What is the cost of living in Middleburg, FL?
According to the most recent data on the cost of living, Middleburg has an overall cost of living index of 102, which is 1.0x higher than the national index of 100.
Compared to Florida, Middleburg has a cost of living index that's 1.0x lower than Florida's index of 104.
The standard of living in Middleburg ranks as #116 most affordable out of the 462 places we measured in Florida. By definition, that implies Middleburg ranks as the #346 most expensive place in the Sunshine State.
For more reading on life in Middleburg, check out:
Middleburg Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Middleburg. Here is how it fares on each of the criteria:
The Services index in Middleburg is 103.
The Groceries index in Middleburg is 101.
The Health index in Middleburg is 90.
The Housing index in Middleburg is 103.
The Transportation index in Middleburg is 110.
The Utilities index in Middleburg is 108.
| Living Expense | Middleburg | Florida | National Average |
|---|---|---|---|
| Overall | 102 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 90 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
Middleburg Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Middleburg Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Middleburg, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Middleburg is $324,329.
The Median Rent in Middleburg is $1,093.
The Median Income in Middleburg is $74,634.
The Home Value To Income in Middleburg is 4.3x.
The Rent To Monthly Income in Middleburg is 0.18x.
| Statistic | Middleburg | Florida | United States |
|---|---|---|---|
| Median Home Value | $324,329 | $375,661 | $332,700 |
| Median Rent | $1,093 | $1,669 | $1,413 |
| Median Income | $74,634 | $74,568 | $80,734 |
| Home Value To Income | 4.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.18x | 0.27x | 0.21x |
Middleburg, FL Costs By Category
Detailed Middleburg Services costs vs. Florida
| Item | Middleburg | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Middleburg Groceries costs vs. Florida
| Item | Middleburg | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Middleburg Health costs vs. Florida
| Item | Middleburg | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Middleburg Transportation costs vs. Florida
| Item | Middleburg | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Middleburg Utilities costs vs. Florida
| Item | Middleburg | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Middleburg SnackAbility
Cost Of Living In Cities Around Middleburg
The cost of living varies in the cities and towns around Middleburg. Here's a quick look at the cost of living in the most populous nearby places:
Fruit Cove, FL has a cost of living index of 130, 1.3x Middleburg.
Lakeside, FL has a cost of living index of 102, 1.0x Middleburg.
Oakleaf Plantation, FL has a cost of living index of 115, 1.1x Middleburg.
| City | Population | Cost Of Living | Vs. Middleburg |
|---|---|---|---|
| Fruit Cove, FL | 35,877 | 130 | 1.3x |
| Lakeside, FL | 32,105 | 102 | 1.0x |
| Oakleaf Plantation, FL | 32,070 | 115 | 1.1x |
| Fleming Island, FL | 29,766 | 117 | 1.1x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 1.0x |
| Asbury Lake, FL | 14,458 | 112 | 1.1x |
| Green Cove Springs, FL | 10,044 | 102 | 1.0x |
| Orange Park, FL | 9,055 | 108 | 1.1x |
| Starke, FL | 5,877 | 94 | 0.9x |
