St. Cloud, FL Cost Of Living
Cost Of Living In St. Cloud, FL Summary
Cost of living in St. Cloud research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Cloud is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Cloud is 103, with 100 being the average.
The cost of living index in St. Cloud is 1.0x higher than the national average.
St. Cloud ranks as the #180 cheapest in Florida out of 459.
St. Cloud ranks as the #2,952 cheapest out of 6,489 in the US.
The median home value in St. Cloud is $399,955.
The median income in St. Cloud is $76,196.
Table Of Contents
St. Cloud's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in St. Cloud, FL?
According to the most recent data on the cost of living, St. Cloud has an overall cost of living index of 103, which is 1.0x higher than the national index of 100.
Compared to Florida, St. Cloud has a cost of living index that's 1.0x higher than Florida's index of 100.
The standard of living in St. Cloud ranks as #180 most affordable out of the 459 places we measured in Florida. By definition, that implies St. Cloud ranks as the #279 most expensive place in the Sunshine State.
For more reading on life in St. Cloud, check out:
In Florida
In America
St. Cloud Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in St. Cloud. Here is how it fairs on each of the criteria:
The Services index in St. Cloud is 99.
The Groceries index in St. Cloud is 97.
The Health index in St. Cloud is 91.
The Housing index in St. Cloud is 122.
The Transportation index in St. Cloud is 97.
The Utilities index in St. Cloud is 88.
| Living Expense | St. Cloud | Florida | National Average | |
|---|---|---|---|---|
| Overall | 103 | 100 | 100 | |
| Services | 99 | 96 | 100 | |
| Groceries | 97 | 97 | 100 | |
| Health | 91 | 95 | 100 | |
| Housing | 122 | 96 | 100 | |
| Transportation | 97 | 101 | 100 | |
| Utilities | 88 | 99 | 100 | |
St. Cloud, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:
The Median Home Value in St. Cloud is $399,955.
The Median Rent in St. Cloud is $1,528.
The Median Income in St. Cloud is $76,196.
The Home Value To Income in St. Cloud is 5.2x.
The Rent To Monthly Income in St. Cloud is 0.24x.
Median Home Value
Median Rent
Median Income
St. Cloud, FL Costs By Category
Detailed St. Cloud Services Costs Vs. Florida
Detailed St. Cloud Groceries Costs Vs. Florida
Detailed St. Cloud Health Costs Vs. Florida
Detailed St. Cloud Transportation Costs Vs. Florida
Detailed St. Cloud Utilities Costs Vs. Florida
St. Cloud SnackAbility
/10
Cost Of Living In Cities Around St. Cloud
The cost of living varies in the cities and towns around St. Cloud. Here's a quick look at the cost of living in the most populous nearby places:
Orlando, FL has a cost of living index of 111, 1.1x St. Cloud.
Kissimmee, FL has a cost of living index of 102, 1.0x St. Cloud.
Poinciana, FL has a cost of living index of 102, 1.0x St. Cloud.
| City | Population | Cost Of Living | Vs. St. Cloud |
|---|---|---|---|
| Orlando, FL | 311,732 | 111 | 1.1x |
| Kissimmee, FL | 79,504 | 102 | 1.0x |
| Poinciana, FL | 71,665 | 102 | 1.0x |
| Meadow Woods, FL | 40,741 | 109 | 1.1x |
| Buenaventura Lakes, FL | 32,310 | 106 | 1.0x |
| Oak Ridge, FL | 24,395 | 95 | 0.9x |
| Hunters Creek, FL | 21,255 | 119 | 1.2x |
| Southchase, FL | 14,149 | 110 | 1.1x |
| Conway, FL | 13,346 | 111 | 1.1x |
| Doctor Phillips, FL | 12,458 | 129 | 1.3x |
