What is the cost of living in Punta Gorda, FL?
According to the most recent data on the cost of living, Punta Gorda has an overall cost of living index of 126, which is 1.3x higher than the national index of 100.
Compared to Florida, Punta Gorda has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Punta Gorda ranks as #370 most affordable out of the 462 places we measured in Florida. By definition, that implies Punta Gorda ranks as the #92 most expensive place in the Sunshine State.
For more reading on life in Punta Gorda, check out:
Punta Gorda Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Punta Gorda. Here is how it fares on each of the criteria:
The Services index in Punta Gorda is 104.
The Groceries index in Punta Gorda is 108.
The Health index in Punta Gorda is 169.
The Housing index in Punta Gorda is 105.
The Transportation index in Punta Gorda is 107.
The Utilities index in Punta Gorda is 102.
| Living Expense | Punta Gorda | Florida | National Average |
|---|---|---|---|
| Overall | 126 | 104 | 100 |
| Services | 104 | 101 | 100 |
| Groceries | 108 | 105 | 100 |
| Health | 169 | 99 | 100 |
| Housing | 105 | 104 | 100 |
| Transportation | 107 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Punta Gorda Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Punta Gorda Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Punta Gorda, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Punta Gorda is $335,129.
The Median Rent in Punta Gorda is $1,410.
The Median Income in Punta Gorda is $85,779.
The Home Value To Income in Punta Gorda is 3.9x.
The Rent To Monthly Income in Punta Gorda is 0.2x.
| Statistic | Punta Gorda | Florida | United States |
|---|---|---|---|
| Median Home Value | $335,129 | $375,661 | $332,700 |
| Median Rent | $1,410 | $1,669 | $1,413 |
| Median Income | $85,779 | $74,568 | $80,734 |
| Home Value To Income | 3.9x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.2x | 0.27x | 0.21x |
Punta Gorda, FL Costs By Category
Detailed Punta Gorda Services costs vs. Florida
| Item | Punta Gorda | Florida |
|---|---|---|
| Shampoo | $1.45 | $1.28 |
| Movie | $13.05 | $12.13 |
| Bowling | $21.2 | $18 |
| Haircut | $28.2 | $24.26 |
| Beauty Salon | $54.05 | $45.56 |
Detailed Punta Gorda Groceries costs vs. Florida
| Item | Punta Gorda | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.57 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $11.72 | $12.09 |
| Beer | $11.06 | $10.41 |
| Toothpaste | $3.63 | $3.7 |
Detailed Punta Gorda Health costs vs. Florida
| Item | Punta Gorda | Florida |
|---|---|---|
| Optometrist | $101.67 | $125.68 |
| Doctor | $153.94 | $135.78 |
| Dentist | $122.09 | $113.29 |
Detailed Punta Gorda Transportation costs vs. Florida
| Item | Punta Gorda | Florida |
|---|---|---|
| Gasoline | $3.47 | $3.46 |
| Tire Balancing | $74.92 | $59.92 |
Detailed Punta Gorda Utilities costs vs. Florida
| Item | Punta Gorda | Florida |
|---|---|---|
| All Electricity | $179.36 | $193.99 |
| Phone | $194.07 | $192.25 |
Punta Gorda SnackAbility
Cost Of Living In Cities Around Punta Gorda
The cost of living varies in the cities and towns around Punta Gorda. Here's a quick look at the cost of living in the most populous nearby places:
Cape Coral, FL has a cost of living index of 112, 0.9x Punta Gorda.
North Port, FL has a cost of living index of 111, 0.9x Punta Gorda.
Port Charlotte, FL has a cost of living index of 105, 0.8x Punta Gorda.
| City | Population | Cost Of Living | Vs. Punta Gorda |
|---|---|---|---|
| Cape Coral, FL | 215,536 | 112 | 0.9x |
| North Port, FL | 84,605 | 111 | 0.9x |
| Port Charlotte, FL | 66,133 | 105 | 0.8x |
| North Fort Myers, FL | 44,993 | 93 | 0.7x |
| Grove, OK | 7,176 | 91 | 0.7x |
