What is the cost of living in Albany, GA?
According to the most recent data on the cost of living, Albany has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.
Compared to Georgia, Albany has a cost of living index that's 0.9x lower than Georgia's index of 95.
The standard of living in Albany ranks as #24 most affordable out of the 157 places we measured in Georgia. By definition, that implies Albany ranks as the #133 most expensive place in the Peach State.
For more reading on life in Albany, check out:
Albany Cost Of Living Vs. Georgia
Six factors go into calculating the cost of living index in Albany. Here is how it fares on each of the criteria:
The Services index in Albany is 97.
The Groceries index in Albany is 99.
The Health index in Albany is 61.
The Housing index in Albany is 99.
The Transportation index in Albany is 99.
The Utilities index in Albany is 102.
| Living Expense | Albany | Georgia | National Average |
|---|---|---|---|
| Overall | 89 | 95 | 100 |
| Services | 97 | 97 | 100 |
| Groceries | 99 | 99 | 100 |
| Health | 61 | 88 | 100 |
| Housing | 99 | 101 | 100 |
| Transportation | 99 | 104 | 100 |
| Utilities | 102 | 101 | 100 |
Albany Cost Of Living Compared To Georgia Averages
Index where 100 = national average. Source: cost-of-living index 2026.
For more reading on cost of living around Georgia, check out:
Protect your home budget Compare home warranties in Albany Get matched →Source: Cost-of-living index 2026, normalized to US average = 100
Albany, GA Housing Cost Breakdown
Housing swings affordability the most between places in Georgia, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2020-2024. The key points are:
The Median Home Value in Albany is $129,373.
The Median Rent in Albany is $931.
The Median Income in Albany is $47,240.
The Home Value To Income in Albany is 2.7x.
The Rent To Monthly Income in Albany is 0.24x.
Albany, GA Costs By Category
Detailed Albany Services costs vs. Georgia
Detailed Albany Groceries costs vs. Georgia
Detailed Albany Health costs vs. Georgia
Detailed Albany Transportation costs vs. Georgia
Albany SnackAbility
Cost Of Living In Cities Around Albany
The cost of living varies in the cities and towns around Albany. Here's a quick look at the cost of living in the most populous nearby places:
Tifton, GA has a cost of living index of 89, 1.0x Albany.
Americus, GA has a cost of living index of 85, 1.0x Albany.
Moultrie, GA has a cost of living index of 90, 1.0x Albany.
| City | Population | Cost Of Living | Vs. Albany |
|---|---|---|---|
| Tifton, GA | 17,210 | 89 | 1.0x |
| Americus, GA | 15,813 | 85 | 1.0x |
| Moultrie, GA | 14,588 | 90 | 1.0x |
| Cairo, GA | 10,055 | 92 | 1.0x |
| Cordele, GA | 9,994 | 85 | 1.0x |
| Sylvester, GA | 5,489 | 89 | 1.0x |
| Blakely, GA | 5,238 | 88 | 1.0x |
| Camilla, GA | 5,124 | 85 | 1.0x |
