What is the cost of living in Milton, FL?
According to the most recent data on the cost of living, Milton has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Florida, Milton has a cost of living index that's 1.0x lower than Florida's index of 104.
The standard of living in Milton ranks as #90 most affordable out of the 462 places we measured in Florida. By definition, that implies Milton ranks as the #372 most expensive place in the Sunshine State.
For more reading on life in Milton, check out:
Milton Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Milton. Here is how it fares on each of the criteria:
The Services index in Milton is 98.
The Groceries index in Milton is 107.
The Health index in Milton is 95.
The Housing index in Milton is 102.
The Transportation index in Milton is 107.
The Utilities index in Milton is 108.
| Living Expense | Milton | Florida | National Average |
|---|---|---|---|
| Overall | 100 | 104 | 100 |
| Services | 98 | 101 | 100 |
| Groceries | 107 | 105 | 100 |
| Health | 95 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 107 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
Milton Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Milton Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Milton, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Milton is $284,184.
The Median Rent in Milton is $1,455.
The Median Income in Milton is $76,301.
The Home Value To Income in Milton is 3.7x.
The Rent To Monthly Income in Milton is 0.23x.
Milton, FL Costs By Category
Detailed Milton Services costs vs. Florida
Detailed Milton Groceries costs vs. Florida
Detailed Milton Health costs vs. Florida
Detailed Milton Transportation costs vs. Florida
Milton SnackAbility
Cost Of Living In Cities Around Milton
The cost of living varies in the cities and towns around Milton. Here's a quick look at the cost of living in the most populous nearby places:
Pensacola, FL has a cost of living index of 107, 1.1x Milton.
Navarre, FL has a cost of living index of 116, 1.2x Milton.
Ferry Pass, FL has a cost of living index of 101, 1.0x Milton.
| City | Population | Cost Of Living | Vs. Milton |
|---|---|---|---|
| Pensacola, FL | 54,036 | 107 | 1.1x |
| Navarre, FL | 39,838 | 116 | 1.2x |
| Ferry Pass, FL | 30,053 | 101 | 1.0x |
| Bellview, FL | 26,488 | 96 | 1.0x |
| Pace, FL | 26,282 | 104 | 1.0x |
| Brent, FL | 23,813 | 91 | 0.9x |
| Ensley, FL | 23,760 | 96 | 1.0x |
| West Pensacola, FL | 20,665 | 88 | 0.9x |
| East Milton, FL | 14,783 | 95 | 0.9x |
| Gonzalez, FL | 14,458 | 100 | 1.0x |
