Pensacola, FL Cost Of Living
Cost Of Living In Pensacola, FL Summary
Cost of living in Pensacola research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Pensacola is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Pensacola is 100, with 100 being the average.
The cost of living index in Pensacola is 1.0x lower than the national average.
Pensacola ranks as the #147 cheapest in Florida out of 459.
Pensacola ranks as the #2,621 cheapest out of 6,489 in the US.
The median home value in Pensacola is $260,574.
The median income in Pensacola is $72,699.
Table Of Contents
Pensacola's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Pensacola, FL?
According to the most recent data on the cost of living, Pensacola has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Florida, Pensacola has a cost of living index that's 1.0x higher than Florida's index of 97.
The standard of living in Pensacola ranks as #147 most affordable out of the 459 places we measured in Florida. By definition, that implies Pensacola ranks as the #312 most expensive place in the Sunshine State.
For more reading on life in Pensacola, check out:
In Florida
In America
Pensacola Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Pensacola. Here is how it fairs on each of the criteria:
The Services index in Pensacola is 106.
The Groceries index in Pensacola is 96.
The Health index in Pensacola is 96.
The Housing index in Pensacola is 109.
The Transportation index in Pensacola is 90.
The Utilities index in Pensacola is 82.
| Living Expense | Pensacola | Florida | National Average | |
|---|---|---|---|---|
| Overall | 100 | 97 | 100 | |
| Services | 106 | 96 | 100 | |
| Groceries | 96 | 99 | 100 | |
| Health | 96 | 98 | 100 | |
| Housing | 109 | 96 | 100 | |
| Transportation | 90 | 97 | 100 | |
| Utilities | 82 | 95 | 100 | |
Pensacola, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in Pensacola is $260,574.
The Median Rent in Pensacola is $1,209.
The Median Income in Pensacola is $72,699.
The Home Value To Income in Pensacola is 3.6x.
The Rent To Monthly Income in Pensacola is 0.2x.
Median Home Value
Median Rent
Median Income
Pensacola, FL Costs By Category
Detailed Pensacola Services Costs Vs. Florida
Detailed Pensacola Groceries Costs Vs. Florida
Detailed Pensacola Health Costs Vs. Florida
Detailed Pensacola Transportation Costs Vs. Florida
Detailed Pensacola Utilities Costs Vs. Florida
Pensacola SnackAbility
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Cost Of Living In Cities Around Pensacola
The cost of living varies in the cities and towns around Pensacola. Here's a quick look at the cost of living in the most populous nearby places:
Navarre, FL has a cost of living index of 112, 1.1x Pensacola.
Ferry Pass, FL has a cost of living index of 97, 1.0x Pensacola.
Pace, FL has a cost of living index of 98, 1.0x Pensacola.
| City | Population | Cost Of Living | Vs. Pensacola |
|---|---|---|---|
| Navarre, FL | 38,988 | 112 | 1.1x |
| Ferry Pass, FL | 30,467 | 97 | 1.0x |
| Pace, FL | 25,630 | 98 | 1.0x |
| Bellview, FL | 25,051 | 92 | 0.9x |
| Brent, FL | 23,441 | 87 | 0.9x |
| Ensley, FL | 23,036 | 90 | 0.9x |
| West Pensacola, FL | 20,679 | 85 | 0.8x |
| Myrtle Grove, FL | 16,637 | 92 | 0.9x |
| Warrington, FL | 15,935 | 89 | 0.9x |
| Gonzalez, FL | 13,861 | 97 | 1.0x |
