The 10 Cheapest Places To Live In Georgia In 2026

The most affordable places to live in Georgia for 2026 are Waycross, Fort Valley, and Americus according to Saturday Night Science.

You’re in luck if you’re searching for the most affordable places in Georgia.

To spot exactly where you’ll find the cheapest places to live the Peach State, we used Saturday Night Science to analyze Census data on home prices, rents, and incomes. It turns out this Southern state is full of peaches, boiled peanuts, and cheap places to live.

With cities like Savannah and Atlanta offering a lower cost of living than bigger coastal cities you dont sacrafice on quality of life for quality of wallet. You’ll find plenty of cheap things to do, like the Cherry Blossom Festival in Macon or the Atlanta Jazz Festival.

1

No. 1 most affordable place in Georgia

Waycross, GA

13,756 peopleSnackAbility 3/10up 1
3/10
Waycross, GA
Source: Wikipedia User Daffydoc | CC BY-SA 3.0
$38,301 median income · $768 median rent · #7 home prices in Georgia
Map of Waycross within Georgia Located in Ware County, Georgia
Median home value -56% vs GA
$146,386
GA $332k
Median income -50% vs GA
$38,301
GA $77k

If you’re looking to buy a home in Georgia, you won’t find many cheaper places than Waycross. The median home price in Waycross is only $146,386, so if you’re moving to Waycross with a nest egg, you’re in luck. Folks in Waycross earn a median income of $38,301, giving Waycross the 37th best home price to income ratio in the state. The income to rent ratio isn’t nearly as impressive, so we’d suggest buying if you’re trying to take full advantage of Waycross’s affordability.

You can save even more money if you stick to hobbies like hiking around Okefenokee Swamp Park. Just watch out for alligators!

2

No. 2 most affordable place in Georgia

Fort Valley, GA

8,858 peopleSnackAbility 1/10up 7
1/10
Fort Valley, GA
Source: Wikipedia User Bubba73 (Jud McCranie) | CC BY-SA 4.0
$50,283 median income · $886 median rent · #12 home prices in Georgia
Map of Fort Valley within Georgia Located in Peach County, Georgia
Median home value -52% vs GA
$158,985
GA $332k
Median income -35% vs GA
$50,283
GA $77k

Next on our list is Fort Valley, a city In the middle of Peach County. A median rent of $886 won’t break the bank, allowing its 8,858 residents more to enjoy the perks of budget-friendly living.

A 30-minute drive to Warner Robins, Fort Valley’s cost of living is 12.0 points better than the state average. You’ll spend less on groceries and utilities and more on weekend trips to downtown Macon.

3

No. 3 most affordable place in Georgia

Americus, GA

15,813 peopleSnackAbility 2/10up 27
2/10
Americus, GA
Source: Public domain
$39,176 median income · $834 median rent · #2 home prices in Georgia
Map of Americus within Georgia Located in Sumter County, Georgia
Median home value -61% vs GA
$128,313
GA $332k
Median income -49% vs GA
$39,176
GA $77k

Americus, home to a population of 15,813, ranks as the third cheapest place to live in the Peach State. With a median home value of $128,313, buying here is considerably cheaper than in the rest of Georgia.

In the heart of Sumter County, the city’s cost of living index of 85 ensures residents enjoy a budget filled with extra peaches, pimento cheese, and boiled peanuts.

4

No. 4 most affordable place in Georgia

Cordele, GA

9,994 peopleSnackAbility 1/10down 1
1/10
Cordele, GA
Source: Wikipedia User Michael Rivera | CC BY-SA 3.0
$33,800 median income · $786 median rent · #6 home prices in Georgia
Map of Cordele within Georgia Located in Crisp County, Georgia
Median home value -59% vs GA
$134,690
GA $332k
Median income -56% vs GA
$33,800
GA $77k

Cordele is a city in Crisp County, Georgia, United States. The population was 11,147 at the 2010 census. The city is the county seat of Crisp County.

5

No. 5 most affordable place in Georgia

Camilla, GA

5,124 peopleSnackAbility 3/10up 11
3/10
Camilla, GA
Source: Wikipedia User Michael Rivera | CC BY-SA 3.0
$38,137 median income · $794 median rent · #10 home prices in Georgia
Located in Mitchell County, Georgia
Median home value -53% vs GA
$155,383
GA $332k
Median income -51% vs GA
$38,137
GA $77k

Next up comes Camilla, Georgia. Although this town comes last on our list, don’t underestimate its affordability. You can rent apartments for under $400 a month in Camilla. Is that possible where you live now? We didn’t think so.

Camilla is also home to famous NFL player Danny Copeland of the Washington Redskins.

