potatoes $5.34 $4.93
Pizza $8.38 $12.09
Beer $10.69 $10.41
Toothpaste $3.67 $3.7

Detailed Keystone Health Costs Vs. Florida

Item Keystone Florida
Optometrist $146.67 $125.68
Doctor $122.32 $135.78
Dentist $103.33 $113.29

Detailed Keystone Transportation Costs Vs. Florida

Item Keystone Florida
Gasoline $3.42 $3.46
Tire Balancing $57.28 $59.92

Detailed Keystone Utilities Costs Vs. Florida

Item Keystone Florida
All Electricity $219.66 $193.99
Phone $194.37 $192.25

Keystone SnackAbility

6
/10
Overall SnackAbility
Jobs
8.5/10
Housing
9.5
Affordability
7
Diversity
8
Safety
N/A
Amenities
8
Education
9
Commute
3

Cost Of Living In Cities Around Keystone

The cost of living varies in the cities and towns around Keystone. Here's a quick look at the cost of living in the most populous nearby places:

  • Largo, FL has a cost of living index of 95, 0.7x Keystone.

  • Palm Harbor, FL has a cost of living index of 109, 0.8x Keystone.

  • Pinellas Park, FL has a cost of living index of 98, 0.7x Keystone.

City Population Cost Of Living Vs. Keystone
Largo, FL 82,506 95 0.7x
Palm Harbor, FL 61,454 109 0.8x
Pinellas Park, FL 53,423 98 0.7x
Carrollwood, FL 35,645 110 0.8x
East Lake, FL 33,019 119 0.9x
Lake Magdalene, FL 31,733 104 0.8x
Citrus Park, FL 28,163 113 0.9x
Lutz, FL 26,731 119 0.9x
Northdale, FL 25,420 113 0.9x
Westchase, FL 24,818 123 0.9x

Articles About Florida

Enjoy The Snack?