Upper Grand Lagoon, FL Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Upper Grand Lagoon, FL Summary

Cost of living in Upper Grand Lagoon research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Upper Grand Lagoon is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Upper Grand Lagoon is 109, with 100 being the average.

  • The cost of living index in Upper Grand Lagoon is 1.1x higher than the national average.

  • Upper Grand Lagoon ranks as the #250 cheapest in Florida out of 459.

  • Upper Grand Lagoon ranks as the #3,556 cheapest out of 6,489 in the US.

  • The median home value in Upper Grand Lagoon is $407,695.

  • The median income in Upper Grand Lagoon is $73,438.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
109
Upper Grand Lagoon's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Upper Grand Lagoon, FL?

According to the most recent data on the cost of living, Upper Grand Lagoon has an overall cost of living index of 109, which is 1.1x higher than the national index of 100.

Compared to Florida, Upper Grand Lagoon has a cost of living index that's 1.1x higher than Florida's index of 97.

The standard of living in Upper Grand Lagoon ranks as #250 most affordable out of the 459 places we measured in Florida. By definition, that implies Upper Grand Lagoon ranks as the #209 most expensive place in the Sunshine State.

For more reading on life in Upper Grand Lagoon, check out:

250 out of 459
In Florida
3,556 out of 6,489
In America

Upper Grand Lagoon Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in Upper Grand Lagoon. Here is how it fairs on each of the criteria:

  • The Services index in Upper Grand Lagoon is 104.

  • The Groceries index in Upper Grand Lagoon is 94.

  • The Health index in Upper Grand Lagoon is 92.

  • The Housing index in Upper Grand Lagoon is 128.

  • The Transportation index in Upper Grand Lagoon is 87.

  • The Utilities index in Upper Grand Lagoon is 81.

Living Expense Upper Grand Lagoon Florida National Average
Overall 109 97 100
Services 104 96 100
Groceries 94 99 100
Health 92 98 100
Housing 128 96 100
Transportation 87 97 100
Utilities 81 95 100
For more reading on cost of living around Florida, check out:
Upper Grand Lagoon Cost of Living Vs. FL

Upper Grand Lagoon, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Upper Grand Lagoon is $407,695.

  • The Median Rent in Upper Grand Lagoon is $1,570.

  • The Median Income in Upper Grand Lagoon is $73,438.

  • The Home Value To Income in Upper Grand Lagoon is 5.6x.

  • The Rent To Monthly Income in Upper Grand Lagoon is 0.26x.

Statistic Upper Grand Lagoon Florida United States
Median Home Value $407,695 $377,066 $303,400
Median Rent $1,570 $1,564 $1,348
Median Income $73,438 $71,711 $78,538
Home Value To Income 5.6x 5.3x 3.9x
Rent To Monthly Income 0.26x 0.26x 0.21x
$407,695
Median Home Value
$1,570
Median Rent
$73,438
Median Income

Upper Grand Lagoon, FL Costs By Category

Detailed Upper Grand Lagoon Services Costs Vs. Florida

Item Upper Grand Lagoon Florida
Shampoo $1.17 $1.28
Movie $12.99 $12.13
Bowling $20.0 $18
Haircut $21.34 $24.26
Beauty Salon $52.41 $45.56

Detailed Upper Grand Lagoon Groceries Costs Vs. Florida

Item Upper Grand Lagoon Florida
Ground Beef $6.17 $5.84
Fried Chicken $1.67 $1.57
Milk $4.5 $4.67
Potatoes $5.2 $4.93
Pizza $12.56 $12.09
Beer $10.49 $10.41
Toothpaste $3.71 $3.7

Detailed Upper Grand Lagoon Health Costs Vs. Florida

Item Upper Grand Lagoon Florida
Optometrist $107.95 $125.68
Doctor $106.49 $135.78
Dentist $113.85 $113.29

Detailed Upper Grand Lagoon Transportation Costs Vs. Florida

Item Upper Grand Lagoon Florida
Gasoline $3.2 $3.46
Tire Balancing $47.55 $59.92

Detailed Upper Grand Lagoon Utilities Costs Vs. Florida

Item Upper Grand Lagoon Florida
All Electricity $142.23 $193.99
Phone $188.01 $192.25

Upper Grand Lagoon SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
8.5
Affordability
5
Diversity
7
Safety
N/A
Amenities
8.5
Education
8.5
Commute
8.5

Cost Of Living In Cities Around Upper Grand Lagoon

The cost of living varies in the cities and towns around Upper Grand Lagoon. Here's a quick look at the cost of living in the most populous nearby places:

  • Lynn Haven, FL has a cost of living index of 104, 1.0x Upper Grand Lagoon.

  • Niceville, FL has a cost of living index of 110, 1.0x Upper Grand Lagoon.

  • Destin, FL has a cost of living index of 123, 1.1x Upper Grand Lagoon.

City Population Cost Of Living Vs. Upper Grand Lagoon
Lynn Haven, FL 19,451 104 1.0x
Niceville, FL 16,043 110 1.0x
Destin, FL 14,018 123 1.1x
Callaway, FL 13,297 97 0.9x
Springfield, FL 8,157 91 0.8x

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