What is the cost of living in New Smyrna Beach, FL?
According to the most recent data on the cost of living, New Smyrna Beach has an overall cost of living index of 118, which is 1.2x higher than the national index of 100.
Compared to Florida, New Smyrna Beach has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in New Smyrna Beach ranks as #322 most affordable out of the 462 places we measured in Florida. By definition, that implies New Smyrna Beach ranks as the #140 most expensive place in the Sunshine State.
For more reading on life in New Smyrna Beach, check out:
New Smyrna Beach Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in New Smyrna Beach. Here is how it fares on each of the criteria:
The Services index in New Smyrna Beach is 100.
The Groceries index in New Smyrna Beach is 109.
The Health index in New Smyrna Beach is 148.
The Housing index in New Smyrna Beach is 103.
The Transportation index in New Smyrna Beach is 105.
The Utilities index in New Smyrna Beach is 101.
| Living Expense | New Smyrna Beach | Florida | National Average |
|---|---|---|---|
| Overall | 118 | 104 | 100 |
| Services | 100 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 148 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 105 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
New Smyrna Beach Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in New Smyrna Beach Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
New Smyrna Beach, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in New Smyrna Beach is $448,437.
The Median Rent in New Smyrna Beach is $1,712.
The Median Income in New Smyrna Beach is $83,865.
The Home Value To Income in New Smyrna Beach is 5.3x.
The Rent To Monthly Income in New Smyrna Beach is 0.24x.
| Statistic | New Smyrna Beach | Florida | United States |
|---|---|---|---|
| Median Home Value | $448,437 | $375,661 | $332,700 |
| Median Rent | $1,712 | $1,669 | $1,413 |
| Median Income | $83,865 | $74,568 | $80,734 |
| Home Value To Income | 5.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.27x | 0.21x |
New Smyrna Beach, FL Costs By Category
Detailed New Smyrna Beach Services costs vs. Florida
| Item | New Smyrna Beach | Florida |
|---|---|---|
| Shampoo | $1.44 | $1.28 |
| Movie | $10.85 | $12.13 |
| Bowling | $15.24 | $18 |
| Haircut | $16.22 | $24.26 |
| Beauty Salon | $44.45 | $45.56 |
Detailed New Smyrna Beach Groceries costs vs. Florida
| Item | New Smyrna Beach | Florida |
|---|---|---|
| Ground Beef | $7.04 | $5.84 |
| Fried Chicken | $1.41 | $1.57 |
| Milk | $4.59 | $4.67 |
| Potatoes | $5.08 | $4.93 |
| Pizza | $11.04 | $12.09 |
| Beer | $10.7 | $10.41 |
| Toothpaste | $3.68 | $3.7 |
Detailed New Smyrna Beach Health costs vs. Florida
| Item | New Smyrna Beach | Florida |
|---|---|---|
| Optometrist | $89.44 | $125.68 |
| Doctor | $88.17 | $135.78 |
| Dentist | $132.25 | $113.29 |
Detailed New Smyrna Beach Transportation costs vs. Florida
| Item | New Smyrna Beach | Florida |
|---|---|---|
| Gasoline | $3.52 | $3.46 |
| Tire Balancing | $61.64 | $59.92 |
Detailed New Smyrna Beach Utilities costs vs. Florida
| Item | New Smyrna Beach | Florida |
|---|---|---|
| All Electricity | $190.45 | $193.99 |
| Phone | $194.79 | $192.25 |
New Smyrna Beach SnackAbility
Cost Of Living In Cities Around New Smyrna Beach
The cost of living varies in the cities and towns around New Smyrna Beach. Here's a quick look at the cost of living in the most populous nearby places:
Deltona, FL has a cost of living index of 105, 0.9x New Smyrna Beach.
Daytona Beach, FL has a cost of living index of 103, 0.9x New Smyrna Beach.
Port Orange, FL has a cost of living index of 109, 0.9x New Smyrna Beach.
| City | Population | Cost Of Living | Vs. New Smyrna Beach |
|---|---|---|---|
| Deltona, FL | 97,334 | 105 | 0.9x |
| Daytona Beach, FL | 78,992 | 103 | 0.9x |
| Port Orange, FL | 64,767 | 109 | 0.9x |
| Edgewater, FL | 23,627 | 104 | 0.9x |
| South Daytona, FL | 13,543 | 101 | 0.9x |
| Holly Hill, FL | 13,084 | 98 | 0.8x |
| Daytona Beach Shores, FL | 5,188 | 125 | 1.1x |