6

No. 6 most affordable place in Georgia

Swainsboro, GA

7,571 peopleSnackAbility 4/10up 4
4/10
Swainsboro, GA
Source: Wikipedia User Jud McCranie | CC BY-SA 4.0
$49,750 median income · $836 median rent · #3 home prices in Georgia
Map of Swainsboro within Georgia Located in Emanuel County, Georgia
Median home value -61% vs GA
$129,027
GA $332k
Median income -36% vs GA
$49,750
GA $77k

In Georgia’s Emanuel County, you’ll find Swainsboro, the sixth most affordable city in Georgia. It ranks well thanks to its low 86 cost of living index, 9.5% lower than the state average.

The big driver in the cost of living across Georgia is home prices, and Swainsboro has an average home price you’ll swoon over – $129,027. Those prices leave more in your pocket for a weekend trip to Augusta or Savannah.

7

No. 7 most affordable place in Georgia

Sandersville, GA

5,601 peopleSnackAbility 4/10up 8
4/10
Sandersville, GA
Source: Wikipedia User Upstateherd | CC BY-SA 3.0
$49,833 median income · $811 median rent · #8 home prices in Georgia
Map of Sandersville within Georgia Located in Washington County, Georgia
Median home value -54% vs GA
$152,997
GA $332k
Median income -36% vs GA
$49,833
GA $77k

Sandersville is a city of 5,601 located about 60 miles southwest of Augusta. It’s known as the Kaolin Capital of the World due to its vast deposits of kaolinite.

Locals celebrate their abundance of this important industrial mineral each year with the Kaolin Festival, but don’t worry; it’s not as boring as a bunch of gray rocks. It’s more of a live entertainment, great food, and parade-type deal. Oh, and a Miss Kaolin event, of course.

Sandersville is especially attractive for renters who want to try out the area, seeing as the city has the 18th lowest median rent in all of Georgia at $811. But the The cost of living in Sandersville is very affordable across the board.

Homes in Sandersville sell for a median price of $152,997, and your typical household earns $49,833 each year. As far as the quality of the homes goes, well, Sandersville is chock-full of impressive and distinct architecture.

8

No. 8 most affordable place in Georgia

Douglas, GA

11,749 peopleSnackAbility 5/10up 18
5/10
Douglas, GA
Source: Wikipedia User Mjrmtg | CC BY-SA 3.0
$34,408 median income · $680 median rent · #22 home prices in Georgia
Map of Douglas within Georgia Located in Coffee County, Georgia
Median home value -44% vs GA
$185,359
GA $332k
Median income -56% vs GA
$34,408
GA $77k

Douglas is a city in Coffee County, Georgia, United States. As of the 2010 census, the city had a population of 11,589. Douglas is the county seat of Coffee County and the core city of the Douglas, Georgia Micropolitan Statistical Area, which had a population of 50,731 as of the 2010 census.

9

No. 9 most affordable place in Georgia

Cedartown, GA

10,227 peopleSnackAbility 2/10up 3
2/10
Cedartown, GA
Source: Wikipedia User Cculber007 at en.wikipedia | GFDL
$34,754 median income · $896 median rent · #28 home prices in Georgia
Map of Cedartown within Georgia Located in Polk County, Georgia
Median home value -38% vs GA
$205,346
GA $332k
Median income -55% vs GA
$34,754
GA $77k

Cedartown is a city in Polk County, Georgia, United States. As of the 2010 census, the city had a population of 9,750. The city is the county seat of Polk County. Cedartown is the principal city of and is included in the Cedartown, Georgia Micropolitan Statistical Area, which is included in the Atlanta-Sandy Springs-Gainesville, Georgia-Alabama Combined Statistical Area.

10

No. 10 most affordable place in Georgia

Thomaston, GA

9,831 peopleSnackAbility 5/10down 3
5/10
Thomaston, GA
Source: Public domain
$38,917 median income · $811 median rent · #19 home prices in Georgia
Map of Thomaston within Georgia Located in Upson County, Georgia
Median home value -46% vs GA
$178,186
GA $332k
Median income -50% vs GA
$38,917
GA $77k

Thomaston is a city in and the county seat of Upson County, Georgia, United States. The population was 9,638 at the 2006 census. It is the principal city of and is included in the Thomaston, Georgia Micropolitan Statistical Area, which is included in the Atlanta – Sandy Springs – Gainesville – Alabama Combined Statistical Area.

The receipts

Compare the top ten

Pick a metric. The bars rescale. The red line is Georgia’s statewide median.

