What is the cost of living in Port Charlotte, FL?
According to the most recent data on the cost of living, Port Charlotte has an overall cost of living index of 105, which is 1.1x higher than the national index of 100.
Compared to Florida, Port Charlotte has a cost of living index that's 1.0x higher than Florida's index of 104.
The standard of living in Port Charlotte ranks as #156 most affordable out of the 462 places we measured in Florida. By definition, that implies Port Charlotte ranks as the #306 most expensive place in the Sunshine State.
For more reading on life in Port Charlotte, check out:
Port Charlotte Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Port Charlotte. Here is how it fares on each of the criteria:
The Services index in Port Charlotte is 102.
The Groceries index in Port Charlotte is 104.
The Health index in Port Charlotte is 100.
The Housing index in Port Charlotte is 106.
The Transportation index in Port Charlotte is 108.
The Utilities index in Port Charlotte is 99.
| Living Expense | Port Charlotte | Florida | National Average |
|---|---|---|---|
| Overall | 105 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 104 | 105 | 100 |
| Health | 100 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 99 | 105 | 100 |
Port Charlotte Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Port Charlotte Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Port Charlotte, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Port Charlotte is $267,469.
The Median Rent in Port Charlotte is $1,553.
The Median Income in Port Charlotte is $63,844.
The Home Value To Income in Port Charlotte is 4.2x.
The Rent To Monthly Income in Port Charlotte is 0.29x.
| Statistic | Port Charlotte | Florida | United States |
|---|---|---|---|
| Median Home Value | $267,469 | $375,661 | $332,700 |
| Median Rent | $1,553 | $1,669 | $1,413 |
| Median Income | $63,844 | $74,568 | $80,734 |
| Home Value To Income | 4.2x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.29x | 0.27x | 0.21x |
Port Charlotte, FL Costs By Category
Detailed Port Charlotte Services costs vs. Florida
| Item | Port Charlotte | Florida |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.2 | $18 |
| Haircut | $28.2 | $24.26 |
| Beauty Salon | $54.05 | $45.56 |
Detailed Port Charlotte Groceries costs vs. Florida
| Item | Port Charlotte | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.72 | $12.09 |
| Beer | $11.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Port Charlotte Health costs vs. Florida
| Item | Port Charlotte | Florida |
|---|---|---|
| Optometrist | $101.67 | $125.68 |
| Doctor | $153.94 | $135.78 |
| Dentist | $122.09 | $113.29 |
Detailed Port Charlotte Transportation costs vs. Florida
| Item | Port Charlotte | Florida |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $74.92 | $59.92 |
Detailed Port Charlotte Utilities costs vs. Florida
| Item | Port Charlotte | Florida |
|---|---|---|
| All Electricity | $179.36 | $193.99 |
| Phone | $194.07 | $192.25 |
Port Charlotte SnackAbility
Cost Of Living In Cities Around Port Charlotte
The cost of living varies in the cities and towns around Port Charlotte. Here's a quick look at the cost of living in the most populous nearby places:
North Port, FL has a cost of living index of 111, 1.1x Port Charlotte.
Punta Gorda, FL has a cost of living index of 126, 1.2x Port Charlotte.
Englewood, FL has a cost of living index of 108, 1.0x Port Charlotte.
| City | Population | Cost Of Living | Vs. Port Charlotte |
|---|---|---|---|
| North Port, FL | 84,605 | 111 | 1.1x |
| Punta Gorda, FL | 20,278 | 126 | 1.2x |
| Englewood, FL | 20,091 | 108 | 1.0x |
| South Venice, FL | 17,484 | 110 | 1.0x |
| Rotonda, FL | 10,352 | 111 | 1.1x |
| Grove, OK | 7,176 | 91 | 0.9x |
