What is the cost of living in Surfside, FL?
According to the most recent data on the cost of living, Surfside has an overall cost of living index of 159, which is 1.6x higher than the national index of 100.
Compared to Florida, Surfside has a cost of living index that's 1.5x higher than Florida's index of 104.
The standard of living in Surfside ranks as #447 most affordable out of the 462 places we measured in Florida. By definition, that implies Surfside ranks as the #15 most expensive place in the Sunshine State.
For more reading on life in Surfside, check out:
Surfside Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Surfside. Here is how it fares on each of the criteria:
The Services index in Surfside is 102.
The Groceries index in Surfside is 109.
The Health index in Surfside is 287.
The Housing index in Surfside is 101.
The Transportation index in Surfside is 111.
The Utilities index in Surfside is 102.
| Living Expense | Surfside | Florida | National Average |
|---|---|---|---|
| Overall | 159 | 104 | 100 |
| Services | 102 | 101 | 100 |
| Groceries | 109 | 105 | 100 |
| Health | 287 | 99 | 100 |
| Housing | 101 | 104 | 100 |
| Transportation | 111 | 109 | 100 |
| Utilities | 102 | 105 | 100 |
Surfside Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Surfside Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Surfside, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Surfside is $1,276,757.
The Median Rent in Surfside is $1,866.
The Median Income in Surfside is $100,208.
The Home Value To Income in Surfside is 12.7x.
The Rent To Monthly Income in Surfside is 0.22x.
Surfside, FL Costs By Category
Detailed Surfside Services costs vs. Florida
Detailed Surfside Groceries costs vs. Florida
Detailed Surfside Health costs vs. Florida
Detailed Surfside Transportation costs vs. Florida
Surfside SnackAbility
Cost Of Living In Cities Around Surfside
The cost of living varies in the cities and towns around Surfside. Here's a quick look at the cost of living in the most populous nearby places:
Pembroke Pines, FL has a cost of living index of 124, 0.8x Surfside.
Davie, FL has a cost of living index of 128, 0.8x Surfside.
Miami Beach, FL has a cost of living index of 137, 0.9x Surfside.
| City | Population | Cost Of Living | Vs. Surfside |
|---|---|---|---|
| Pembroke Pines, FL | 173,194 | 124 | 0.8x |
| Davie, FL | 108,346 | 128 | 0.8x |
| Miami Beach, FL | 82,031 | 137 | 0.9x |
| North Miami, FL | 60,344 | 108 | 0.7x |
| Coral Gables, FL | 49,802 | 191 | 1.2x |
| Tamiami, FL | 49,752 | 126 | 0.8x |
| North Miami Beach, FL | 43,898 | 108 | 0.7x |
| Miami Lakes, FL | 31,553 | 134 | 0.8x |
| Coral Terrace, FL | 24,895 | 128 | 0.8x |
| Sunny Isles Beach, FL | 22,437 | 131 | 0.8x |
