What is the cost of living in Sebring, FL?
According to the most recent data on the cost of living, Sebring has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Florida, Sebring has a cost of living index that's 0.9x lower than Florida's index of 104.
The standard of living in Sebring ranks as #9 most affordable out of the 462 places we measured in Florida. By definition, that implies Sebring ranks as the #453 most expensive place in the Sunshine State.
For more reading on life in Sebring, check out:
Sebring Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Sebring. Here is how it fares on each of the criteria:
The Services index in Sebring is 103.
The Groceries index in Sebring is 102.
The Health index in Sebring is 61.
The Housing index in Sebring is 103.
The Transportation index in Sebring is 108.
The Utilities index in Sebring is 102.
| Living Expense | Sebring | Florida | National Average |
|---|---|---|---|
| Overall | 89 | 104 | 100 |
| Services | 103 | 101 | 100 |
| Groceries | 102 | 105 | 100 |
| Health | 61 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Sebring Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Sebring Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Sebring, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Sebring is $238,871.
The Median Rent in Sebring is $1,019.
The Median Income in Sebring is $44,184.
The Home Value To Income in Sebring is 5.4x.
The Rent To Monthly Income in Sebring is 0.28x.
Sebring, FL Costs By Category
Detailed Sebring Services costs vs. Florida
Detailed Sebring Groceries costs vs. Florida
Detailed Sebring Health costs vs. Florida
Detailed Sebring Transportation costs vs. Florida
Sebring SnackAbility
Cost Of Living In Cities Around Sebring
The cost of living varies in the cities and towns around Sebring. Here's a quick look at the cost of living in the most populous nearby places:
Poinciana, FL has a cost of living index of 109, 1.2x Sebring.
Winter Haven, FL has a cost of living index of 99, 1.1x Sebring.
Bartow, FL has a cost of living index of 97, 1.1x Sebring.
| City | Population | Cost Of Living | Vs. Sebring |
|---|---|---|---|
| Poinciana, FL | 75,068 | 109 | 1.2x |
| Winter Haven, FL | 55,200 | 99 | 1.1x |
| Bartow, FL | 20,438 | 97 | 1.1x |
| Auburndale, FL | 18,530 | 103 | 1.2x |
| Lake Wales, FL | 16,785 | 102 | 1.1x |
| Lakeland Highlands, FL | 12,102 | 122 | 1.4x |
| Highland, IL | 10,262 | 96 | 1.1x |
| Avon Park, FL | 10,057 | 89 | 1.0x |
