What is the cost of living in Temple Terrace, FL?
According to the most recent data on the cost of living, Temple Terrace has an overall cost of living index of 110, which is 1.1x higher than the national index of 100.
Compared to Florida, Temple Terrace has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Temple Terrace ranks as #223 most affordable out of the 462 places we measured in Florida. By definition, that implies Temple Terrace ranks as the #239 most expensive place in the Sunshine State.
For more reading on life in Temple Terrace, check out:
Temple Terrace Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Temple Terrace. Here is how it fares on each of the criteria:
The Services index in Temple Terrace is 103.
The Groceries index in Temple Terrace is 102.
The Health index in Temple Terrace is 124.
The Housing index in Temple Terrace is 104.
The Transportation index in Temple Terrace is 110.
The Utilities index in Temple Terrace is 108.
| Living Expense | Temple Terrace | Florida | National Average |
|---|---|---|---|
| Overall | 110 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 102 | 105 | 100 |
| Health | 124 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
Temple Terrace Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Temple Terrace Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Temple Terrace, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Temple Terrace is $325,255.
The Median Rent in Temple Terrace is $1,594.
The Median Income in Temple Terrace is $69,252.
The Home Value To Income in Temple Terrace is 4.7x.
The Rent To Monthly Income in Temple Terrace is 0.28x.
| Statistic | Temple Terrace | Florida | United States |
|---|---|---|---|
| Median Home Value | $325,255 | $375,661 | $332,700 |
| Median Rent | $1,594 | $1,669 | $1,413 |
| Median Income | $69,252 | $74,568 | $80,734 |
| Home Value To Income | 4.7x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.27x | 0.21x |
Temple Terrace, FL Costs By Category
Detailed Temple Terrace Services costs vs. Florida
| Item | Temple Terrace | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed Temple Terrace Groceries costs vs. Florida
| Item | Temple Terrace | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed Temple Terrace Health costs vs. Florida
| Item | Temple Terrace | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed Temple Terrace Transportation costs vs. Florida
| Item | Temple Terrace | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed Temple Terrace Utilities costs vs. Florida
| Item | Temple Terrace | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
Temple Terrace SnackAbility
Cost Of Living In Cities Around Temple Terrace
The cost of living varies in the cities and towns around Temple Terrace. Here's a quick look at the cost of living in the most populous nearby places:
Tampa, FL has a cost of living index of 116, 1.1x Temple Terrace.
Brandon, FL has a cost of living index of 108, 1.0x Temple Terrace.
Valrico, FL has a cost of living index of 115, 1.0x Temple Terrace.
| City | Population | Cost Of Living | Vs. Temple Terrace |
|---|---|---|---|
| Tampa, FL | 401,618 | 116 | 1.1x |
| Brandon, FL | 119,767 | 108 | 1.0x |
| Valrico, FL | 40,239 | 115 | 1.0x |
| Carrollwood, FL | 36,725 | 115 | 1.0x |
| Egypt Lake-Leto, FL | 35,873 | 104 | 0.9x |
| Lake Magdalene, FL | 32,083 | 111 | 1.0x |
| East Lake-Orient Park, FL | 29,213 | 98 | 0.9x |
| Citrus Park, FL | 28,804 | 119 | 1.1x |
| Lutz, FL | 27,106 | 122 | 1.1x |
| Northdale, FL | 25,710 | 117 | 1.1x |
