What is the cost of living in Three Lakes, FL?
According to the most recent data on the cost of living, Three Lakes has an overall cost of living index of 130, which is 1.3x higher than the national index of 100.
Compared to Florida, Three Lakes has a cost of living index that's 1.2x higher than Florida's index of 104.
The standard of living in Three Lakes ranks as #390 most affordable out of the 462 places we measured in Florida. By definition, that implies Three Lakes ranks as the #72 most expensive place in the Sunshine State.
For more reading on life in Three Lakes, check out:
Three Lakes Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Three Lakes. Here is how it fares on each of the criteria:
The Services index in Three Lakes is 105.
The Groceries index in Three Lakes is 105.
The Health index in Three Lakes is 189.
The Housing index in Three Lakes is 102.
The Transportation index in Three Lakes is 110.
The Utilities index in Three Lakes is 108.
| Living Expense | Three Lakes | Florida | National Average |
|---|---|---|---|
| Overall | 130 | 104 | 100 |
| Services | 105 | 101 | 100 |
| Groceries | 105 | 105 | 100 |
| Health | 189 | 99 | 100 |
| Housing | 102 | 104 | 100 |
| Transportation | 110 | 109 | 100 |
| Utilities | 108 | 105 | 100 |
Three Lakes Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Three Lakes Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Three Lakes, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Three Lakes is $503,637.
The Median Rent in Three Lakes is $2,361.
The Median Income in Three Lakes is $102,306.
The Home Value To Income in Three Lakes is 4.9x.
The Rent To Monthly Income in Three Lakes is 0.28x.
| Statistic | Three Lakes | Florida | United States |
|---|---|---|---|
| Median Home Value | $503,637 | $375,661 | $332,700 |
| Median Rent | $2,361 | $1,669 | $1,413 |
| Median Income | $102,306 | $74,568 | $80,734 |
| Home Value To Income | 4.9x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.28x | 0.27x | 0.21x |
Three Lakes, FL Costs By Category
Detailed Three Lakes Services costs vs. Florida
| Item | Three Lakes | Florida |
|---|---|---|
| Shampoo | $1.53 | $1.28 |
| Movie | $14.35 | $12.13 |
| Bowling | $23.67 | $18 |
| Haircut | $20.53 | $24.26 |
| Beauty Salon | $88.07 | $45.56 |
Detailed Three Lakes Groceries costs vs. Florida
| Item | Three Lakes | Florida |
|---|---|---|
| Ground Beef | $6.11 | $5.84 |
| Fried Chicken | $1.4 | $1.57 |
| Milk | $4.6 | $4.67 |
| Potatoes | $5.24 | $4.93 |
| Pizza | $14.13 | $12.09 |
| Beer | $11.44 | $10.41 |
| Toothpaste | $3.51 | $3.7 |
Detailed Three Lakes Health costs vs. Florida
| Item | Three Lakes | Florida |
|---|---|---|
| Optometrist | $98.49 | $125.68 |
| Doctor | $127.08 | $135.78 |
| Dentist | $107.83 | $113.29 |
Detailed Three Lakes Transportation costs vs. Florida
| Item | Three Lakes | Florida |
|---|---|---|
| Gasoline | $3.49 | $3.46 |
| Tire Balancing | $64.09 | $59.92 |
Detailed Three Lakes Utilities costs vs. Florida
| Item | Three Lakes | Florida |
|---|---|---|
| All Electricity | $200.94 | $193.99 |
| Phone | $194.37 | $192.25 |
Three Lakes SnackAbility
Cost Of Living In Cities Around Three Lakes
The cost of living varies in the cities and towns around Three Lakes. Here's a quick look at the cost of living in the most populous nearby places:
Kendall, FL has a cost of living index of 129, 1.0x Three Lakes.
The Hammocks, FL has a cost of living index of 127, 1.0x Three Lakes.
Kendale Lakes, FL has a cost of living index of 120, 0.9x Three Lakes.
| City | Population | Cost Of Living | Vs. Three Lakes |
|---|---|---|---|
| Kendall, FL | 79,562 | 129 | 1.0x |
| The Hammocks, FL | 58,838 | 127 | 1.0x |
| Kendale Lakes, FL | 52,622 | 120 | 0.9x |
| Coral Gables, FL | 49,802 | 191 | 1.5x |
| Tamiami, FL | 49,752 | 126 | 1.0x |
| South Miami Heights, FL | 38,766 | 114 | 0.9x |
| Richmond West, FL | 35,593 | 133 | 1.0x |
| Miami Lakes, FL | 31,553 | 134 | 1.0x |
| Coral Terrace, FL | 24,895 | 128 | 1.0x |
| The Crossings, FL | 22,963 | 126 | 1.0x |
