What is the cost of living in Sebastian, FL?
According to the most recent data on the cost of living, Sebastian has an overall cost of living index of 108, which is 1.1x higher than the national index of 100.
Compared to Florida, Sebastian has a cost of living index that's 1.0x higher than Florida's index of 104.
The standard of living in Sebastian ranks as #195 most affordable out of the 462 places we measured in Florida. By definition, that implies Sebastian ranks as the #267 most expensive place in the Sunshine State.
For more reading on life in Sebastian, check out:
Sebastian Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Sebastian. Here is how it fares on each of the criteria:
The Services index in Sebastian is 108.
The Groceries index in Sebastian is 106.
The Health index in Sebastian is 113.
The Housing index in Sebastian is 106.
The Transportation index in Sebastian is 115.
The Utilities index in Sebastian is 103.
| Living Expense | Sebastian | Florida | National Average |
|---|---|---|---|
| Overall | 108 | 104 | 100 |
| Services | 108 | 101 | 100 |
| Groceries | 106 | 105 | 100 |
| Health | 113 | 99 | 100 |
| Housing | 106 | 104 | 100 |
| Transportation | 115 | 109 | 100 |
| Utilities | 103 | 105 | 100 |
Sebastian Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Sebastian Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Sebastian, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Sebastian is $346,765.
The Median Rent in Sebastian is $1,451.
The Median Income in Sebastian is $69,409.
The Home Value To Income in Sebastian is 5.0x.
The Rent To Monthly Income in Sebastian is 0.25x.
Sebastian, FL Costs By Category
Detailed Sebastian Services costs vs. Florida
Detailed Sebastian Groceries costs vs. Florida
Detailed Sebastian Health costs vs. Florida
Detailed Sebastian Transportation costs vs. Florida
Sebastian SnackAbility
Cost Of Living In Cities Around Sebastian
The cost of living varies in the cities and towns around Sebastian. Here's a quick look at the cost of living in the most populous nearby places:
Palm Bay, FL has a cost of living index of 104, 1.0x Sebastian.
Vero Beach South, FL has a cost of living index of 109, 1.0x Sebastian.
Florida Ridge, FL has a cost of living index of 100, 0.9x Sebastian.
| City | Population | Cost Of Living | Vs. Sebastian |
|---|---|---|---|
| Palm Bay, FL | 130,132 | 104 | 1.0x |
| Vero Beach South, FL | 30,344 | 109 | 1.0x |
| Florida Ridge, FL | 20,889 | 100 | 0.9x |
| Vero Beach, FL | 17,042 | 116 | 1.1x |
| Lakewood Park, FL | 13,866 | 99 | 0.9x |
| Micco, FL | 8,896 | 96 | 0.9x |
