What is the cost of living in Upper Grand Lagoon, FL?
According to the most recent data on the cost of living, Upper Grand Lagoon has an overall cost of living index of 111, which is 1.1x higher than the national index of 100.
Compared to Florida, Upper Grand Lagoon has a cost of living index that's 1.1x higher than Florida's index of 104.
The standard of living in Upper Grand Lagoon ranks as #234 most affordable out of the 462 places we measured in Florida. By definition, that implies Upper Grand Lagoon ranks as the #228 most expensive place in the Sunshine State.
For more reading on life in Upper Grand Lagoon, check out:
Upper Grand Lagoon Cost Of Living Vs. Florida
Six factors go into calculating the cost of living index in Upper Grand Lagoon. Here is how it fares on each of the criteria:
The Services index in Upper Grand Lagoon is 101.
The Groceries index in Upper Grand Lagoon is 106.
The Health index in Upper Grand Lagoon is 133.
The Housing index in Upper Grand Lagoon is 103.
The Transportation index in Upper Grand Lagoon is 108.
The Utilities index in Upper Grand Lagoon is 104.
| Living Expense | Upper Grand Lagoon | Florida | National Average |
|---|---|---|---|
| Overall | 111 | 104 | 100 |
| Services | 101 | 101 | 100 |
| Groceries | 106 | 105 | 100 |
| Health | 133 | 99 | 100 |
| Housing | 103 | 104 | 100 |
| Transportation | 108 | 109 | 100 |
| Utilities | 104 | 105 | 100 |
Upper Grand Lagoon Cost Of Living Compared To Florida Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Florida, check out:
Protect your home budget Compare home warranties in Upper Grand Lagoon Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Upper Grand Lagoon, FL Housing Cost Breakdown
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Upper Grand Lagoon is $390,520.
The Median Rent in Upper Grand Lagoon is $1,667.
The Median Income in Upper Grand Lagoon is $82,157.
The Home Value To Income in Upper Grand Lagoon is 4.8x.
The Rent To Monthly Income in Upper Grand Lagoon is 0.24x.
| Statistic | Upper Grand Lagoon | Florida | United States |
|---|---|---|---|
| Median Home Value | $390,520 | $375,661 | $332,700 |
| Median Rent | $1,667 | $1,669 | $1,413 |
| Median Income | $82,157 | $74,568 | $80,734 |
| Home Value To Income | 4.8x | 5.0x | 4.1x |
| Rent To Monthly Income | 0.24x | 0.27x | 0.21x |
Upper Grand Lagoon, FL Costs By Category
Detailed Upper Grand Lagoon Services costs vs. Florida
| Item | Upper Grand Lagoon | Florida |
|---|---|---|
| Shampoo | $1.17 | $1.28 |
| Movie | $12.99 | $12.13 |
| Bowling | $20.0 | $18 |
| Haircut | $21.34 | $24.26 |
| Beauty Salon | $52.41 | $45.56 |
Detailed Upper Grand Lagoon Groceries costs vs. Florida
| Item | Upper Grand Lagoon | Florida |
|---|---|---|
| Ground Beef | $6.17 | $5.84 |
| Fried Chicken | $1.67 | $1.57 |
| Milk | $4.5 | $4.67 |
| Potatoes | $5.2 | $4.93 |
| Pizza | $12.56 | $12.09 |
| Beer | $10.49 | $10.41 |
| Toothpaste | $3.71 | $3.7 |
Detailed Upper Grand Lagoon Health costs vs. Florida
| Item | Upper Grand Lagoon | Florida |
|---|---|---|
| Optometrist | $107.95 | $125.68 |
| Doctor | $106.49 | $135.78 |
| Dentist | $113.85 | $113.29 |
Detailed Upper Grand Lagoon Transportation costs vs. Florida
| Item | Upper Grand Lagoon | Florida |
|---|---|---|
| Gasoline | $3.2 | $3.46 |
| Tire Balancing | $47.55 | $59.92 |
Detailed Upper Grand Lagoon Utilities costs vs. Florida
| Item | Upper Grand Lagoon | Florida |
|---|---|---|
| All Electricity | $142.23 | $193.99 |
| Phone | $188.01 | $192.25 |
Upper Grand Lagoon SnackAbility
Cost Of Living In Cities Around Upper Grand Lagoon
The cost of living varies in the cities and towns around Upper Grand Lagoon. Here's a quick look at the cost of living in the most populous nearby places:
Lynn Haven, FL has a cost of living index of 112, 1.0x Upper Grand Lagoon.
Niceville, FL has a cost of living index of 114, 1.0x Upper Grand Lagoon.
Destin, FL has a cost of living index of 128, 1.2x Upper Grand Lagoon.
| City | Population | Cost Of Living | Vs. Upper Grand Lagoon |
|---|---|---|---|
| Lynn Haven, FL | 20,081 | 112 | 1.0x |
| Niceville, FL | 16,544 | 114 | 1.0x |
| Destin, FL | 14,077 | 128 | 1.2x |
| Callaway, FL | 13,496 | 101 | 0.9x |
| Springfield, FL | 8,230 | 96 | 0.9x |