City Cost of living index vs GA
1 Waycross 83
2 Fort Valley 83
3 Americus 85
4 Cordele 85
5 Camilla 85
6 Swainsboro 86
7 Sandersville 86
8 Douglas 87
9 Cedartown 87
10 Thomaston 87
City Median home value vs GA
1 Waycross $146,386 -56%
2 Fort Valley $158,985 -52%
3 Americus $128,313 -61%
4 Cordele $134,690 -59%
5 Camilla $155,383 -53%
6 Swainsboro $129,027 -61%
7 Sandersville $152,997 -54%
8 Douglas $185,359 -44%
9 Cedartown $205,346 -38%
10 Thomaston $178,186 -46%

Georgia statewide median: $332,063

City Median income vs GA
1 Waycross $38,301 -50%
2 Fort Valley $50,283 -35%
3 Americus $39,176 -49%
4 Cordele $33,800 -56%
5 Camilla $38,137 -51%
6 Swainsboro $49,750 -36%
7 Sandersville $49,833 -36%
8 Douglas $34,408 -56%
9 Cedartown $34,754 -55%
10 Thomaston $38,917 -50%

Georgia statewide median: $77,353

City Median rent vs GA
1 Waycross $768
2 Fort Valley $886
3 Americus $834
4 Cordele $786
5 Camilla $794
6 Swainsboro $836
7 Sandersville $811
8 Douglas $680
9 Cedartown $896
10 Thomaston $811
City Population vs GA
1 Waycross 13,756
2 Fort Valley 8,858
3 Americus 15,813
4 Cordele 9,994
5 Camilla 5,124
6 Swainsboro 7,571
7 Sandersville 5,601
8 Douglas 11,749
9 Cedartown 10,227
10 Thomaston 9,831

On the map

Where your money goes furthest in Georgia

Saturday Night Science

Methodology: How we determined the most affordable places to live in the Peach State for 2026

Determining affordability for places in Georgia boils down to how much it costs to live here.

You need to understand your costs relative to what people in the rest of the state are paying.

With that logic in mind, we derived several cost of living statistics from the latest Census American Community Survey 2020-2024 for Georgia using Saturday Night Science. We indexed the cost of living statistics across the following categories:

  • Housing
  • Transportation
  • Services
  • Groceries
  • Healthcare
  • Utilities

These are then weighted together to produce an overall cost of living index where 100 is the United States average. Anything below 100 is relatively affordable. Anything over 100 is relatively expensive.

We applied the biggest weight to housing as it typically accounts for 25% or more of your budget. Additionally, housing costs are the highest variant cost across a state. We then compare these cost of living metrics for each place in Georgia to figure out which is the least expensive.

The “Cost of Living Index” allows you to rank all of the 131 places in Georgia that have more than 5,000 people from least expensive to most expensive. Any ties went to the larger city.

The place in Georgia with the lowest cost of living according to the data is Waycross.

We updated this article for 2026. This report reflects our eleventh time ranking the cheapest places to live in Georgia.

The full plate

Cheapest Places To Live In Georgia

Click any column to sort. Search by city name.

