Stuart, FL Cost Of Living

The latest cost of living statistics for Stuart. Includes statistics on rent, mortgages, healthcare, and other costs for Stuart compared to the state and national averages.

Cost of living in Stuart, Florida

Cost of living in Stuart research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Stuart is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

109 Cost of living index 1.1x higher vs US
#211 Cheapest in Florida (of 462)
#3,443 Cheapest in the U.S. (of 6,489)
$378,040 Median home value
$1,586 Median rent
$60,225 Median income
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What is the cost of living in Stuart, FL?

According to the most recent data on the cost of living, Stuart has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.

Compared to Florida, Stuart has a cost of living index that's 1.0x higher than Florida's index of 104.

The standard of living in Stuart ranks as #211 most affordable out of the 462 places we measured in Florida. By definition, that implies Stuart ranks as the #251 most expensive place in the Sunshine State.

For more reading on life in Stuart, check out:

Stuart Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Stuart. Here is how it fares on each of the criteria:

  • The Services index in Stuart is 102.

  • The Groceries index in Stuart is 103.

  • The Health index in Stuart is 117.

  • The Housing index in Stuart is 105.

  • The Transportation index in Stuart is 111.

  • The Utilities index in Stuart is 108.

Living Expense Stuart Florida National Average
Overall 109 104 100
Services 102 101 100
Groceries 103 105 100
Health 117 99 100
Housing 105 104 100
Transportation 111 109 100
Utilities 108 105 100

Stuart Cost Of Living Compared To Florida Averages

Services
Stuart 102
Florida avg 101
Groceries
Stuart 103
Florida avg 105
Health
Stuart 117
Florida avg 99
Housing
Stuart 105
Florida avg 104
Transportation
Stuart 111
Florida avg 109
Utilities
Stuart 108
Florida avg 105

Index where 100 = national average. Source: cost-of-living index 2026.

For more reading on cost of living around Florida, check out:

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Source: Cost-of-living index 2026, normalized to US average = 100

Stuart, FL Housing Cost Breakdown

$378,040Median Home Value
$1,586Median Rent
$60,225Median Income

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:

  • The Median Home Value in Stuart is $378,040.

  • The Median Rent in Stuart is $1,586.

  • The Median Income in Stuart is $60,225.

  • The Home Value To Income in Stuart is 6.3x.

  • The Rent To Monthly Income in Stuart is 0.32x.

Statistic Stuart Florida United States
Median Home Value $378,040 $375,661 $332,700
Median Rent $1,586 $1,669 $1,413
Median Income $60,225 $74,568 $80,734
Home Value To Income 6.3x 5.0x 4.1x
Rent To Monthly Income 0.32x 0.27x 0.21x

Stuart, FL Costs By Category

Detailed Stuart Services costs vs. Florida
Item Stuart Florida
Shampoo $1.32 $1.28
Movie $13.1 $12.13
Bowling $14.75 $18
Haircut $21.0 $24.26
Beauty Salon $56.83 $45.56
Detailed Stuart Groceries costs vs. Florida
Item Stuart Florida
Ground Beef $5.85 $5.84
Fried Chicken $1.45 $1.57
Milk $4.52 $4.67
Potatoes $5.38 $4.93
Pizza $12.62 $12.09
Beer $10.69 $10.41
Toothpaste $3.68 $3.7
Detailed Stuart Health costs vs. Florida
Item Stuart Florida
Optometrist $78.2 $125.68
Doctor $139.8 $135.78
Dentist $132.83 $113.29
Detailed Stuart Transportation costs vs. Florida
Item Stuart Florida
Gasoline $3.45 $3.46
Tire Balancing $54.85 $59.92
Detailed Stuart Utilities costs vs. Florida
Item Stuart Florida
All Electricity $144.67 $193.99
Phone $196.14 $192.25

Stuart SnackAbility

8Overall SnackAbility
Jobs 8/10
Housing 8.5/10
Affordability 4/10
Diversity 8.5/10
Safety 6/10
Amenities 8.5/10
Education 8/10
Commute 8/10

Cost Of Living In Cities Around Stuart

The cost of living varies in the cities and towns around Stuart. Here's a quick look at the cost of living in the most populous nearby places:

  • Port St. Lucie, FL has a cost of living index of 112, 1.0x Stuart.

  • Fort Pierce, FL has a cost of living index of 98, 0.9x Stuart.

  • Hobe Sound, FL has a cost of living index of 109, 1.0x Stuart.

City Population Cost Of Living Vs. Stuart
Port St. Lucie, FL 232,491 112 1.0x
Fort Pierce, FL 49,082 98 0.9x
Hobe Sound, FL 13,817 109 1.0x
Jupiter Farms, FL 12,945 135 1.2x
Jensen Beach, FL 12,531 109 1.0x
Port Salerno, FL 11,184 114 1.0x
River Park, FL 5,714 99 0.9x