What is the cost of living in Osprey, FL?
According to the most recent data on the cost of living, Osprey has an overall cost of living index of 162, which is 1.6x higher than the national index of 100.
Compared to Florida, Osprey has a cost of living index that's 1.6x higher than Florida's index of 104.
The standard of living in Osprey ranks as #448 most affordable out of the 462 places we measured in Florida. By definition, that implies Osprey ranks as the #14 most expensive place in the Sunshine State.
For more reading on life in Osprey, check out:
Osprey Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Osprey. Here is how it fares on each of the criteria:
The Services index in Osprey is 105.
The Groceries index in Osprey is 103.
The Health index in Osprey is 295.
The Housing index in Osprey is 101.
The Transportation index in Osprey is 108.
The Utilities index in Osprey is 109.
| Living Expense | Osprey | Florida | National Average |
|---|---|---|---|
| Overall | 162 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 103 | 105 | 100 |
| Health | 295 | 99 | 100 |
| Housing | 101 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 109 | 105 | 100 |
Osprey Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Osprey Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Osprey, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Osprey is $662,104.
The Median Rent in Osprey is $2,196.
The Median Income in Osprey is $103,516.
The Home Value To Income in Osprey is 6.4x.
The Rent To Monthly Income in Osprey is 0.25x.
Osprey, FL Costs By Category
Detailed Osprey Services costs vs. Florida
Detailed Osprey Groceries costs vs. Florida
Detailed Osprey Health costs vs. Florida
Detailed Osprey Transportation costs vs. Florida
Osprey SnackAbility
Cost Of Living In Cities Around Osprey
The cost of living varies in the cities and towns around Osprey. Here's a quick look at the cost of living in the most populous nearby places:
Sarasota, FL has a cost of living index of 120, 0.7x Osprey.
Venice, FL has a cost of living index of 118, 0.7x Osprey.
South Bradenton, FL has a cost of living index of 93, 0.6x Osprey.
| City | Population | Cost Of Living | Vs. Osprey |
|---|---|---|---|
| Sarasota, FL | 56,970 | 120 | 0.7x |
| Venice, FL | 27,479 | 118 | 0.7x |
| South Bradenton, FL | 25,990 | 93 | 0.6x |
| Englewood, FL | 20,091 | 108 | 0.7x |
| Bayshore Gardens, FL | 18,131 | 97 | 0.6x |
| South Venice, FL | 17,484 | 110 | 0.7x |
| Fruitville, FL | 15,172 | 121 | 0.7x |
| Sarasota Springs, FL | 12,611 | 114 | 0.7x |
| Laurel, FL | 11,741 | 127 | 0.8x |
| Bee Ridge, FL | 10,334 | 116 | 0.7x |
