What is the cost of living in Pebble Creek, FL?
According to the most recent data on the cost of living, Pebble Creek has an overall cost of living index of 118, which is 1.2x higher than the national index of 100.
Compared to Florida, Pebble Creek has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Pebble Creek ranks as #322 most affordable out of the 462 places we measured in Florida. By definition, that implies Pebble Creek ranks as the #140 most expensive place in the Sunshine State.
For more reading on life in Pebble Creek, check out:
Pebble Creek Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Pebble Creek. Here is how it fares on each of the criteria:
The Services index in Pebble Creek is 105.
The Groceries index in Pebble Creek is 101.
The Health index in Pebble Creek is 155.
The Housing index in Pebble Creek is 107.
The Transportation index in Pebble Creek is 111.
The Utilities index in Pebble Creek is 101.
| Living Expense | Pebble Creek | Florida | National Average |
|---|---|---|---|
| Overall | 118 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 101 | 105 | 100 |
| Health | 155 | 99 | 100 |
| Housing | 107 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
Pebble Creek Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Pebble Creek Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Pebble Creek, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Pebble Creek is $435,536.
The Median Rent in Pebble Creek is $2,320.
The Median Income in Pebble Creek is $110,085.
The Home Value To Income in Pebble Creek is 4.0x.
The Rent To Monthly Income in Pebble Creek is 0.25x.
| Statistic | Pebble Creek | Florida | United States |
|---|---|---|---|
| Median Home Value | $435,536 | $375,661 | $332,700 |
| Median Rent | $2,320 | $1,669 | $1,413 |
| Median Income | $110,085 | $74,568 | $80,734 |
| Home Value To Income | 4.0x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.25x | 0.27x | 0.21x |
Pebble Creek, FL Costs By Category
Detailed Pebble Creek Services costs vs. Florida
| Item | Pebble Creek | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Pebble Creek Groceries costs vs. Florida
| Item | Pebble Creek | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Pebble Creek Health costs vs. Florida
| Item | Pebble Creek | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Pebble Creek Transportation costs vs. Florida
| Item | Pebble Creek | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Pebble Creek Utilities costs vs. Florida
| Item | Pebble Creek | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Pebble Creek SnackAbility
Cost Of Living In Cities Around Pebble Creek
The cost of living varies in the cities and towns around Pebble Creek. Here's a quick look at the cost of living in the most populous nearby places:
Brandon, FL has a cost of living index of 108, 0.9x Pebble Creek.
Wesley Chapel, FL has a cost of living index of 116, 1.0x Pebble Creek.
Valrico, FL has a cost of living index of 115, 1.0x Pebble Creek.
| City | Population | Cost Of Living | Vs. Pebble Creek |
|---|---|---|---|
| Brandon, FL | 119,767 | 108 | 0.9x |
| Wesley Chapel, FL | 76,011 | 116 | 1.0x |
| Valrico, FL | 40,239 | 115 | 1.0x |
| Carrollwood, FL | 36,725 | 115 | 1.0x |
| Lake Magdalene, FL | 32,083 | 111 | 0.9x |
| Citrus Park, FL | 28,804 | 119 | 1.0x |
| Temple Terrace, FL | 27,275 | 110 | 0.9x |
| Lutz, FL | 27,106 | 122 | 1.0x |
| Keystone, FL | 25,858 | 134 | 1.1x |
| Northdale, FL | 25,710 | 117 | 1.0x |
