What is the cost of living in River Ridge, FL?
According to the most recent data on the cost of living, River Ridge has an overall cost of living index of 107, which is 1.1x higher than the national index of 100.
Compared to Florida, River Ridge has a cost of living index that's 1.0x higher than Florida's index of 104.
The standard of living in River Ridge ranks as #179 most affordable out of the 462 places we measured in Florida. By definition, that implies River Ridge ranks as the #283 most expensive place in the Sunshine State.
For more reading on life in River Ridge, check out:
River Ridge Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in River Ridge. Here is how it fares on each of the criteria:
The Services index in River Ridge is 99.
The Groceries index in River Ridge is 100.
The Health index in River Ridge is 125.
The Housing index in River Ridge is 104.
The Transportation index in River Ridge is 114.
The Utilities index in River Ridge is 101.
| Living Expense | River Ridge | Florida | National Average |
|---|---|---|---|
| Overall | 107 | 104 | 100 |
| Services | 99 | 101 | 100 |
| Groceries | 100 | 105 | 100 |
| Health | 125 | 99 | 100 |
| Housing | 104 | 104 | 100 |
| Transportation | 114 | 109 | 100 |
| Utilities | 101 | 105 | 100 |
River Ridge Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in River Ridge Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
River Ridge, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in River Ridge is $342,176.
The Median Rent in River Ridge is $2,194.
The Median Income in River Ridge is $102,798.
The Home Value To Income in River Ridge is 3.3x.
The Rent To Monthly Income in River Ridge is 0.26x.
| Statistic | River Ridge | Florida | United States |
|---|---|---|---|
| Median Home Value | $342,176 | $375,661 | $332,700 |
| Median Rent | $2,194 | $1,669 | $1,413 |
| Median Income | $102,798 | $74,568 | $80,734 |
| Home Value To Income | 3.3x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.26x | 0.27x | 0.21x |
River Ridge, FL Costs By Category
Detailed River Ridge Services costs vs. Florida
| Item | River Ridge | Florida |
|---|---|---|
| Shampoo | $1.48 | $1.28 |
| Movie | $8.61 | $12.13 |
| Bowling | $19.67 | $18 |
| Haircut | $15.67 | $24.26 |
| Beauty Salon | $54.72 | $45.56 |
Detailed River Ridge Groceries costs vs. Florida
| Item | River Ridge | Florida |
|---|---|---|
| Ground Beef | $6.06 | $5.84 |
| Fried Chicken | $1.48 | $1.57 |
| Milk | $4.56 | $4.67 |
| Potatoes | $5.34 | $4.93 |
| Pizza | $8.38 | $12.09 |
| Beer | $10.69 | $10.41 |
| Toothpaste | $3.67 | $3.7 |
Detailed River Ridge Health costs vs. Florida
| Item | River Ridge | Florida |
|---|---|---|
| Optometrist | $146.67 | $125.68 |
| Doctor | $122.32 | $135.78 |
| Dentist | $103.33 | $113.29 |
Detailed River Ridge Transportation costs vs. Florida
| Item | River Ridge | Florida |
|---|---|---|
| Gasoline | $3.42 | $3.46 |
| Tire Balancing | $57.28 | $59.92 |
Detailed River Ridge Utilities costs vs. Florida
| Item | River Ridge | Florida |
|---|---|---|
| All Electricity | $219.66 | $193.99 |
| Phone | $194.37 | $192.25 |
River Ridge SnackAbility
Cost Of Living In Cities Around River Ridge
The cost of living varies in the cities and towns around River Ridge. Here's a quick look at the cost of living in the most populous nearby places:
Palm Harbor, FL has a cost of living index of 114, 1.1x River Ridge.
Carrollwood, FL has a cost of living index of 115, 1.1x River Ridge.
Citrus Park, FL has a cost of living index of 119, 1.1x River Ridge.
| City | Population | Cost Of Living | Vs. River Ridge |
|---|---|---|---|
| Palm Harbor, FL | 61,512 | 114 | 1.1x |
| Carrollwood, FL | 36,725 | 115 | 1.1x |
| Citrus Park, FL | 28,804 | 119 | 1.1x |
| Lutz, FL | 27,106 | 122 | 1.1x |
| Keystone, FL | 25,858 | 134 | 1.3x |
| Northdale, FL | 25,710 | 117 | 1.1x |
| Westchase, FL | 24,885 | 128 | 1.2x |
| Bayonet Point, FL | 23,822 | 94 | 0.9x |
| Jasmine Estates, FL | 23,571 | 96 | 0.9x |
| Trinity, FL | 18,907 | 129 | 1.2x |
