Palm Harbor, FL Cost Of Living
Cost Of Living In Palm Harbor, FL Summary
Cost of living in Palm Harbor research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Palm Harbor is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Palm Harbor is 109, with 100 being the average.
The cost of living index in Palm Harbor is 1.1x higher than the national average.
Palm Harbor ranks as the #250 cheapest in Florida out of 459.
Palm Harbor ranks as the #3,556 cheapest out of 6,489 in the US.
The median home value in Palm Harbor is $403,073.
The median income in Palm Harbor is $75,354.
Table Of Contents
Palm Harbor's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Palm Harbor, FL?
According to the most recent data on the cost of living, Palm Harbor has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.
Compared to Florida, Palm Harbor has a cost of living index that's 1.1x higher than Florida's index of 97.
The standard of living in Palm Harbor ranks as #250 most affordable out of the 459 places we measured in Florida. By definition, that implies Palm Harbor ranks as the #209 most expensive place in the Sunshine State.
For more reading on life in Palm Harbor, check out:
In Florida
In America
Palm Harbor Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Palm Harbor. Here is how it fairs on each of the criteria:
The Services index in Palm Harbor is 94.
The Groceries index in Palm Harbor is 102.
The Health index in Palm Harbor is 92.
The Housing index in Palm Harbor is 138.
The Transportation index in Palm Harbor is 102.
The Utilities index in Palm Harbor is 97.
| Living Expense | Palm Harbor | Florida | National Average | |
|---|---|---|---|---|
| Overall | 109 | 97 | 100 | |
| Services | 94 | 96 | 100 | |
| Groceries | 102 | 99 | 100 | |
| Health | 92 | 98 | 100 | |
| Housing | 138 | 96 | 100 | |
| Transportation | 102 | 97 | 100 | |
| Utilities | 97 | 95 | 100 | |
Palm Harbor, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Palm Harbor is $403,073.
The Median Rent in Palm Harbor is $1,733.
The Median Income in Palm Harbor is $75,354.
The Home Value To Income in Palm Harbor is 5.3x.
The Rent To Monthly Income in Palm Harbor is 0.28x.
| Statistic | Palm Harbor | Florida | United States |
|---|---|---|---|
| Median Home Value | $403,073 | $377,066 | $303,400 |
| Median Rent | $1,733 | $1,564 | $1,348 |
| Median Income | $75,354 | $71,711 | $78,538 |
| Home Value To Income | 5.3x | 5.3x | 3.9x |
| Rent To Monthly Income | 0.28x | 0.26x | 0.21x |
Median Home Value
Median Rent
Median Income
Palm Harbor, FL Costs By Category
Detailed Palm Harbor Services Costs Vs. Florida
| Item | Palm Harbor | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Palm Harbor Groceries Costs Vs. Florida
| Item | Palm Harbor | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Palm Harbor Health Costs Vs. Florida
| Item | Palm Harbor | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Palm Harbor Transportation Costs Vs. Florida
| Item | Palm Harbor | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Palm Harbor Utilities Costs Vs. Florida
| Item | Palm Harbor | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Palm Harbor SnackAbility
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Cost Of Living In Cities Around Palm Harbor
The cost of living varies in the cities and towns around Palm Harbor. Here's a quick look at the cost of living in the most populous nearby places:
Clearwater, FL has a cost of living index of 105, 1.0x Palm Harbor.
Largo, FL has a cost of living index of 95, 0.9x Palm Harbor.
Pinellas Park, FL has a cost of living index of 98, 0.9x Palm Harbor.
| City | Population | Cost Of Living | Vs. Palm Harbor |
|---|---|---|---|
| Clearwater, FL | 117,075 | 105 | 1.0x |
| Largo, FL | 82,506 | 95 | 0.9x |
| Pinellas Park, FL | 53,423 | 98 | 0.9x |
| Dunedin, FL | 36,060 | 105 | 1.0x |
| Carrollwood, FL | 35,645 | 110 | 1.0x |
| East Lake, FL | 33,019 | 119 | 1.1x |
| Citrus Park, FL | 28,163 | 113 | 1.0x |
| Lutz, FL | 26,731 | 119 | 1.1x |
| Keystone, FL | 26,723 | 131 | 1.2x |
| Tarpon Springs, FL | 25,522 | 100 | 0.9x |
