Palm Harbor, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Palm Harbor, FL Summary

Cost of living in Palm Harbor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Palm Harbor is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Palm Harbor is 100, with 100 being the average.

  • The cost of living index in Palm Harbor is 1.0x lower than the national average.

  • Palm Harbor ranks as the #250 cheapest in Florida out of 459.

  • Palm Harbor ranks as the #3,149 cheapest out of 6,412 in the US.

  • The median home value in Palm Harbor is $266,200.

  • The median income in Palm Harbor is $64,222.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
100
Palm Harbor's Overall Cost Of Living
1.0x
Lower Than The National Average

What is the cost of living in Palm Harbor, FL?

According to the most recent data on the cost of living, Palm Harbor has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.

Compared to Florida, Palm Harbor has a cost of living index that's 1.0x lower than Florida's index of 101.

The standard of living in Palm Harbor ranks as #250 most affordable out of the 459 places we measured in Florida. By definition, that implies Palm Harbor ranks as the #209 most expensive place in the Sunshine State.

For more reading on life in Palm Harbor, check out:

250 out of 459
In Florida
3,149 out of 6,412
In America

Palm Harbor Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Palm Harbor. Here is how it fairs on each of the criteria:

  • The Services index in Palm Harbor is 100.

  • The Groceries index in Palm Harbor is 102.

  • The Health index in Palm Harbor is 100.

  • The Housing index in Palm Harbor is 104.

  • The Transportation index in Palm Harbor is 102.

  • The Utilities index in Palm Harbor is 103.

Living Expense Palm Harbor Florida National Average
Overall 100 101 100
Services 100 98 100
Groceries 102 101 100
Health 100 96 100
Housing 104 108 100
Transportation 102 98 100
Utilities 103 100 100
For more reading on cost of living around Florida, check out:
Palm Harbor Cost of Living Vs. FL

Palm Harbor, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Palm Harbor is $266,200.

  • The Median Rent in Palm Harbor is $1,422.

  • The Median Income in Palm Harbor is $64,222.

  • The Home Value To Income in Palm Harbor is 4.1x.

  • The Rent To Monthly Income in Palm Harbor is 0.27x.

Statistic Palm Harbor Florida United States
Median Home Value $266,200 $248,700 $244,900
Median Rent $1,422 $1,301 $1,163
Median Income $64,222 $61,777 $69,021
Home Value To Income 4.1x 4.0x 3.5x
Rent To Monthly Income 0.27x 0.25x 0.2x
Search Homes For Sale In Palm Harbor, FL
$266,200
Median Home Value
$1,422
Median Rent
$64,222
Median Income

Palm Harbor, FL Costs By Category

Detailed Palm Harbor Services Costs Vs. Florida

Item Palm Harbor Florida
Shampoo $1.04 $1.06
Movie $12.72 $10.68
Bowling $16.33 $14.67
Haircut $15.08 $18.62
Beauty Salon $37.26 $39.05

Detailed Palm Harbor Groceries Costs Vs. Florida

Item Palm Harbor Florida
Ground Beef $5.29 $4.22
Fried Chicken $1.74 $1.39
Milk $2.66 $2.05
Potatoes $3.51 $3.29
Pizza $10.25 $10.62
Beer $10.69 $9.38
Toothpaste $2.82 $2.34

Detailed Palm Harbor Health Costs Vs. Florida

Item Palm Harbor Florida
Optometrist $99.12 $108.57
Doctor $99.22 $116.17
Dentist $105.57 $99.13

Detailed Palm Harbor Transportation Costs Vs. Florida

Item Palm Harbor Florida
Gasoline $2.11 $2.22
Tire Balancing $55.26 $50.07

Detailed Palm Harbor Utilities Costs Vs. Florida

Item Palm Harbor Florida
All Electricity $165.98 $167.67
Phone $189.52 $175.64

Palm Harbor SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
4
Diversity
7
Safety
N/A
Amenities
9.5
Education
8.5
Commute
6

Cost Of Living In Cities Around Palm Harbor

The cost of living varies in the cities and towns around Palm Harbor. Here's a quick look at the cost of living in the most populous nearby places:

  • Clearwater, FL has a cost of living index of 98, 1.0x Palm Harbor.

  • Largo, FL has a cost of living index of 91, 0.9x Palm Harbor.

  • Pinellas Park, FL has a cost of living index of 93, 0.9x Palm Harbor.

City Population Cost Of Living Vs. Palm Harbor
Clearwater, FL 116,616 98 1.0x
Largo, FL 82,505 91 0.9x
Pinellas Park, FL 53,130 93 0.9x
Dunedin, FL 36,110 97 1.0x
Carrollwood, FL 35,846 100 1.0x
East Lake, FL 32,714 114 1.1x
Citrus Park, FL 27,440 101 1.0x
Keystone, FL 25,397 125 1.2x
Tarpon Springs, FL 25,138 96 1.0x
Northdale, FL 24,924 102 1.0x

Articles About Florida

Enjoy The Snack?