What is the cost of living in Fruit Cove, FL?
According to the most recent data on the cost of living, Fruit Cove has an overall cost of living index of 130, which is 1.3x higher than the national index of 100.
Compared to Florida, Fruit Cove has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Fruit Cove ranks as #390 most affordable out of the 462 places we measured in Florida. By definition, that implies Fruit Cove ranks as the #72 most expensive place in the Sunshine State.
For more reading on life in Fruit Cove, check out:
Fruit Cove Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Fruit Cove. Here is how it fares on each of the criteria:
The Services index in Fruit Cove is 100.
The Groceries index in Fruit Cove is 101.
The Health index in Fruit Cove is 194.
The Housing index in Fruit Cove is 102.
The Transportation index in Fruit Cove is 106.
The Utilities index in Fruit Cove is 101.
| Living Expense | Fruit Cove | Florida | National Average |
|---|---|---|---|
| Overall | 130 | 104 | 100 |
| Services | 100 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 194 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 106 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Fruit Cove Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Fruit Cove Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Fruit Cove, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Fruit Cove is $506,462.
The Median Rent in Fruit Cove is $2,336.
The Median Income in Fruit Cove is $141,863.
The Home Value To Income in Fruit Cove is 3.6x.
The Rent To Monthly Income in Fruit Cove is 0.2x.
| Statistic | Fruit Cove | Florida | United States |
|---|---|---|---|
| Median Home Value | $506,462 | $375,661 | $332,700 |
| Median Rent | $2,336 | $1,669 | $1,413 |
| Median Income | $141,863 | $74,568 | $80,734 |
| Home Value To Income | 3.6x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.27x | 0.21x |
Fruit Cove, FL Costs By Category
Detailed Fruit Cove Services costs vs. Florida
| Item | Fruit Cove | Florida |
|---|---|---|
| Shampoo | $1.43 | $1.28 |
| Movie | $12.86 | $12.13 |
| Bowling | $20.93 | $18 |
| Haircut | $20.91 | $24.26 |
| Beauty Salon | $70.33 | $45.56 |
Detailed Fruit Cove Groceries costs vs. Florida
| Item | Fruit Cove | Florida |
|---|---|---|
| Ground Beef | $5.34 | $5.84 |
| Fried Chicken | $1.47 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.44 | $4.93 |
| Pizza | $10.39 | $12.09 |
| Beer | $11.31 | $10.41 |
| Toothpaste | $3.69 | $3.7 |
Detailed Fruit Cove Health costs vs. Florida
| Item | Fruit Cove | Florida |
|---|---|---|
| Optometrist | $86.6 | $125.68 |
| Doctor | $100.93 | $135.78 |
| Dentist | $102.03 | $113.29 |
Detailed Fruit Cove Transportation costs vs. Florida
| Item | Fruit Cove | Florida |
|---|---|---|
| Gasoline | $3.44 | $3.46 |
| Tire Balancing | $34.43 | $59.92 |
Detailed Fruit Cove Utilities costs vs. Florida
| Item | Fruit Cove | Florida |
|---|---|---|
| All Electricity | $193.67 | $193.99 |
| Phone | $194.82 | $192.25 |
Fruit Cove SnackAbility
Cost Of Living In Cities Around Fruit Cove
The cost of living varies in the cities and towns around Fruit Cove. Here's a quick look at the cost of living in the most populous nearby places:
Jacksonville, FL has a cost of living index of 109, 0.8x Fruit Cove.
Lakeside, FL has a cost of living index of 102, 0.8x Fruit Cove.
Oakleaf Plantation, FL has a cost of living index of 115, 0.9x Fruit Cove.
| City | Population | Cost Of Living | Vs. Fruit Cove |
|---|---|---|---|
| Jacksonville, FL | 977,670 | 109 | 0.8x |
| Lakeside, FL | 32,105 | 102 | 0.8x |
| Oakleaf Plantation, FL | 32,070 | 115 | 0.9x |
| Fleming Island, FL | 29,766 | 117 | 0.9x |
| Nocatee, FL | 27,442 | 140 | 1.1x |
| Jacksonville Beach, FL | 23,654 | 133 | 1.0x |
| Palm Valley, FL | 19,796 | 139 | 1.1x |
| Bellair-Meadowbrook Terrace, FL | 14,755 | 98 | 0.8x |
| Asbury Lake, FL | 14,458 | 112 | 0.9x |
| Middleburg, FL | 11,644 | 102 | 0.8x |