RankCityPopulationCost Of Living IndexMedian IncomeHome PricesRent
1Waycross13,75683$38,301$146,386$768
2Fort Valley8,85883$50,283$158,985$886
3Americus15,81385$39,176$128,313$834
4Cordele9,99485$33,800$134,690$786
5Camilla5,12485$38,137$155,383$794
6Swainsboro7,57186$49,750$129,027$836
7Sandersville5,60186$49,833$152,997$811
8Douglas11,74987$34,408$185,359$680
9Cedartown10,22787$34,754$205,346$896
10Thomaston9,83187$38,917$178,186$811
11Fitzgerald8,91887$37,323$128,232$670
12LaFayette6,96787$46,018$158,532$840
13Thomson6,82187$42,180$202,124$848
14Jesup9,94288$46,974$202,641$696
15Toccoa9,23888$48,438$233,281$711
16Eatonton6,51588$56,250$399,155$954
17Adel5,64188$43,618$170,822$969
18Blakely5,23888$49,821$129,945$765
19Albany67,22489$47,240$129,374$931
20Forest Park19,50489$41,211$165,626$1,189
21Tifton17,21089$45,298$210,038$798
22Dublin16,13689$42,988$192,482$847
23Vidalia10,75289$49,370$184,385$794
24Jonesboro6,14389$50,843$241,617$1,068
25Waynesboro5,64489$41,620$188,665$746
26Eastman5,58489$52,394$154,913$770
27Sylvester5,48989$58,417$172,687$896
28Statesboro34,14990$44,737$276,367$944
29Griffin23,76190$43,632$240,028$1,110
30Brunswick15,30790$40,288$254,063$951
31Moultrie14,58890$43,670$170,768$790
32Fort Oglethorpe10,41690$51,867$245,691$937
33Morrow6,36491$73,693$216,943$1,515
34Rockmart5,20491$56,828$254,776$986
35Milledgeville16,74892$41,616$244,327$913
36Cairo10,05592$40,920$178,784$778
37Glennville5,17992$52,844$203,965$548
38Valdosta55,25293$45,925$210,105$1,054
39Rome38,18993$54,435$229,355$1,032
40Hinesville35,67993$60,028$237,454$1,212
41Dalton34,53893$63,577$242,582$996
42LaGrange32,07893$43,708$236,813$1,073
43Riverdale14,79293$63,455$214,168$1,360
44Bainbridge14,40493$45,422$172,159$791
45Temple5,90193$91,180$284,500$1,384
46Warner Robins82,99094$66,970$212,129$1,212
47Perry23,00194$76,909$273,009$1,132
48Monroe15,64894$44,656$371,278$1,105
49Centerville8,50594$68,922$227,613$1,312
50Stone Mountain6,62394$46,973$268,439$1,540
51Barnesville6,12194$57,411$258,106$846
52Byron5,97194$85,596$263,141$1,020
53Jackson5,74194$46,191$283,113$817
54Social Circle5,21794$88,591$361,857$1,083
55Columbus203,71196$58,073$173,152$1,106
56Garden City10,42696$47,814$272,348$1,282
57Auburn8,71196$77,034$365,247$1,326
58Union City27,72897$49,549$231,233$1,330
59Carrollton27,39297$54,379$285,669$1,089
60Winder19,43797$63,779$338,264$1,209
61Conyers18,51297$63,140$297,597$1,318
62Calhoun18,18397$58,750$273,432$873
63Oakwood5,86297$67,917$322,538$1,560
64East Point38,33598$68,598$231,600$1,364
65Fairburn16,83198$91,897$321,971$1,479
66Clarkston14,55798$48,564$267,836$1,422
67Commerce8,01398$60,961$334,904$1,183
68Bremen7,48898$93,780$290,337$951
69Hiram5,23198$85,119$312,225$2,085
70Lawrenceville30,95499$61,561$382,152$1,613
71Grovetown17,01499$85,660$304,550$1,407
72Covington14,58499$58,810$292,187$1,191
73Lovejoy11,50899$71,612$279,096$1,481
74Hampton8,68799$75,052$307,291$1,712
75Hapeville6,63099$95,714$265,299$1,640
76Savannah147,898100$57,137$326,509$1,382
77Douglasville37,536100$79,107$301,700$1,582
78McDonough30,947100$75,343$334,349$1,792
79Villa Rica18,551100$87,803$311,754$1,547
80Dallas14,714100$75,545$354,268$1,492
81Locust Grove10,532100$75,083$324,432$1,573
82Austell8,447100$72,938$292,181$1,494
83Stockbridge35,737101$70,136$289,839$1,494
84Thomasville18,666101$49,673$232,158$1,077
85Dacula7,444101$100,821$448,400$1,836
86Powder Springs18,009102$105,070$363,229$1,583
87College Park14,712102$51,635$277,094$1,207
88Gainesville45,032103$66,974$373,267$1,299
89Acworth22,473103$83,539$409,265$1,664
90Kingsland19,627103$77,944$297,403$1,275
91Lilburn15,390104$63,581$397,448$1,778
92Cartersville24,074105$84,437$323,100$1,229
93Snellville21,620105$89,896$355,608$1,818
94Cumming8,469105$85,868$603,209$1,705
95Kennesaw34,605106$83,356$403,299$1,845
96Loganville15,527106$83,605$392,226$2,018
97Jefferson14,990106$109,828$416,353$1,074
98Port Wentworth12,892106$79,731$290,499$1,812
99Fayetteville19,719107$82,188$455,206$1,720
100Newnan44,235108$82,292$363,872$1,542

Source: U.S. Census ACS 2020-2024, cost-of-living data. 131 places with more than 5,000 residents.

Summary

Georgia Affordability Summary

This is an accurate list of the most affordable places to live in Georgia for 2026, if you’re looking at the cost of living numbers in Georgia.

The cheapest cities in Georgia are Waycross, Fort Valley, Americus, Cordele, Camilla, Swainsboro, Sandersville, Douglas, Cedartown, and Thomaston.

Chris Kolmar
About the author

Chris Kolmar has been in the real estate business for almost ten years now. He originally worked for Movoto Real Estate as the director of marketing before founding HomeSnacks.

He believes the key to finding the right place to live comes down to looking at the data, reading about things to do, and, most importantly, checking it out yourself before you move.

If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already.

You can find out more about him on LinkedIn or his website.

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